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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

DH giving FIL money

144 replies

Sashadublin · 19/10/2021 16:23

By way of background I think it's necessary to say that my in-laws would not be generous people; they do not send Christmas cards to anyone to save money on stamps, they never go out and have no social life, before our children or any of their grand children were born they said that they would never help with childcare and have never helped in anyway financially with anything ( absolutely fine, that's their prerogative). I would find them quite unusual and emotionally cold people.

Recently my FIL has decided that he would like to restore a remote cottage in the countryside where he grew up. The property is completely dilapidated and is near no amenities whatsoever. Again fine, if that's what he wishes to do. However he has asked all four of his children to provide money to do up this property, currently £5,000/each. They have all agreed.

It has been suggested by him that the cottage could be used as a holiday type home. This is pretty unrealistic as it's in the middle of nowhere and not in a part of the country we would ever wish to visit.

I'm the primary bread-earner in my family and my DH struggles to pay his share of nursery fees/mortgage etc. I can't believe that he is expected, and willing to fork out at least 5k to his DF for what frankly seems like some bizarre vanity project. He will also have to be away for a few days to clear out the cottage.

I think deep down he resents this from his FIL and is a little sad/embarrassed about it, but is very devoted to his parents and all his siblings have agreed to it so he doesn't want to be he only one not.

So AIBU in resenting this money going to this project when there are repairs, bills etc that need to be paid on our own house? or should I just lump it and not say anything? I think what I resent the most is that the stingiest man I have met (FIL) is happy to ask his children with young families of their own to give him money for this project. Apologies if this sounds a bit ranty.

OP posts:
Lotusmonster · 19/10/2021 17:34

I think your DH has to tell his dad the situation as it is. “Sorry Dad, I don’t have the earnings myself to pay £5k and my wife prefers not to invest her money, thank you”
FIL has clearly had no qualms about saying no to others in the past.

Watchingyou2sleezes · 19/10/2021 17:35

@HollowTalk

The property is completely dilapidated and is near no amenities whatsoever.

£20,000 isn't going to touch the sides of this, OP. He'll be wanting more money soon.

Exactly this. He can't afford it, you don't want to it. It's time he mans up and has a frank talk with his dad
Lotusmonster · 19/10/2021 17:35

Not suggesting it’s on the cards, but theoretically speaking, if you divorced OP, how would YOU get YOUR £5k back from this?

Lotusmonster · 19/10/2021 17:36

Can’t FIL go the bank and ask for a loan?

Lordamighty · 19/10/2021 17:41

£20k will be nowhere near enough for a project like this. Ask your DH what will happen when FIL runs out of money.

CyclingIsNotOuting · 19/10/2021 17:42

I wouldn’t begrudge the money. If you have separate finances then that’s up to him.
I would begrudge time away from the home to help with the project and any expectation that it would be the family’s holiday destination going forward.

Jux · 19/10/2021 17:42

It sounds bonkers.

Are all the other children able to pay easily and £5K is small change to them? Has your dh spoken to his siblings? If they're all wealthy and are doing it so he can indulge himself, "it'll keep him happy" etc then it's clearly not an equal playing field and needs renegotiation, like your dh puts up a much smaller percentage % than the others. Surely he can discuss this directly with his siblings?

PumpkinsandTea · 19/10/2021 17:43

@forrestgreen

I'd say you need to restructure your money where you both have your own savings each month together with family savings for the future. If your dh wants to use his own money... instead of buying himself lunches, Xbox etc
Why on earth would a grown adult play on an Xbox?!? Where have you got that from?! Hmm
ejhhhhh · 19/10/2021 17:44

Is he going to own a share in the property? If he is, I'd have thought £5k is nowhere near enough for a meaningful share. If he isn't (which I presume is the case), I'd be annoyed too.

Merryoldgoat · 19/10/2021 17:44

I don’t understand how he struggles to pay his way and can then afford this?

And without this, surely you arrange your finances as a family - how does one struggle to make their contribution? Unless he’s pissing away money meant for family then I don’t get it.

Mrstamborineman · 19/10/2021 17:46

Nay no spare funds.

Merryoldgoat · 19/10/2021 17:48

Why on earth would a grown adult play on an Xbox?!? Where have you got that from?!

Plenty of functioning adults play games consoles. My DH and I both do. I also bake and crochet.

I hate this snobbery around video games. It’s just another thing to enjoy when used sensibly.

PumpkinsandTea · 19/10/2021 17:48

@Sashadublin FIL is so clearly scamming his own kids!

So what's your plan then? Are you going to sit DH down and explain that it's a hard no? GinGinGin

PumpkinsandTea · 19/10/2021 17:49

@Merryoldgoat

Why on earth would a grown adult play on an Xbox?!? Where have you got that from?!

Plenty of functioning adults play games consoles. My DH and I both do. I also bake and crochet.

I hate this snobbery around video games. It’s just another thing to enjoy when used sensibly.

I have never, ever known any adults over the age of 21 play on video games ffs! Not ones with actual jobs & responsibilities anyway
DottyHarmer · 19/10/2021 17:51

I see the problem here as the siblings.

Bil was always been keen on treating the Pil, and telling Dh what our share of (Michelin starred) meal would be. It was always me being the bad guy and Dh not wanting to fall out with bil.

Could that be the case here? The Dh thinking that if his siblings are agreeing to the £5k he feels he must go along with it in order not to appear a) mean and/or b) not as well off as they are?

Merryoldgoat · 19/10/2021 17:51

Well. I’m a 43 year old accountant who does with a mortgage, two children and a very responsible job.

LittlePearl · 19/10/2021 17:52

Your in-laws sound awful.

I'm not surprised you feel resentful that your husband has agreed to this. I hope you can find a way forward.

thevassal · 19/10/2021 17:52

Joining in with everyone else. How can he struggle to pay his half of normal daily costs yet have a spare 5k of his own funds to give to his DF? If it is going to be out of his own money think you have to make this very clear, to the point where both of your pay goes to a joint account to pay all essential bills first, then whatever you both have leftover he can use - rather than fun money first, pay dad second, then he struggles to pay mortgage because he's already spent everything.

Even then though I think it's a pretty shit deal for you as presumably this will mean he has very little spare cash so you will still end up paying for any treats, either for the kids or for each other, days out, birthdays, christmas, a takeaway, etc. Even if you could easily afford it I'd still agree with you that £5k would be better spent treating your own kids rather than his father's vanity project.

cptartapp · 19/10/2021 17:53

So he'll be expected to go and spend time helping renovate the cottage. Whilst you're left with the childcare?!
Why can't he speak his own mind with his own parent?
Odd all round.

Longdistance · 19/10/2021 17:54

So fil wants £5k from all his dc to do up an old cottage. How it reads is that he’ll probably leave his money to the cats home and your £5k will be gone.
Tell your dh no and that’s that. You’re clear that you won’t have use for it, so there’s your answer.

TimeForTeaAndG · 19/10/2021 17:56

@Merryoldgoat

Well. I’m a 43 year old accountant who does with a mortgage, two children and a very responsible job.
39 year old bookkeeper here who enjoys video games. DH is 38 and also plays. As does DD!

Utter snobbery on MN about suitable pastimes for adults.

Notaroadrunner · 19/10/2021 17:57

Why on earth would a grown adult play on an Xbox?!? Where have you got that from?!

While you may not know of any, there are plenty of adults who play Xbox, PlayStation etc. Even some tv ads for games are geared towards families, showing family games. And yes, even functioning adults with full time jobs manage to play. I imagine it's quite common.

Simonjt · 19/10/2021 17:58

@Merryoldgoat

Well. I’m a 43 year old accountant who does with a mortgage, two children and a very responsible job.
Responsible here too, professional job, professional sportsman, home owner, responsible enough to be a lone adopter, early 30’s and love a console, we’re nintendo fans in this house, Zelda being our favourite. Our CEO is a big gamer.
irishoak · 19/10/2021 18:00

As someone doing up an old cottage in the middle of nowhere currently - 20k will be gone in no time at all. Materials are through the roof at the moment, supply chain also very slow, workmen in massive demand, so difficult to get people out to you, and no doubt there will be about 15 unexpected problems/costs that your FIL hasn't even thought of yet, on top of the things he has.

Penistoe · 19/10/2021 18:01

But presumably your DH would inherit when the cottage will have increased in value? So an investment reallly. He needs to have a frank talk with his father.

Or it is sold to pay for care fees. Unless their is a legal requirement.