To ask how people will cope with Universal credit cut.

[ponyexpress22]

Surely they aren't going ahead with cutting it by £20 a week? I'm shocked that the government could stoop this low. What the hell are they doing.

Um, no I'm not.

Universal credit wasn’t enough in the first place. The additional £84 a month made it more bearable so taking it away is just shit.

Especially when the chancellor of the exchequer had a hand in making money off the back of the 2008 banking crisis.

@Theworldishard

You’re lying about your overall income. If you pay £500 housing a month, you’d get £655 approx UC top up, £91 approx child benefit and then your wages of approx £740. So while you’ve said you get £1185 to live off, you aren’t being truthful. You’re actually getting more like £1490 a month.

I’d suggest that’s easier to live off than the £979 UC plus £91 CB (plus a possible £60 council tax support depending on what rate you pay).

That’s a big difference so let’s not pretend you live off a similar amount to someone in your position relying solely on UC.

[quote Theworldishard]@notanotherjacketpotato I do survive on £1185 a month actually.[/quote]
It was 10 years ago, but I survived on £850pm take home pay (Band 1 NHS). My rent was only £350pm though. They are just ridiculous now.
I was not entitled to any top up of my wages.

[quote BigThumb]@Theworldishard

You’re lying about your overall income. If you pay £500 housing a month, you’d get £655 approx UC top up, £91 approx child benefit and then your wages of approx £740. So while you’ve said you get £1185 to live off, you aren’t being truthful. You’re actually getting more like £1490 a month.

I’d suggest that’s easier to live off than the £979 UC plus £91 CB (plus a possible £60 council tax support depending on what rate you pay).

That’s a big difference so let’s not pretend you live off a similar amount to someone in your position relying solely on UC.[/quote]
I'm not lying.
I don't get housing money. They give me £400 a month and £85 child benefit. I earn £800

@Theworldishard why don't you get housing money?

£300*

@Theworldishard

To those asking, currently i have no childcare costs but I would love to send my son to nursery. When he is two I am hoping to be able to get 15 free hours, as I feel he may need the socialisation. At the moment my sister has him when I work but that is not a long term solution. I pay £500 a month housing.

There you go then. Why people were surprised by your original comment is because most people wouldn't think "wow £1000 is a lot to be given" they'd automatically realise that other people's outgoings are far higher because really £500 rent is incredibly incredibly low and not the norm.

@Theworldishard

You should get:

Standard allowance
£317.82

You get a standard amount each month. You said you're single

Children
£277.08

Plus CB on top.
Standard allowances, I less you're not single and not renting a property like living with parents. Etiher way, something is t adding up.

[quote Itsnotover]@Theworldishard why don't you get housing money?[/quote]
Because I have a loan off my dad to pay for my housing. He lent me money and I owe him £40,000. Then I will own my home. I have on my low income, managed to pay back £20,500 so far. In 3 years I will own my home.

People seem to be missing the big picture here. Its not about whether people deservie it, its about the effect it will have.

Foodbanks are already running dry. people are feeling the effect of the evictions ban, shop shelves are becoming empty, covid is rising. The situation right now is shit.

Councils cannot cope with the demand for support services, drug deaths are going through the roof, there is a rising mental health epidemic and most of the welfare institutions - like GPs, HVs, Playgroups, etc are running at half pace.

Why was spending £36 billion on an excel based test and trace app that didnt work and eventually got turned off worth spending money on when basic support for citizens is not.

[quote PalmarisLongus]@Theworldishard

You should get:

Standard allowance
£317.82

You get a standard amount each month. You said you're single

Children
£277.08

Plus CB on top.
Standard allowances, I less you're not single and not renting a property like living with parents. Etiher way, something is t adding up.[/quote]
Is the standard allowance with housing? I get the full child bit.

"Because I have a loan off my dad to pay for my housing. He lent me money and I owe him £40,000. Then I will own my home. I have on my low income, managed to pay back £20,500 so far. In 3 years I will own my home."

Are you from greece and did you go to St Martin's College?

@PalmarisLongus

"Because I have a loan off my dad to pay for my housing. He lent me money and I owe him £40,000. Then I will own my home. I have on my low income, managed to pay back £20,500 so far. In 3 years I will own my home."

Are you from greece and did you go to St Martin's College?

Ha ha.

My grandparents and mum died when I was a teenager. Life insurance and house sales meant my dad was able to 'gift' my sisters and I money. He wanted to help us with property. My house was £250,000 and I had £210,000 so my dad gifted me £40k so it wasn't unfair to my sisters, so legally I own the house on paper but I do a standing order to my dad once a month to have paid off £40k .

Lent me.£40k*

*Itsnotover

@Theworldishard

A minimum wage job will pay about £1300 a month if you work 37 hours a week. So £1000 isn't that much relatively is it? This isn't 1980 any more.

sigh
hmm*

The sigh is because benefits are intended to top up wages from work, not replace wages completely.

Getting £1,000 every month in addition to full time earnings would add up to a decent chunk.

@DeepaBeesKit

*Itsnotover

@Theworldishard

A minimum wage job will pay about £1300 a month if you work 37 hours a week. So £1000 isn't that much relatively is it? This isn't 1980 any more.

sigh
hmm*

The sigh is because benefits are intended to top up wages from work, not replace wages completely.

Getting £1,000 every month in addition to full time earnings would add up to a decent chunk.

Exactly this .

So you own property? And have a standing order with your dad that isn’t enforceable for the risks of eviction if you have extra outgoings due to emergencies? And have free childcare from your sister enabling you to work?

And you think you can comment on what it’s like to live on a low income? This has to be the funniest and saddest thing I’ve read on mumsnet. Only on here would you find someone claiming to live on a low income when they own a house 😂😂😂

The sigh is because benefits are intended to top up wages from work, not replace wages completely.

Er no. As I have already clarified, some people cant get a job but in order to keep getting their benefit payment in that situation, they have to show that they are looking for work.

FGS it's not that difficult to understand.

@BigThumb

So you own property? And have a standing order with your dad that isn’t enforceable for the risks of eviction if you have extra outgoings due to emergencies? And have free childcare from your sister enabling you to work?

And you think you can comment on what it’s like to live on a low income? This has to be the funniest and saddest thing I’ve read on mumsnet. Only on here would you find someone claiming to live on a low income when they own a house 😂😂😂

I agree.

It reminds me of when Xenia was complaining that the government should pay for her loss of income during the pandemic.

One rule for them.....

Itsnotover
That's the minority though. The majority of people on UC are in work?

[quote PalmarisLongus]@Theworldishard

You should get:

Standard allowance
£317.82

You get a standard amount each month. You said you're single

Children
£277.08

Plus CB on top.
Standard allowances, I less you're not single and not renting a property like living with parents. Etiher way, something is t adding up.[/quote]
Children born after April 2017 will not get this higher child element. It is £237.08.

@DeepaBeesKit

Itsnotover That's the minority though. The majority of people on UC are in work?

A lot of people on UC are in work. But the minute you start earning you get very little housing benefit at all from what I remember. I'm just saying this because some people seem to think that people who rely on benefits are living the dream life.

@DeepaBeesKit

Someone in full time work wouldn’t get £1000 top up. It would be more like £400.