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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask how people will cope with Universal credit cut.

999 replies

ponyexpress22 · 10/09/2021 13:25

Surely they aren't going ahead with cutting it by £20 a week? I'm shocked that the government could stoop this low. What the hell are they doing. Angry

OP posts:
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notanotherjacketpotato · 10/09/2021 21:20

@Theworldishard

Thanks for the replies. Wow, I didn't know there was so much that could be given.
The most hollow of laughs for you.

I'd love to see a suggested budget to show how far you'd make £1000 a month go...

Anon778833 · 10/09/2021 21:22

LMAO at the stupid people who think anyone can live on under £1000 a month when rent is usually at least £800 pcm

What do you think would be better? For them and their children to be on the streets?

There is a rule also that once your child turns 2 you have to start looking for work in order to get the payments. So people who are paid this are usually looking for a job.

Postdatedpandemic · 10/09/2021 21:29

I can't begin to say how miffed I am that UC claimants have been sending £20 a week to the Cayman islands.
Don't they know that that money would be so much better spent in the local area?
Once this frivolous money is stopped, local economies will do so much better.
Honestly won't somebody think of the rich people, it has been so hard for them.

Babyroobs · 10/09/2021 21:29

@Itsnotover

LMAO at the stupid people who think anyone can live on under £1000 a month when rent is usually at least £800 pcm

What do you think would be better? For them and their children to be on the streets?

There is a rule also that once your child turns 2 you have to start looking for work in order to get the payments. So people who are paid this are usually looking for a job.

Many people can still get £1000 on Uc and wages on top. It's not just job seekers that could be getting this much.
Theworldishard · 10/09/2021 21:32

I've not given my opinion of whether people are entitled so don't put words into my mouth to start a witch-hunt for the 'UC hater'.

I am on universal credit myself.

Theworldishard · 10/09/2021 21:33

@notanotherjacketpotato I do survive on £1185 a month actually.

isseys4xmastinselcats · 10/09/2021 21:33

@CorrBlimeyGG no i work two part time jobs and believe me £800 a month isnt exactly high wages the reason i coped was i wasnt travelling to work so not spending bus fares and not having to find lunch money and not going out or buying any clothes etc

Theworldishard · 10/09/2021 21:34

@Itsnotover

LMAO at the stupid people who think anyone can live on under £1000 a month when rent is usually at least £800 pcm

What do you think would be better? For them and their children to be on the streets?

There is a rule also that once your child turns 2 you have to start looking for work in order to get the payments. So people who are paid this are usually looking for a job.

FGS stop being melodramatic and catastrophising someone asking a question.
notanotherjacketpotato · 10/09/2021 21:36

I'd still like to see a budget that would lead someone to think £1000 is "so much"

isseys4xmastinselcats · 10/09/2021 21:36

and i have lived on benefits while working and having £55 a week to run a house is no fun i have been there so have every sympathy for anyone trying to survive on what the government thinks is acceptable when my husband left me high and dry i was told that every penny over £75 a week would be taken off my housing benefit and i also had to find some money towards my rent out of that measley ten years ago level

Theworldishard · 10/09/2021 21:38

@notanotherjacketpotato

I'd still like to see a budget that would lead someone to think £1000 is "so much"
It's very rude to ask for my personal financial situation. £1000 is a lot of money to some people. I have a nearly two year old, work 22 hours and get a universal top up and that with child benefit takes me to £1185. That's what I live on. So to think someone is getting that without working made me wonder about my own situation.
Babyroobs · 10/09/2021 21:41

If £1185 is your total income with Uc, then I presume you don't have rent to pay or childcare costs?

CiaoForNiao · 10/09/2021 21:42

I've just run an "entitled to" check just out of curiosity (as previously mentioned I am too ill to work atm.)
Apparently if I went back to my old job, earning 17k per year I would get £1226 in UC and CB combined per month. That's only £200 less than I get now as an unemployed person (currently appealing the decision not to award me LCWRA) Hmm

@Theworldishard I assume you have low rent costs, or a mortgage?

Anon778833 · 10/09/2021 21:43

It's very rude to ask for my personal financial situation. £1000 is a lot of money to some people. I have a nearly two year old, work 22 hours and get a universal top up and that with child benefit takes me to £1185. That's what I live on. So to think someone is getting that without working made me wonder about my own situation.

It's rude to ask about your finances but you're telling us all your income to the pound per month? Confused

UndertheCedartree · 10/09/2021 21:44

I am losing £80 per month after my next payment and just to make me feel even better my utilities bill has just gone up £40 per month! I'm also not getting any help with my housing costs still (long story!) I hoped they may have tried to help more with that considering the reduction in benefit.

I haven't been to the food bank in a long time but I went today and will probably be there more often again.

Theworldishard · 10/09/2021 21:45

@Itsnotover

It's very rude to ask for my personal financial situation. £1000 is a lot of money to some people. I have a nearly two year old, work 22 hours and get a universal top up and that with child benefit takes me to £1185. That's what I live on. So to think someone is getting that without working made me wonder about my own situation.

It's rude to ask about your finances but you're telling us all your income to the pound per month? Confused

Yes because you all seem bizarrely shocked that someone thinks £1000 is a lot of money. To me it is. So I feel it appropriate.
Anon778833 · 10/09/2021 21:46

Most people get about £250 a month taken off them in 'benefit cap' and that's not only the people who have 6 kids - it's pretty much anyone.

The circumstances for UC do differ a lot depending on if someone in your household is disabled, if you qualify for childcare costs so it's pointless speculating why some people get X and some get Y

Babyroobs · 10/09/2021 21:47

£1000 is a lot of money but you have to remember that people have to pay rent out of this and the Uc rent element often doesn't cover the rent they have to pay. Believe me I have seen people getting 2k in Uc each month, now that is a lot.

Anon778833 · 10/09/2021 21:48

@Theworldishard

A minimum wage job will pay about £1300 a month if you work 37 hours a week. So £1000 isn't that much relatively is it? This isn't 1980 any more.

Theworldishard · 10/09/2021 21:49

To those asking, currently i have no childcare costs but I would love to send my son to nursery. When he is two I am hoping to be able to get 15 free hours, as I feel he may need the socialisation.
At the moment my sister has him when I work but that is not a long term solution.
I pay £500 a month housing.

marchez · 10/09/2021 21:50

This reply has been deleted

Message withdrawn at poster's request.

Theworldishard · 10/09/2021 21:50

[quote Itsnotover]@Theworldishard

A minimum wage job will pay about £1300 a month if you work 37 hours a week. So £1000 isn't that much relatively is it? This isn't 1980 any more.[/quote]
sigh
Hmm

Anon778833 · 10/09/2021 21:51

What is the 'sign' for? What I'm saying is true.

Theworldishard · 10/09/2021 21:53

@Itsnotover

What is the 'sign' for? What I'm saying is true.
You're derailing the thread now.
UndertheCedartree · 10/09/2021 21:53

@StrangeToSee

I thought it was always going to be temporary, not a permanent increase? It was to help people out in the midst of the pandemic. Like the furlough scheme. People were expected to plan for it ending not budget as if it would be the same.

Where would the money come from to make it permanent? Tax the squeezed middle even more?

What about the people who didn’t quite qualify for the raise, but still had to make ends meet?

The thing is if you didn't have enough money to cover your outgoings before the uplift and then it made things easier I'm not sure exactly what plans you should put in place? Apart from going back to the foodbank, I guess.