Wow. This thread has touched a nerve with many

. I foolishly thought I’d get a lot of agreement!
I started this thread after a convo with a neighbour who was talking about a very expensive holiday she’s booked in front of a friend of mine who’d come round and who like me has a disabled child and is also a full time carer, both of us having had to give up working due to this.
Neighbour was saying she’d got a bonus (works in finance 9-5), no major past struggles that I’m aware of (she definitely would have told me if she had!) and then made the comment in my OP and said she deserved it. I found it quite irritating as I know what she does, it’s not that onerous and friend and I were discussing it afterwards.
I made the distinction of University education as very few of my peers went to Uni in my day. It was mainly the well off kids who did.
I also grew up in a dysfunctional, abusive home, no contact with father, no interest was taken in my education and I left home as soon as I could at 18 to a live in job in a hotel. I went to Uni at night while working full time when I was 25. Took me 6 years while raising DC. Suffered a stillbirth/rape so fair share of traumas (only mentioned because others have not for sympathy). Had absolutely no help with childcare and never have. No sooner had I started working in my chosen field and earning decent money, we discovered one of our DC had a disability, both parents working was incompatible with that. DH was earning slightly more so he continued working and we have been a one income family since which has massively impacted our finances. I have bust my bollocks supporting my DC and trying to get the help they need for the pittance of £67 a week instead of £40k which was my starting salary 13 years ago so perhaps I am a bit bitter, and insanely jealous, and have a whole bag of chips on my shoulder, 
Lots of people have shared their stories about how hard work and determination set them up but what if you don’t have the time or resources to put in 80 hour weeks or the confidence to take risks or grab opportunities?
Also overcoming adversity to be successful takes luck. being blessed with robust mental health for example, having the intelligence to make the right choices or the self awareness to decide to improve yourself.
I remember the first time (in years) we managed to save some money for a basic holiday for us and the DC. DH’s car was due a routine service. Guess how much the issues found on it which needed repair came to
. Nigh on the exact amount we’d saved.
It’s definitely a control issue. We like to think we’re in it as the realisation that life is pretty random is too scary to entertain for most. Probably partly why religion was invented.
I’m not saying hard work doesn’t count but you can work hard all you want and only just survive on minimum wage, or you could lose it all from an unlucky investment or court case over a boundary dispute or some such.
Just to add, to work smart you have to be smart in the first place.