To never work full time. Ever!

[Egghead81]

I work three days a week.
Two primary children, almost secondary.
Child maintenance plus salary plus rental income from a buy to let means very comfortable but not “rolling it in” ie high end holidays but I’ll shop around relentlessly for best deal rather than just book without thinking; nice car but second hand; cash savings that would be sufficient to cover six months but were not talking hundreds of thousands!

I like my job but don’t love it. I do however LOVE my two days off. They feel like a mini holiday every time. I don’t want to lose that! Not even when children are teens and grown up.

Anyone else have absolutely no intention of ever going full time?! Even though with more money would more of everything you already afford or better (rather than actually adding anything if you see what I mean)

What does our opinion matter anyway? Even if everyone said you’re being unreasonable to not work full-time (and I can’t see why people would say that - it’s none of our business) then you would still do it anyway. So what’s the point apart from a weak attempt at stealth boasting.

I'm not jealous at all but just warning OP to get proper financial advice and consider her whole life span.

Aye, nice an all but you need someone else to be footing the bill.....

Which is where the 'high earner' husband usually comes in....

If it works for any given couple then that's up to them, but honestly you rarely see men talking about going part time, and almost never with a wife in FT employment.

Each to their own. I have never had CM for my 2 DC so have no choice but to work FT and pay the mortgage.
If my circumstances were different I would love to work PT.

I think everyone should work part time if they can or want. I worked to live not the other way round. Years ago there was no such thing as a 'weekend', most people just had Sunday off work in order to go to church.

@MrsTroutfire

Aye, nice an all but you need someone else to be footing the bill.....

Which is where the 'high earner' husband usually comes in....

If it works for any given couple then that's up to them, but honestly you rarely see men talking about going part time, and almost never with a wife in FT employment.

DH went P/T at 55 and was not an high earner, he retired at 60. so we were both part time when DS left home.

I have gone from five to four days a week, to give time to help my mum. I will not go back, even if my mum were to die in the very near future.

[quote YankeeDad]@MoiraNotRuby
I don't see why owning and renting out a home is particularly unethical. If the home is well-maintained, tenants are treated fairly, etc. then an owner of a rental property is providing a valuable service, just like a food market or a garage or a travel company.[/quote]
Agreed. The idea that landlords just profit is amazing to me. Owning and renting involves risk, property is taxes, and landlord is responsible for all maintenance. I don’t get the logic of the previous poster.

I mean, congrats? You had a wealthy parent/grandparent and you married a wealthy man. Well done?

There doesn't seem to be an actual question here. Without one, it does seem like you're asking to be judged and then shocked that people are judging you.

Frankly, I don't particularly care what you do. I think it's foolish to do this without taking professional financial advice and saving a good pension, but if you want to live off of child maintenance and an inherited property, have at it. I would, however, try to avoid this emoji, , if you're horribly offended at being called smug.

This is such a pointless AIBU. It's really none of our business.

The full time job that you aren't doing is being done by someone else who perhaps needs the money more than you do. So, if you can afford to work part-time, go for it.

@Littlefluffyclouds13

What exactly are you looking for by posting this? Such a pointless post.

You do know there are people on here using food banks? Single parents living hand to mouth who receive zero maintenance etc

Modesty, empathy and decent manners are sadly not something that money can buy!

This. I voted yabu for posting such a smug self satisfied pointless post. The lack of self awareness is frankly staggering " Look at my lovely life. Aren't I lucky with my mini holidays. Aibu?"

I really couldn't care less what you do.

He inherited a very sizeable amount and put 80% in to various funds for the children.

He didn't built it up then did he 😆

Fair enough, if you feel you have thought through the future implications of pension etc. and are happy with that, then yes, I would see no reason to return to full time work as your situation seems to work for you.

@ThatIsMyPotato

cupsofcoffee just pointing out that end of life care is expensive and once you are that age your earning potential is reduced

You're correct, it is expensive, but it's also not something I would spend my life worrying about.

The vast majority of elderly people don't need full-time care.

cupsofcoffee but if you do need it it can be expensive to go somewhere nice.

#smug

OMS says in 2019 in England, there were 131,149 deaths of care home residents (wherever the death occurred). So that's a fair few people needing residential care (they might not all be elderly). And that's only the people who died.

*ONS

@MrsTroutfire

The reason posters get annoyed about these type of threads is because working part time forever is the taboo female privilege that nobody wants to acknowledge (and usually try to dress up as a hardship against the privilege of working).

That's if any of what the OP says is even remotely true. and I seriously doubt it.

Most people lie on the internet.

@ThatIsMyPotato

cupsofcoffee but if you do need it it can be expensive to go somewhere nice.

Of course, I'm not saying otherwise.

But I'd rather not live my life working stupid hours just incase I happen to be one of the 15% of people who need full-time care in their late eighties.

www.mha.org.uk/get-involved/policy-influencing/facts-stats/

In any case, the vast, vast majority of the population will never be able to save enough to have your quoted 5 years of care-home fees. That could run into well over one million per person.

@ThatIsMyPotato

OMS says in 2019 in England, there were 131,149 deaths of care home residents (wherever the death occurred). So that's a fair few people needing residential care (they might not all be elderly). And that's only the people who died.

Compared to the population, it's actually a very small amount.

Only 15% of the over-85's live in care homes. The other 85% live in their own homes.

www.mha.org.uk/get-involved/policy-influencing/facts-stats/

@cupsofcoffee scary isn't it. Where will they all go? I hope they manage to change the policies as it is a scary thought that so many people wouldn't be able to afford a nice care home.

My husband earns under 30k and I only work 5 hrs a week atm. I think I would struggle with FT as I've never done it (ever)