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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

"Maybe you should be grateful I let you live here for free"

293 replies

DefinitelyDone · 01/05/2021 00:34

A similar thread got me thinking about my situation with OH. After what he said to me the other day I was in no doubt that he was the one being unreasonable, and I think I’m ready to end things with him over it but some perspective would be good.

We were having a discussion/disagreement over getting our children a small pet, and then he said:

“Maybe you should be grateful that I let you live here for free”

This is long so TLDR: He said I ought to be grateful for living in his house for free. I’ve contributed £15k to ‘his house;’ despite that being most of my saving and me having a mostly low income. And have done 90% of the housework and childcare for 14 years. AIBU for thinking I shouldn’t be expected to pay him?

We aren't married but have been together for 14 years and have three children, 12, eight and three.
He bought our house a few years ago but we used to rent, the house is in his name only. I did contribute £10k towards an extension and have spent at least another 5K on things such as furniture and carpets Etc. I’ve also decorated 6 of the rooms alone if that counts for anything.

I have never paid him rent. We lived together for two years before having our first child and I never paid rent then either, though wasn’t working at the time. He’s never asked for money and I’ve always bought my own things/paid my own bills and never asked for money from him.

While being together my finances have ranged from having no income to receiving £40 CTC per month, up to receiving a higher amount of CTC when he went self employed, to me earning anywhere from £100 -£1000 per week over the past few years but this has now reduced back down again over the past few months and doesn’t look to be increasing again. I’m also very unlikely to be receiving CTC next year as his income has increased again.

My point is that my financial situation is changeable but other than the past few years I’ve had a pretty low income.

He always paid the rent before he bought the house, but there is no mortgage now, he pays for most of the food and household bills, but nothing that is just mine such as my phone bill Etc.

I pay for everything for the children and always have, even when I had hardly any money when our first was born, I bought all her clothes and baby things second hand.
I buy all of their clothes, their school uniforms, activities, pay for school trips and days out, every birthday and Christmas I have bought 90% of their gifts.
I do pretty much all of the housework and childcare. He is better with our three year old than he ever was with the other two and does tend to his evening (not middle of the night) awakenings which he never did with the others. Basically, he’s just being a father there, sort of, but this was pretty amazing when he started that as I was completely on my own with the very frequent evening and night awakenings with my first two.
He never, ever gets up early to help with the children. He never, ever lets me sleep in in the mornings. He rarely gets up for work before 10am and is usually home by 5pm, often earlier.
There was a period of about a month when our second was a baby and went through a period of wanting to sleep in when it was time to get up to get my first to nursery. After much nagging he started taking our first to nursery so I could sleep in a little and let the baby sleep in too but this didn’t last long and he hasn’t helped in the morning since. Eight years since.
He occasionally collects them from school but I do all the school related things- homework, spelling, reading Etc, I did all of the home learning, even during the first lock down when he had no work. I battled a very reluctant seven year old with a very demanding toddler while he hid in his ‘office’ playing games or whatever.
I have always done pretty much all of the housework, until our three year old was born I used to do his laundry too, now he sorts his own clothes out, I do pretty much all of the cooking, cleaning, tidying.

Things got very bad during lockdown and I pretty much stopped everything. He had no excuse of being
busy with work and witnessing how he watched me fall apart and didn’t step in to help really hit home how things were, so I did the minimal laundry and pretty much stopped cooking and cleaning. The rest of the day was home schooling. He started to occasionally wash towels and load/unload the dishwasher a few times. He’s even mopped the kitchen floor and cleaned a bathroom or two a couple of times. Amazing. I wish I wasn’t joking.

So bearing in mind all I do and have done, is it unreasonable of me to think that actually, I shouldn’t have to pay him a penny to live here? I shouldn’t be grateful for living here for free like it’s an amazing kindness from him, and that actually, he’s the unreasonable asshole here and should be grateful for everything I do. It’s really shown me how he feels towards me; I’m just a lodger that doesn’t contribute in any way.

I realise all this is grounds to LTB and after several similar threads and being told to, I think I’m finally ready to call it a day, but right now I want to focus on who’s being unreasonable here and if I’m deluded.

OP posts:
Applesonthelawn · 01/05/2021 07:48

Underlying all of these threads is a complete lack of organisation about how your personal finances are arranged. Unless one of the couple keeps record of everything that has been spent or contributed by each to the running of the household, there can come a point eventually, whether married or not, where one partner starts to claim the other is "lesser" in some way. It seems to be human nature. Why isn't financial awareness/home economics taught in schools?

Voomster953 · 01/05/2021 07:52

What’s your employment situation now, OP?

Why weren’t you working when you first got together? What do you do that ranged between £100 and £1,000 a week?

You’re SO vulnerable. You need to get a job and get some money of your own sorted out. You need a back up fund for when and if he decides to pull the rug out from under you.

Springsnake · 01/05/2021 07:52

My friend was in this situation,with 2 kids and marriage after 15 years ,he ended it and threw her out ,she went to the solicitor and got £40 ,000 from the sale of the house ...so you might be able to get some money out of him ,definitely try to get your £15 k back through a solicitor.
You need to marry him ,,I think he knew financially what he was doing ,and he gave no thought to you ..
or leave ,

Springsnake · 01/05/2021 07:53

Sorry ,no marriage,my friend wasn’t married

Brownteddybear · 01/05/2021 07:54

OP sorry to hear about your situation and I hope you get out of it to a better place. However can I please implore you not to consider a small pet "for your children" as it's very unfair on the pet to bring them into an unstable and uncertain living environment. Adding a pet to the mix when there are many other things to sort out here is unwise.

One of my friends was in a similar situation with their unmarried partner who had contributed to renovations etc and they did have a claim on the house. My friend the owner had to sell and give them a whole load of money back. So get legal advice first and foremost. Good luck.

longwayoff · 01/05/2021 07:59

Have you thought about being a housekeeper? Or a nanny? Probably not as both are sought after and well paid positions which hubbikins gets free of charge. He's a pig. I've no idea of your legal entitlements after your 14 year slog but please try to salvage what remains of your self. Leave him as soon as you possibly can.

CutieBear · 01/05/2021 07:59

@DefinitelyDone do you work and have separate finances? Did you give up work to be a SAHM? He is treating you like an au pair (and an abused one too). Threads like this make me determined not to become a SAHM. I’m so sorry you’re in this mess. Do you have family nearby who could help you out of this situation?

NoBetterthanSheShouldBe · 01/05/2021 07:59

Agree with most of the comments above, but ... you are indeed lucky that your OH keeps you at home and it’s a choice many of us never had. Particularly so since he knows you could walk out at any time. Not a good attitude, but if you were mid-argument I can see how it would be said in heat.

I don’t agree that most of his costs would be the same without the four of you living there. My costs fell substantially each time someone grew up and moved out, even in the same house.

themalamander · 01/05/2021 08:01

You're in big trouble. You need to get married. Or you need to get full time employment and start paying into a pension pot and saving money of your own.

Are you on the deeds to the house? Did you have anything written up when the purchase was made about how the proceeds would be split if you ever sold/broke up?

toolazytothinkofausername · 01/05/2021 08:04

You aren't married and the house is in his name only?!? Shock

  1. Get married.
  2. Grit your teeth.
  3. Divorce him and take it all!!!
Notcrackersyet · 01/05/2021 08:08

@Unreasonabubble

Why don't women just bloody well get married before they have children? I must have been so old fashioned. I "dated" my husband for 9 years before he proposed. I did tell him "no marriage, no children". It took us 2 years after Marriage to conceive.

Why do women just not know that they have no rights if they are not married? You would think in this day and age, they are more clued up than they are.

Where are women's brains?

Never mind brains. Where is your empathy?
Trolleywool · 01/05/2021 08:08

@Unreasonabubble

Why don't women just bloody well get married before they have children? I must have been so old fashioned. I "dated" my husband for 9 years before he proposed. I did tell him "no marriage, no children". It took us 2 years after Marriage to conceive.

Why do women just not know that they have no rights if they are not married? You would think in this day and age, they are more clued up than they are.

Where are women's brains?

Some women are better off unmarried, I earn more than now DH and have substantially more in savings and assets. Even after going part time after maternity leave we now earn the same, due to his job there isn't progression as there is in some, so me going part time hasn't afforded him more of a chance to climb the slippery slope of promotion than I have.

I get what you're saying and I agree as it tends to be the other way around, but sometimes women outearn men!

MayorGoodwaysChicken · 01/05/2021 08:08

It is completely unfair as it is equating bringing up children as an inferior job to him having paid work. He would not have been able to work if she had not bought up the children.

This is always trotted our and it just simply not true. If the OP hadn’t stayed at home he would have either not had kids at all (which many men would be ok with, we don’t know who wanted to have the children) or he would have continued to work and paid for childcare which millions of working parents do every day. Expensive for a couple of years early on but significantly cheaper overall than entirely supporting another adult for years on end. Not a comment on this poster’s specific situation but I find it really irritating when people say the above, as if the woman had refused to be a SAHM the bloke would have been sat at home or in a minimum wage job in the evenings. It’s just not the case. He would have worked just the same, with perhaps some minor inconvenience along the way on sick day’s etc.

Overdueanamechange · 01/05/2021 08:09

I'm writing this with an assumption that you are preparing to split, as you are clearly unhappy, and he is clearly a twat I think you need to seek legal advice - try Citizens Advice. Like many above have said, get some of your own income and a bit of savings put aside. If you can prove with bank transfers etc the fact that you did contribute your savings to the house, you may be able to prove an interest. I have seen this happen, even where no children were involved.

Puttingouthefirewithgasoline · 01/05/2021 08:11

I wouldn't be happy with this at all op, it seems you've both sort of fallen into this without clear perimeters.
I also didn't work when dd born, did charity shop thing, car boots, ebay, scoured shops for reduced but good quality food! Some days I'd trawl several super markets to get the reduced stuff.
Now I work I pay for food, give money to him for savings, I pay for dc tuition, my own car, jointly put towards holiday, Xmas etc.

I do far far more house work and maintenence than him.
I wasn't on mortgage initially due to financial black mark on my record so we would have paid more.. Now I am though.
The other consideration going on mortgage was can I pay it off if something happened to dh.

Bluntness100 · 01/05/2021 08:13

I’m sorry op. But you need to take personal responsibility. You got into this situation and then kept having babies with him, knowing it wasn’t good. One of them even only three years ago. I also doubt you really want to leave him, if anyone ends the relationship it will be him, you will hang on to the bitter end.

No of course you shouldn’t have to pay to live there, if you’ve both agreed he will pay the majority of the bills. If this wasn’t the agreement then yes child care should be sorted and bills split dependent on income.

Iamthewombat · 01/05/2021 08:21

this is one reason I never would live with any man. They either want to marry me or they didn't.

So much this.

OP, you need to get back to work immediately. Start building up your own money, and a pension. If you have a three year old I’m guessing that you are at most mid forties? You have 20+ years of working life ahead, get on it.

Your situation may be different but here’s what I’ve observed about women I’ve known who lived with a man and had children with him without marriage:

Usually it’s the woman pushing the relationship ahead because they want to settle down with somebody and lack the confidence to look around a bit.

It’s usually the woman who engineers the living together bit because she thinks it will lead to marriage. As if living together were a stage in that process and she has to somehow prove herself as great wife material. The man is usually fine with the arrangement: as a PP described it, the woman is a maid with benefits. No employment rights though!

Time passes and we all know that if the man wanted to marry his live in partner, he would have already done so. At this point the woman decides that she’d like a baby and that as soon as the baby is born, how can her partner not want to formalise the family with marriage? Big mistake!

She dials down her career to accommodate the child, or children. Takes a less senior role, goes part time etc. Clobbers her pension. Maybe gives up work entirely after baby number 2 because childcare is expensive. Becomes a SAHM and makes herself entirely financially dependent on her partner.

Sleepwalks into being financially screwed.

HosannaM · 01/05/2021 08:23

Flowers[hug]

Lalliella · 01/05/2021 08:27

I’m not sure on the financial side. You’ve contributed £15,000 to the house over 14 years which is only about £20 per week. It’s a lot lot less than you’d pay in rent, and he has paid the entire mortgage off in this time. He’s paid the bills, you’ve paid for the kids. Seems like not an unreasonable split tbh. Him being a lazy bastard round the house is a different issue of course.

Like PPs have said, women shouldn’t get into these situations. Get married before you have kids! Then you have rights.

But you can’t go back and change this so you need to decide what to do now. Could you bring yourself to stay and marry him? Or do you feel able to leave and start afresh? Talk to a solicitor and find out what you’d be entitled to in the way of child support.

Whatafustercluck · 01/05/2021 08:32

Is your OH self employed op? Do you think he would go for joint custody? Plan your finances now, don't do anything rash too quickly. You have zero claim on house. You have none of the financial protections afforded by marriage. If he's self employed it will be easy for him to dodge child maintenance. Or he may say he'll go for joint custody which again means you're entitled to nothing. Get a job and start squirrelling your earnings or he will leave you destitute.

dailygrowl · 01/05/2021 08:32

NB OP, also ask solicitors’ firms about pro bono work (otherwise known as no-win no-fee cases) regardless of whether you qualify for legal aid or not, OP. Legal firms of a certain size do them- it’s not a rare thing. Don’t be put off by the mistaken notion that there’s no point going to a family lawyer “as the fees will eat up what funds you are entitled to”. That’s only if you choose to go to a very expensive firm or lawyer. Most solicitors’ firms aren’t like that.

From your post you have contributed more financially to the relationship than many women in a similar position who have managed to get a share of the house from the court/judge. Don’t walk away meekly and let him exploit you a second time by quietly handing him what you and the children are entitled to, and what you have worked to pay for.

Britain is no longer in the 1800s - it is no longer the case that if you don’t get married you are left with nothing despite the money and efforts you have put into the family. Lots of people posting here about how you’re not entitled to a penny are hopelessly out of date and misinformed.

The law now recognises cohabiting partners who have children together because they know too many controlling and dishonest partners (often the men in the relationship but occasionally not) to avoid getting married in an attempt to circumvent the law and to escape responsibilities.

You’re entitled to a share of the house (if he can’t return you the 15k you contributed and additional sums due to any rise in the value of the house, he has to sell the house to pay you back) as well as child support that he will have to pay for each child. Go and get what your children are entitled to.

EvenMoreFuriousVexation · 01/05/2021 08:35

Unfortunately he's massively fucked you over by not marrying you and he sounds ready to shaft you in the split and happily see his children go without. Bastard.

Make your plans and get out, he's not going to change. Keep your powder dry though and make sure you know his full salary information so he pays the right amount of child support. Although it sounds like you'll probably have to go through CMS so they can deduct his wages, the resentful little shit.

maddiemookins16mum · 01/05/2021 08:36

What a horrid situation and a timely reminder to get married before having kids.

TheOneWithTheBigNose · 01/05/2021 08:41

When I read these types of threads on MN I always pretend I'm reading them as if you were a man

I’m reading it as if I’m a man. I’m thinking ‘fucking hell, what sort of lazy arsehole sits in his office playing games while his partner is struggling with homeschooling, looking after a toddler and doing 90% of the housework?’.

wewereliars · 01/05/2021 08:44

drpet49 The OP is hardly describing a position that is easy, or enviable, what you're saying is misogynistic nonsense.