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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Inheritance issues causing a massive tension in the family.

999 replies

ThornAmongstRoses · 22/03/2021 10:39

My DH and his sister have no relationship with each other. It’s not that they actively dislike each other, it’s more that there’s just nothing there, just total indifference. They may see each other yearly at a family get together or something but there’s no contact in between those times, not even a text message here and there.

My FIL lives relatively close to us so is very involved in our lives (no problem at all, he’s a lovely man) and since he lost his wife (DH’s mum) just over 4 years ago we’ve taken him even more into our fold to ensure he doesn’t get lonely.

We live near the Midlands and DH’s sister and family live near Skegness. His sister comes down about once a year to see her dad and will stay for about a week with her partner and their children. FIL doesn’t go and stay with them though as with their two young children, and the fact the house is quite small, there’s isn’t really any room to accommodate FIL for any period of time.

Anyway, FIL has always said that when he passes away he would want his property sold and split 50:50 between DH and SIL.

However, last week he dropped a bombshell that he’s sold his house and is moving up to Skegness and will be having a Granny Annexe type Cabin built in SIL’s garden for him to live in.

We have seen the brochure for the Cabins and they are beautiful and cost about £100k to £130k depending on size and style.

We asked how on earth he would fit one in SIL’s garden as they only have a small garden and FIL told us that SIL is going to sell her house, and then he (FIL) is going to give SIL £90k from the sale of his own house and his contribution will allow for a mortgage big enough to her to buy a larger house with a big enough garden for his Cabin to be built in.

FIL’s house has already been sold for £250k and has said he will give £25k to my DH. The remainder will be used to give £90k to SIL (so she can buy a bigger house) and then the cost of building the Cabin.

SIL is waiting to start a new job which will enable them to pay the increased mortgage payments on whichever house they buy, compared to the payments they have for their current house.

My DH is quite upset as not only is SIL being given £90k, she will then also have a much larger house to show for it, and after FIL’s passing, a nice £120k accommodation in the back garden which will no doubt add a lot of value to her property.

DH is more upset as the 50% inheritance that was earmarked for him was mainly going to be for our children as we were going to put it into a university fund for them to use when they’re older.

FIL has also asked if he can come and live with us whilst everything “at the other end” gets sorted, which we have already said yes to.

FIL has got to leave his house at the end of April and has told us he’ll probably only be with us for a few months, but SIL hasn’t even started looking for a house yet, never mind the two months it takes to build the Cabin when the house has been bought.

It’s all such a mess.

There’s underlying tension brewing and I’m worried it’s going to cause a huge fracture in DH’s and FIL’s relationship and also that DH’s and SIL’s relationship will go from one of apathy to one of rivalry.

Are inheritance discrepancies a typical cause of family feuds? Is DH right to be feeling a bit irked by it?

Rather than the £125k that was supposed to be his fair share, he’s now getting £25k out of the whole £250k and everything else, in effect, is going to SIL.

OP posts:
Alsohuman · 23/03/2021 16:26

FIL had said he would be happy to look around for a small house to buy but SIL told him it would just be easier this way

In what world is it easier than him just buying one of the numerous bungalows currently for sale in Skegness? He needs to return to Plan A, sil’s partner is definitely planning to rip the poor old boy off.

Planty13 · 23/03/2021 16:28

It’s not inheritance, he’s still alive!! He is spending his money to ensure he has somewhere stable to live? That’s normal for a living person!

DPotter · 23/03/2021 16:29

As I said before I smell fish and it isn't anything to do with Skegness......

warmandtoasty2day · 23/03/2021 16:29

i think it's more the partner who's working this one it's easy money.

saraclara · 23/03/2021 16:30

@Planty13

It’s not inheritance, he’s still alive!! He is spending his money to ensure he has somewhere stable to live? That’s normal for a living person!
Read the full thread @Planty13
DishingOutDone · 23/03/2021 16:31

Ok, so then after SiL said all that, what did DH say? Did he say how do you justify deciding its easier to nab yourself £90k for a bigger house? Did he say FiL could live with me a few weeks but not 3 months or 6 months or a year etc., did he say Dad needs legal advice? Did he challenge it in any way shape or form, or did he just say "Oh, I see" then put the phone down and told you?

saraclara · 23/03/2021 16:35

It's not going to "be easier this way". He'll feel in their way, and BIL will resent his presence, once he's got the bigger house that he's after. The cabin will depreciate in value from day 1.

If FIL has a house, he has his independence, and it will be sorted FAR more quickly and easily. He can get one as close as he likes to your SIL, yet have none of the drawbacks, legal issues, or long drawn out an uncertain timings.

Jeeze, if the sale of his house goes through without him having found anything yet, as a cash buyer he'll be able to pick up something and move into it in no time at all.

makingitupaswegoon · 23/03/2021 16:38

@Alsohuman
Sorry but I think it can be more complex that you are making out. when we gifted my parents an amount towards a new home - nowhere near the £90K being proposed we had to do it through a solictor as they had to be satifised about where the money was coming from. We also had write a formal letter and lodge it with the solicitor to state it was a gift and wouldn't be repaid because of inheritance tax issues.

ThornAmongstRoses · 23/03/2021 16:39

He and SIL have had a massive row. He accused her of knowing exactly what she was doing and manipulating FIL etc and it ended up with her slamming the phone down on him.

OP posts:
Thehouseofmarvels · 23/03/2021 16:41

Could FIL get some kind of cohabitation agreement drawn up ? I think you can get lawyers to do them. They could get things like whether he can move new partners into the cabin, what happens if they split, how they will resolve disputes, what they will do if he needs to go into a home.. could be good to get it all agreed in writing so there is a clear plan that doesn't involve him moving back in with you.

LIamaDelRey · 23/03/2021 16:41

www.rightmove.co.uk/properties/88749209#/

I know what I'd be doing in the first instance. Any thoughts of moving again/care situation can be done later down the line, once it's established that he is settled and happy in bracing Skeggy.

theleafandnotthetree · 23/03/2021 16:44

@ThornAmongstRoses

He and SIL have had a massive row. He accused her of knowing exactly what she was doing and manipulating FIL etc and it ended up with her slamming the phone down on him.
Sometimes we need to row, this is worth rowing over.
MindGrapes · 23/03/2021 16:45

@ThornAmongstRoses

He and SIL have had a massive row. He accused her of knowing exactly what she was doing and manipulating FIL etc and it ended up with her slamming the phone down on him.
Well that was the last thing they should have done (sorry, not helpful!) Was going to post that he should keep it factual and enquiring about how it came about without getting upset but I guess that's by the by now. So now it's become a fight about who's feeling the most hard done by or whatever instead of the actual very serious practical, legal and financial considerations!
Alsohuman · 23/03/2021 16:46

[quote makingitupaswegoon]@Alsohuman
Sorry but I think it can be more complex that you are making out. when we gifted my parents an amount towards a new home - nowhere near the £90K being proposed we had to do it through a solictor as they had to be satifised about where the money was coming from. We also had write a formal letter and lodge it with the solicitor to state it was a gift and wouldn't be repaid because of inheritance tax issues.[/quote]
I gave my son a very large sum of money. I didn’t have to do any of that. I made a BACS transfer into his bank account. There was no mortgage involved though.

Vetyveriohohoh · 23/03/2021 16:47

This is crazy, I think you need to say he has to move in with them as soon as they get new house. Will his share be protected? What happens if SIL snd partner split up?

StarsonaString · 23/03/2021 16:47

It would also be worth doing a quick hour on rightmove to demonstrate the undervalue of the house sale.

notalwaysalondoner · 23/03/2021 16:48

This is why people should never make inheritance commitments in advance, unless perhaps to prewarn someone that they’ll get much less than they might have assumed for some reason. Otherwise it’s just open to resentment. I mean taking it to the extreme, should I be angry my siblings got some of “my” inheritance because they went to expensive private schools and I didn’t? Should I be resentful my brother got more financial support as tuition fees had tripled by the time he went to university? Your FIL is still alive so he can do what he likes.

Having said that, he should never have shared his inheritance plans with your husband or his sister - seeing as how he did, I think it’s normal to be resentful. But your DH definitely shouldn’t say anything.

Twoforthree · 23/03/2021 16:48

So how did they leave it?

CaraherEIL · 23/03/2021 16:48

Fine so your FIL is happy to look for a house in Skegness and your SIL has admitted that originally he suggested that plan so the SIL can’t really kick off if he finds something he likes instead of the cabin. It is not as if she has found the bigger house, investigated likelihood of planning permission and is just waiting for FIL money from his house sale.As his house is now sold and his finances are freed up just start looking at details of properties in Skegness if you find something your FIL really likes the look of he will start to imagine a move to his own new place. Start looking at details and requesting postal details on places of interest, register him with his permission with the Skegness estate agents. As soon as lockdown allows your FIL should arrange a day of viewings and maybe your DH can go with him. Also do the same near you and see if there is something small that really tempts him that he could buy that and then look into the static caravan for family summer holidays in Skegness.If you suggest to him that it is really worth looking at what available before he settles for an unbuilt cabin, without planning permission in someone else’s garden that can’t be sold in the future.

Alsohuman · 23/03/2021 16:50

@LIamaDelRey

www.rightmove.co.uk/properties/88749209#/

I know what I'd be doing in the first instance. Any thoughts of moving again/care situation can be done later down the line, once it's established that he is settled and happy in bracing Skeggy.

That’s a nice house - for anyone wishing to live in Skegness.
Twoforthree · 23/03/2021 16:50

X post.

Oh dear. So sil will have been on the phone to her dad and he'll now be on the defensive.

Please keep emotion out of the discussion with him tonight.

CaraherEIL · 23/03/2021 16:52

I think regardless of the argument your DH has done exactly the right thing. So the SIL partner who is horrible to him suggested that your FIL would be happier in a cabin in their garden, I bet he bloody did. Will your SIL now phone your FIL wailing and trying to keep him onside?

LadyEloise · 23/03/2021 16:52

His sister slammed down the phone because he said she was manipulating their father.

Which is calling it as it appears to be to most people on this thread.

Bluntness100 · 23/03/2021 16:52

@ThornAmongstRoses

He and SIL have had a massive row. He accused her of knowing exactly what she was doing and manipulating FIL etc and it ended up with her slamming the phone down on him.
I think everyone guessed That was going to happen. Horrific to accuse her of that though and fairly irrecoverable. Once you accused someone of trying to rob their own parent it’s hard to come back from. But it’s done now. I can understand why fil didn’t want to tell you both. He likely knew this would happen.
randomlyLostInWales · 23/03/2021 16:53

When asked where she thought FIL was going to live upon selling his house, she had said, “well we (her and her partner) just assumed he’d live with you for a while.”

Wow - I think I'd take the opportunity to say no and refused to get involved in any part of this plan. Tell FIL you not happy for an indefinite stay and you think whole scheme is putting him in extremely vunerable position and you can no longer facilitate it.

I image it won't go down well -but it might give FIL pause.

She said she and her partner had suggested the house-share / cabin arrangement to him as her partner thought it would be less stressful for FIL. FIL had said he would be happy to look around for a small house to buy but SIL told him it would just be easier this way (as in the cabin idea).

I really can't see how this is easier for FIL though you can only suggest they all look into legal implications.