@jessstan2
Postprandial, it sounds as though you have actually done very well. We can all look back and think we could have done things differently, that is life. You paid out rent but you did not have the responsibility for a property, you could travel light when you were young. Most people do rent before buying.
Congratulations, you are successful.
Yes, I've no particular regrets,
@jessstan2. The point I was making was just that as someone who is clearly slightly older than the poster I was responding to (based on graduation dates), I did more or less what she did, but without having any other options, because returning to live with my parents wasn't possible -- as it wasn't, really, for anyone I knew, even quite prosperous people where houseroom wouldn't have been an issue. Apart from anything else, if you'd wanted to live with your parents, you would have been hugely limiting your life, your job options etc, to the area and country they lived in.
The whole 'rent is just throwing away money and it should all be about the mortgage' mindset would have been alien to my 20something self. From my POV, if you wanted a roof over your head, you had to pay for it, and you lived in cheap, grotty houseshares in grotty areas or the less attractive property guardian situations
I remember one disused office block where our space was a cordoned-off corner of a large, open-plan office which still had its cubicles and if you needed to save.
I do obviously have total sympathy for people dealing with the insecurity of the private rental market in the UK. We lived in three flatshares with friends in London before buying our flat, and the first turned out to be an illegal sublet, and while we wanted to stay on in both the other two, and were examplary tenants, both were taken back by their landlords after a year. In the end, it got exhausting moving annually. I think it was that the prompted us to get it together to buy.