Your kids will get all of that wealth further down the line anyway
Not necessarily especially depending where op is. Assuming in Uk if they're in England there's no guarantee kids will inherit
Some' financial arrangements? I hope they are real, solid ones.
They can't be if they're not married, he can unilaterally undo them any time he likes without even mentioning to op
Op you're (and by extension the dc) basically stuffed financially not only if you split but if he becomes incapacitated or dies too.
On these threads I usually post the cautionary tale of my relative who was in your position and he died very unexpectedly and she had to quickly find a job and they all had to leave the family home as it went to his parents and they had no problem expecting their "dil" and even grandchildren to move out ASAP.
Incapacity is far worse, it's extremely expensive to care for a severely disabled person and the state provides little support.
If it were merely a split he can literally turf you out with no notice, no money, and nowhere to go. He can make you and the dc homeless - and don't reply "He'd never do that" the relationships board and real life are LITTERED with women who've had this happen to them.
You really need to make plans for yourself and dc ASAP, getting a job needs to be a priority.
I HOPE at the very least child benefit is being claimed and your NI Stamp covered for future state pension provision?
yes I do receive CB in my name very small relief there!
In real terms he has absolutely no responsibility to you or the dc whatsoever!
Even cm is notoriously difficult to claim/pursue
He has a will, I would inherit the house
which he can change at any time in any way without your knowledge. He could change it to leave it all to a cat charity and you'd not know until he was dead. In addition his (legally recognised) family could make a claim on his assets after his death too.
If he was to die, I would get a pay out through his work and pension
That’s all in order
again something he can change without your knowledge
I have savings ( not much but enough to rent somewhere for a few months whilst looking for a job)
Wow! You're really out of the loop!
There's MASSIVE unemployment at the moment, over 1mn redundancies purely due to covid and there was high unemployment before that anyway.
I have several friends/family have been made redundant this past year - these are people with professional qualifications, recent experience and recent good references and none of the obstacles you'd have as a single mother to obtain work (I raised dd as a single mum so it's not prejudice it's working knowledge, I also hold 2 degrees and have excellent refs)
The LEAST amount of time it's taken them to find a new job is 7 months, some are still looking.
My ex is one of them, he's ex army, has a good cv, excellent childcare already in place (not that an employer would care or even ask him) willing and able to commute pretty long distances by car or train, it still took him almost 8 months to get a new job and that was via an army contact!
Have you even looked at the vacancies for the type of work you could do? Most job sites now show a "counter" of how many applicants per position, when my student daughter was job seeking for a part time retail job to fit around her studies (and she has no dependents/commitments other than study) there were almost 1000 applicants per vacancy and that's only those who have applied via that site, you also need to add in the applicants applying to the same job advertised in other places - other sites/apps, newspaper ads etc plus any staff already in the company applying for more hours or different post etc
It will take more than "a few months"
Use brain before heart, every single time.
Absolutely
Getting a job ASAP has to be your priority.
Yes you could manage on benefits many do but it's far from easy - again I've done it.
You need to do all you can to ensure your own security and that does not include making assumptions or relying on the things currently in place that are frankly at the whim of his choices? Eg will
You need your own money your own income. Never rely on a man to whom you have no legal connection.