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How do you split your finances

101 replies

Jamie8671 · 11/12/2020 20:42

Was reading another post and thought it was interesting how unmarried couples split their money.

I earn 90k and partner 28k. Our net salaries all go into one pot for ‘bills/savings/life’ and each person spends as they like. We don’t keep our money separated but have been together 8 years and whilst we’re not married we share all else. No DCs.

The one difference is that my pension contributions are much higher as both of us are % of salary rather than £ amount.

What do you do? Genuinely interested as lots of people are talking about seperate finances

OP posts:
ChickenNugget86 · 12/12/2020 21:06

Both our wages go into our joint account, all bills, mortgage, weekly shop, petrol is used with that card. We have a separate account each and have £50 a month to spend on ourselves. Any extra money we have (not often) goes into our saving account. When we get to 1.5k we usually try and book a holiday.
We've always done this since we lived together before we got married. DH earns more than me now but I was the breadwinner for many years when private renting as he was finishing uni.
When I inherited some money I shared it with him, would never think to spend it just on me.
It works for us even though most our friends don't have a joint account

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