I'll preface by saying - DS is 20. I won't get involved, but I really want to say something.
DS1 is technically my step-son. His Mum died when he was a very young toddler.
Because his Mum died there was a pension paid out every month that mostly went into his savings. He also inherited his Mum's share when her Grandparents died. It's not an amount of money that's going to mean he can lounge around in luxury for his whole life, but it's a comfortable buffer that many kids his age don't have.
Also added to that for a while when he was at school DS had a Saturday job with a photography company who paid him well and DS saved hard because at the time he wanted to buy a flashy car when he passed his test. Thankfully by the time he did pass his test he realised that a stupidly expensive car at 17 was stupid.
Anyway, since he started uni he's worked in a care home. He lives in a shared house about 40 minutes away. His long time best friend also lives in the house. During lockdown he was back home with us because he knew we were being careful (his youngest sister was on the shielding list) so he could keep working.
He decided last month that going back to uni meant he had to hand in his notice and look for another job. He acknowledged to his Dad and I that he knew he was very lucky to be able to fall back on the buffer he has whilst looking for another job (and knowing he might not get another job for a while depending on uni lockdowns and the likes).
His best friend's mother (who was friends with his Mum), while dropping her son off, asked him about his work and went on to call him a spoiled shit. She told him that millions of people couldn't afford to pack in a job "willy nilly" and that if he was hers she'd be bitterly disappointed in him for quitting a job before getting another one.
DS told her it was none of her business. She said herself he was polite in tone (she messaged DH to complain), but still thinks that telling "an adult" that was very rude. She feels he should have acknowledge to her that he was "very lucky" to have money in the bank to rely on. DH told her that DS was right, it was none of her business and left it at that.
I really want to point out to her that my "spoiled shit" of a boy has quit his job because he can't live in a shared student house and safely work in a care home full of old people! He also has money because he fucking saved hard when he was working so he'd be able to do this anyway. However, she is cribbing about money he got because he has no Mummy. He has no memories of her at all. He only knows her voice because his GP's had a camcorder. He is not fucking lucky!