@Carbosug
Oh and I agree the moderation here is pretty bad. There seems to be little initiative and just a rigid checklist as to what breaks the rules and what doesn't. Some really nasty and abusive posts are allowed stand because technically they aren't in breach of guidelines, while innocuous posts are removed.
I agree with this.
Also, what really boils my piss, is when entire threads get deleted for naff-all, and the reason given is 'the OP has privacy concerns.'
I posted a fairly long, sympathetic post on a thread today (entitled 'AIBU to want to pay my bills in the bank?' The OP was getting a hard time and I said I understood, and I used to feel the same, but now I find life easier by paying for stuff/doing stuff online.
Not only did I not get a response, but half hour later, the bloody thread got deleted because 'the poster has some real life concerns...'
Such bullpoo. There was NOTHING in that thread that would have given away who she was. NOTHING. She was just pissed off that 90% of the responses were having a go at her and disagreeing with her.
I am so sick of threads being deleted, that people have spent time posting on, in good faith, because the OP doesn't like some of the replies! It should be stopped, seriously. I am getting to the point now where I can't be arsed to post more than a couple of dozen words on any post, because what's the point, if the thread is gonna be deleted? 
Oh and NO I won't be bloody paying for mumsnet.