Childcare is an absolute nightmare for me, and eye wateringly expensive. Current arrangement of having an au pair for school collections will no longer be an option soon due to leaving the EU, and no planned visa scheme for unskilled workers.
Nannies would be more than I earn, and also only tend to want full time hours. (I am a junior doctor, but earn less than London nanny wages)
The school's ASC is also pretty dire. Shouting at children, forcing them to sit in silence etc, then just penning them in, with no planned activities.
Wibu to allow oldest child to walk home alone aged 10? She is independent and street wise. Younger children would be cared for at nursery, but she is too old for this.