I have this lifestyle. I met my husband at university and yes he is now a very high-earner but that is only party of the 'recipe'.
I was state school educated, worked bloody hard through school, went off to Oxford for university, worked bloody hard again. Borrowed money so I could get professional qualifications, landed a great job and then worked all the hours there were. DH had a similar job and similar workload. It was clear that if we had kids and carried on working like that we would hardly ever see them - we were both working into the small hours and often on weekends too.
So we sat down and came up with a plan. At that point our earning potential was the same - our jobs would make us wealthy but not for a while. DH loved his job and didn't want to stop, while I liked the idea of being at home with children. So I took a big gamble and set up my own business in my late 20s with a view to making more cash in the short term even though sticking with my job would have made more long term. Luckily it panned out and provided enough of a cash boost that we could buy our first flat. We bought the biggest place we could afford, rented out the spare rooms and paid off the mortgage quickly.
This meant that when our first DC was born we could manage on DH's salary while he worked his way up. When DC1 was a tiny baby I started looking at houses. Found somewhere bigger but dilapidated which we moved into while I supervised its renovation and also had DC2. When it was done we sold that and did the same again and again...
Then DH's salary went through the roof.
So while on the face of it now it would look like my lifestyle has been achieved by marrying well, it's really been a joint endeavour. The charmed life we have know was bought by sacrificing holidays and partying throughout our twenties and early thirties to hard graft and living in a series of building sites. But also huge amounts of luck - not least with house price rises.
I have my own pension, plenty of investments and will always be financially secure. I'm not bored. DH is lovely and we still laugh together all the time. The DCs are happy and able to have a whole range of opportunities and experiences that I couldn't at their age. DH will be able to give up work in 10 years or so too (if he wants to, he still loves what he does).
And I am definitely not 'very pretty'
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