We've had an increase in funerals in the last 2 or 3 years (we're at that stage of life, sadly), and after my dad's funeral in the early 1990s cost a lot more money than we had at the time, even though it was a pretty basic funeral, my very savvy uncle set up funeral plans for himself and my mum. It meant that when they died, their funeral costs were covered very well by the plan; he'd gone for the mid-range option. If we'd had to pay the current full price we could barely have afforded the most basic option without having to go into debt.
So getting a funeral plan is on our "to do" list in the next few months as I don't want my family being left with the burden. My dad, uncle and mother both had semi-religious funerals, led by someone who had known them since childhood (or, in my dad's case, since he married my mother); my aunt (the most recent, a couple of years ago) had a humanist funeral, at which several of her children gave a short speech.
I'm not sure about my aunt but the other three were definitely Co-op funerals and I don't remember anyone being sniffy about the Co-op not being good enough or expensive. There's a reason they've been doing this for so many years in the town where I grew up, though as someone says, so much depends on the individual funeral arranger or director and how good they are. At all of the funerals we had laughter and tears and music and photographs and memories.
Kudos to those of you who did everything yourselves, I remember reading a magazine article about just that years ago. I think I still have it somewhere though prices will have increased, I'm sure. I personally like the idea of becoming a tree - www.beatree.com
It's funny; it's the one thing we all know is going to happen to us someday, no matter how poor we are, or how rich and want other people to know it (£8k for a funeral? Blimey. That seems quite a lot of money to go up in smoke or be put in the ground. It might sound a bit harsh, but it won't bring them back and it's equally unlikely to assure them a better seat in heaven, hell or wherever we go.).