I'm expecting very soon.
Friend has made multiple comments about 'having' a baby item of hers & how helpful it's been etc etc.
She asked again a few days ago if I was still wanting it and I said yes and asked how much as I didn't want to give her nothing, and the figure was £55.
She's fully aware that I'm not in the same financial position as her & there's just no way I could afford that for a non-essential item this close to Christmas.
How do I politely decline? I don't want to seem stingy or rude.