@itswinetime it's more of a "store card" type set up but for employees and friends, it's not something that you can just get from Natwest etc for example.
Soooo... I've sent my text. You may think I'm fluffy but I do actually have to work with these people, I'd rather not add to any atmosphere. Damage control over here! Also I think if I piss her off anymore I'm unlikely to ever get my bloody money
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With agreement from all the others, if I still haven't got anything from her by Friday, I won't be ordering any lunch for anyone (in the hope that she feels bad that she is ruining it for everyone). I will just say that it is on HR's advice, which is the truth anyway. E and others have all agreed that they can then get involved to hopefully get my money back, and say "FFS B, you are ruining it for us all now, pay Amelia".
If she pays up before then, we can just go back to lunching but payment up front.