To think son took this?

[OnlineHipur]

Name changed as don't want this thread to follow me around

Son is 16 and a few days ago husband (not his dad) noticed son money missing from his account. Today he's looked at his statement and he hasn't been to these shops and spent this
£15.00 at GAME, £5 at tesco and £20 at MAC.

Do you think this is son? What should I do?

We how would he have taken it, online shopping or using the card?

Does your son have a card linked to your husband's account?
Or has your husband left his card lying around so your son could have used it to order online?

Does he gave a girlfriend and does she wear MAC?

Maybe his card has been cloned and whoever did it is only spending small amounts, hoping to not get noticed. I'd get some more evidence before confronting your son because if he's innocent, he'll be devastated at being accused.

In the meantime your husband should get his card replaced and keep it secure so no one else (including your DS) can get the details.

I don’t understand how missing cash would turn up on a bank statement at particular shops.

Just spotted it doesn’t say anything about cash.

Well of course the obvious question is does he have access to the account? And if I were him I'd speak to my bank for a replacement card ASAP in case he's being frauded

I'd block the card just in case it isn't your son, they're low amounts so could be testers to see if you notice before the fraudster spends more.

The small amounts could mean card being used as contactless so pin not required.
Does DS have access to the card?

don’t understand how missing cash would turn up on a bank statement at particular shops

Because the bank card was obviously used at these shops.

Yeah my first thought would be fraudulent use.

No son doesn't have a card.

Over the weekend he was asking for money and we said no as we already gave him money for the month and he spent it that's why I think it was son.

He does have a girlfriend.

Purple daisies just saw your second post!

Do you think it I something he would do? I have had fradulent purchases made on my card before as has a few other people I know. I wouldn't jump to conclusions about it being your son. Unless there is somwthing else happening here. If you really think it might be him you
could say something to your son like DH has had a couple eof fradulent payments made on his account he has spoken to the Bank and they are looking at where the payments have been made (they do this) and they told him to report it to the police. And see what his response is.

All of those purchases are below £30 suggesting the person is using contactless. Either son borrowed card or duplicate was made. Either way I'd ring the bank and try and get those purchases reimbursed and then change card.

DS couldn’t do this unless he physically took DH’s card and used the touch pay facility without the need to use a PIN.
I can’t see how would you spend £5 at Tesco online.
The card might have been cloned. To be on the safe side, get DH to report the transactions and get a replacement card.
Are these shops nearby? If he phones his bank (tel. No. On the back of card) they can tell him the location of the shops. He needs to say he doesn’t recognise the transactions.
I wouldn’t blame DS just yet.

Surely he would know it would show up though? Does he have a girlfriend, MAC makeup is quite specific. Or does he wear make up?

Does your DH keep his card on him at all times? Just thinking that the amounts are all under £30 so if your son got hold of the card he could use it contactless.

Can you work out where your son was by the dates and times of transactions?

Phone the bank and see if they were online or in person transactions, and if they were made using contactless/Apple Pay/whatever.

They would tell him over the phone where the shops are and what time the card has been used.

Well has he got a new game? Has his girlfriend got a new lipstick?

Yes I think it is something son would do especially as he wanted money and we said no.

I'd say the card as been taking and used as contactless.

Unless ds has form for stealing, I think it's quite sad/telling that your OH's reaction on seeing unusual transactions, is to blame your DS ! Surely the obvious answer is just report to the bank as fraudulent transactions unless you've missed out a massive backstory about your child