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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

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Original poster

To think the back to 60 campaign is grabby

999 replies

Neaoll · 03/10/2019 07:36

It's been known about for a long time that state pension ages would be equalised.

State pension is just unsustainable, it was never supposed to be something people claim for 20-30 years. Was for people that had a hard time so they didn't starve to death in their last few years. Now it's a top-up to the richest part of society. It should have been linked with life expectancy a long time ago.

I'm in my 40s and dont expect to ever get a state pension. I've been contributing to my private pension ever since I worked to support myself.

OP posts:

IncrediblySadToo · 03/10/2019 09:32

People in manual roles will just have to have a second career

Yep, because there are so many jobs available to untrained older people, ...

And, even if they could get jobs, who do you think would then NOT get jobs and claim benefits...yep. Young people. Pensions to older people or benefits to younger people? Surely it’s a no brainer...

nannybeach · 03/10/2019 09:34

Oh, we sold up the family home (small 3 bed cottage) and have moved to a smaller 2 bedroom bungalow, grow my own fruit and veg, cannot cut back further, I have both arthritus and tendonitus in hands,wrists, for 9 months was unable to use them, (and weraing metal splints)caused by my working life. I dont actually know of any jobs I can do that dont involve using my hands!

Original poster

Neaoll · 03/10/2019 09:35

If you can't do any job then it's disability benefit you need to claim. Not try to make it so all women healthy or not don't have to work from 60.

OP posts:

Gothamgirl1970 · 03/10/2019 09:36

I’m astonished. What income do you think a 60+ year old person is going to get working p/t at B&Q and how do you suppose they live on that?

nannybeach · 03/10/2019 09:38

I am nearly 70, not entitled to any disability benefit, because my DH is working!My late Father had arthritus in his spine, he couldnt get any benefits, was working till the year before he died

Sooverthemill · 03/10/2019 09:38

Not grabby at all. When they started work they were told they would get state pension at 60. The government changed the rules and did not write to each and every single woman the changes affected to ensure they understood what was happening. Some genuinely only found out when they reached 60. They have kept their side of the contract by working and paying in to the central pot and have now discovered that they won't get it for 6 years.

I totally understand their motivation, I happen to be aged 61 and a bit pissed off although I did know the rule change had happened but only because I used to be a welfare rights worker and understood the implications of the tiny announcement made at the time ( hidden inside Budget changes). I also totally understand the need to provide pensions for an ever increasing number of elderly people. But as ever, the government didn't explain the implications ( Im thinking Brexit here)

Paintedmaypole · 03/10/2019 09:39

It is very ill informed to call the state pension a "top up for the richest", for some people it is all they have to live on. There was plenty of notice of the original change but for a sub group, born around 1954 , there was a sudden second change. If anyone has worked in a manual job until around the age of 60 who do you think is going to employ them in a second career or retrain them? I think there is a middle way here. Back to 60 is unreasonable but these women were caught in a massive cha ge in society. The original state pension was built on the model of a male breadwinner and SAH wife. It has changed to a model of a individual being responsible for their own pension married or not. The impact of the changes should have been softened for a few more years. It is particularly hard on anyone who divorced and remained single. OP probably only knows prosperous married people i their 60s

C8H10N4O2 · 03/10/2019 09:39

You are talking rubbish and assume you never taught or really know anything about teaching

What because my lived experience is different from yours?

My MiL was a headmistress, two SiLs (including the one pushed out for being pregnant) were teachers, as was I until I hopped over to industry.

Various other family members also.

As a graduate professional in your 60s who has spent your working live in a public sector pension scheme which always allowed part timers surely you realise just how small a bubble you represent?

Most women this age had none of those advantages but were structurally excluded from pension schemes and socially excluded from many opportunities (I'm younger than you and remember plenty of women being told to get out to work at earliest school leaving age because education was wasted on women).

Sooverthemill · 03/10/2019 09:40

And I cannot work because I look after my very sick DD now age 20 and haven't been able to do so for over 6 years. I do get carers allowance at something over £270 a month. But I've paid NI since age 16

LittleAndOften · 03/10/2019 09:40

People are so confident that because something is beyond the realm of their experience, it didn't happen

The law may have changed mid 70s, but the culture and expectations certainly hadn't. But it's impossible to discuss anything if you're just dismissed for making it up.

SerenDippitty · 03/10/2019 09:41

@FaFoutis well you are wrong there because every bit of scientific evidence shows that retirement is bad for health. People who carry on working live longer and have healthier lives.

That’s a bit of a generalisation. Not all retired people spend their days watching daytime TV. What about those who use their retirement to volunteer, or study/learn new things or actively pursue hobbies? Governments don’t want people to retire so of course any benefit to the individual will be played down,

AudacityOfHope · 03/10/2019 09:41

But @Neaoll it may not be that you can't do any job. It's more likely that employers would rather give someone of, say, 24 a job, than a 64 year old.

My dad was made redundant from a managerial role at 56 and he never ever got another job at that level. Nobody wanted to invest in someone who was a decade out from leaving. A better investment is the person who might spend 20/30/40 years with a company, as the cost of recruitment is so high, and will be more malleable to the company culture, plus will accept a lower salary.

Honestly, I'm sure you will enjoy a thriving second career and all that, but your critical thinking skills might be a little lacking.

Trewser · 03/10/2019 09:41

I’m astonished. What income do you think a 60+ year old person is going to get working p/t at B&Q and how do you suppose they live on that?

I know. It's crazy. Our employees have been kept informed by us and their union so they were prepared but i feel for them.

Also, if they could retire with a pension we could employ a new generation of workers.

Gothamgirl1970 · 03/10/2019 09:42

@AudacityOfHope

Exactly

ChicCroissant · 03/10/2019 09:42

I think the OP is being deliberately goady here, but I'll answer anyway.

They haven't had the same chance to build up a pension pot.

They didn't have a level playing field with working men for pensions, part-time workers couldn't join a company pension scheme and women could opt for the 'married women's stamp' which reduced their NI contributions by half (and meant that they earned less state pension and probably wouldn't qualify for most NI-based contributions at all).

Trewser · 03/10/2019 09:43

As a graduate professional in your 60s who has spent your working live in a public sector pension scheme which always allowed part timers surely you realise just how small a bubble you represent?

This.

AudacityOfHope · 03/10/2019 09:44

I'm starting to wonder that too @ChicCroissant or she's just not very bright or empathetic.

WitsEnding · 03/10/2019 09:46

I am 60 so have to wait another 6 years, but I consider I was informed in plenty of time. However, a friend a few years older took a 3 year fixed term contract intending to retire at 60 and was left with nothing when the age was suddenly raised.

mydogisthebest · 03/10/2019 09:46

I am 65. I was originally told my pension age was being increased to 62 or 63 (I can't remember which). I was ok with that as I realise people are living longer and the pension age needs to increase.

When it changed the second time I wasn't informed and I didn't know for quite a while. It was changed to 65 and 10 months.

It's the second change which is unfair and only affected women born in certain years. My hairdresser was born the year before me and got her state pension at 63! How is that fair?

Original poster

Neaoll · 03/10/2019 09:47

No ones said they've had a perfect career and opportunities. But they've had many decades to make up for it and legislation has existed for most of their lives to make things equal.

OP posts:

Fatshedra · 03/10/2019 09:48

Can someone flag up all the many links to newspaper and news articles about the change of retirement age for women ??? I didn't see them at the time and I used to invest in ISAs and always read the Telegraph or Times business and money pages.I'm 65 and still waiting for my pension, happily I have a wealthy husband who is older than me.

Trewser · 03/10/2019 09:49

Ok, I now agree. Either goady or spectacularly uninformed and unintelligent.

AudacityOfHope · 03/10/2019 09:50

Right and how do you propose a health care assistant on a zero hours minimum wage contract ever makes up the difference?

Please, I'm all ears. You started the thread, you must have some thoughts and ideas.

Fatshedra · 03/10/2019 09:52

My bill is my age and got his pension last Feb - I have to wait until I'm almos 66 ? Wtf

Original poster

Neaoll · 03/10/2019 09:53

Right and how do you propose a health care assistant on a zero hours minimum wage contract ever makes up the difference?

Same can be said of younger people now.

It's always said on MN people below 40 are fine with no state pension as they've got time to plan for it.

OP posts:

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