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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think the back to 60 campaign is grabby

999 replies

Neaoll · 03/10/2019 07:36

It's been known about for a long time that state pension ages would be equalised.

State pension is just unsustainable, it was never supposed to be something people claim for 20-30 years. Was for people that had a hard time so they didn't starve to death in their last few years. Now it's a top-up to the richest part of society. It should have been linked with life expectancy a long time ago.

I'm in my 40s and dont expect to ever get a state pension. I've been contributing to my private pension ever since I worked to support myself.

OP posts:
BarbariansMum · 03/10/2019 18:40

It's not true that women dont do manual and/or physically demanding work but neither is it ultimately relevant. Men also do manual work and have been expected to work past 60 since the state pension was a thing.

Fatshedra · 03/10/2019 18:51

@Fatshedra - no need to start down the xenophobic route. The cost of housing has gone up because households are generally smaller - there are a lot more single person households - and not enough properties especially social housing are being bu
The population is nearly 67 million - it was 51 million when I was young in the 50s I think that's an increase of a third! Everyone needs housed so whether single or families they need homes. The gov just makes no attempt to keep up.

Riv · 03/10/2019 18:55

•They weren't suddenly told. They had decades.*
No they didn’t. Although the age was changed by the government in 1995 it was not publicised. There were no letters or other notification. The pension website in 2015 was still saying women born in the 50s would get the state pension at 60.
Then it went from 60 to 66 within a year or so, then rapidly to 67.
Women in their 60s were not allowed to do certain jobs or training when they left school at 15 or 16, they were not paid the same wage for the same job. They were frequently not allowed to join the work pension schemes and were often sacked when they took maternity leave. They didn’t have the chance to build up a private pension or enough warning of the changes to allow them to prepare.
Married women were expected to share their husbands pension. Divorce settlements were made on the expectation that the ex wife would receive a state pension at 60 and the ex husband at 65, so any share due to her for supporting his career and so on was reduced accordingly.
Women Still do most of the care work for their elderly or sick relatives and often some the childcare for their grandchildren in retirement (often forced early retirement)
And there are just not enough jobs around now for them to enable them to any paid work.

Yabbers · 03/10/2019 18:58

When your pension company says to you, we're keeping £40k of your pension and you'll have to work an extra 7 years to get your hands on what's left, see how it feels then.

It happens. Private pensions lose value all the time.

Nobody told me

Not even the news? You’d have had to be living under a rock not to know, it was everywhere.

HelenaDove · 03/10/2019 18:59

Here are all the non manual roles that Jingling is suggesting.

B&Q
M&S
Sainsburys
Tesco
Morrisons
WH Smith

Care homes
Nurseries
Garden centres
Offices
Cafes
Hotels

Fucking all the lols If some professionals are this thick no wonder the country is in such a state.

This is absolutely cast iron proof that brains and common sense are two different things.

i honestly dont know whether to laugh or cry.

Yabbers · 03/10/2019 18:59

No they didn’t. Although the age was changed by the government in 1995 it was not publicised.

Yes it was.

Fatshedra · 03/10/2019 19:00

No, the later changes were not everywhere ime. Give some links .

mrsmuddlepies · 03/10/2019 19:05

@Fatshedra, some nasty little cracks and immigration blaming from your post but if there is not enough social housing happening, do you really think the Government being forced to give away £215 billion is going to help?

Fatshedra · 03/10/2019 19:13

You are in denial if you think an increase in the population by a third in my lifetime is not going to affect public services and housing. I have no idea why governments over the last 50 years haven't built social housing, this money is a mere blip over that time.

Yabbers · 03/10/2019 19:15

No, the later changes were not everywhere ime. Give some links
From today’s ruling

A research exercise has demonstrated an extensive archive of news articles resulting from this campaign in national and local newspapers, revealing a minimum of 548 mentions of the SPA changes between 1993 and 2006.

Between 2003 and 2007, the Defendant’s department sent 17.8 million unsolicited printed state pension statements, called “Automatic Pension Forecasts”

a survey commissioned by the charity Age UK in 2011 found that by then nearly nine out of ten respondents were aware the government had announced changes to SPA and almost half of respondents expected equalisation to happen before 2018.

It wasn’t done on the quiet by any stretch of the imagination.

Yabbers · 03/10/2019 19:20

Women in their 60s were not allowed to do certain jobs or training when they left school at 15 or 16, they were not paid the same wage for the same job. They were frequently not allowed to join the work pension schemes and were often sacked when they took maternity leave. They didn’t have the chance to build up a private pension or enough warning of the changes to allow them to prepare.

But they were allowed to do those jobs in the 80s when those women were in their 20s. Certainly the Equal Pay act in 1970 made a difference too. Sure things were different when my mum was leaving school and starting work, but she is well into her 70s and she was working in engineering and earning equal pay by the time she was in her early 40s.

Bahhhhhumbug · 03/10/2019 19:24

I'm a 'waspi' woman. Gutted but not in the least surprised we lost today and l never thought for a minute it would be an easy battle.
My main sense of injustice stems far from mere grabiness (thanks for that label OP, l won't lower myself to your level and generalise about your generation) but rather from a strong sense of unfairness.
My DH (born same year) has 'lost' only one year of the pension he has been promised most of his working life of 45 years. A female work colleague of mine born seven years earlier than me got her pension at 60. How can it be fair that l and my peers born seven years later than other woman lose a full six years.
Oh and for those who say well there has to be a cut off somewhere etc and someone's got to fall on the wrong side of it blah blah blah-surely a sliding scale instead of an edge of a cliff job would have been much fairer. I could've lived with losing two or so years but a full six ?

Velveteenfruitbowl · 03/10/2019 19:25

YANBU. It should be abolished altogether. People should support themselves until it’s no longer possible. Disability allowance should be reformed to make claiming simpler and easier and to have a permanent status for those who are not expected to ever improve. It should also be enough to cover unemployment resulting from disability plus disability associated costs for those who have them.

I am in my twenties and contribute as much a possibly to my pension because I understand that forcing younger people to pay for my lifestyle when I have failed to save for my own future is a shitty thing to do.

Butterymuffin · 03/10/2019 19:36

There are plenty of young people claiming benefits that they aren't entitled to or don't need.

I am generally sympathetic to the structural barriers older women have faced, but there has also been some hideous ageism against young women on this thread, e.g. the comment above.

HelenaDove · 03/10/2019 19:38

mrsmuddlepies Thu 03-Oct-19 13:49:42
Also @dottiedodah women who didn’t work were not entitled to a state pension
"Not true my MIL never worked out of the home. She married at eighteen, lived to be ninety six and never worked. She certainly received a state pension which seemed unfair after not contributing at all"

But she wasnt a WASPI woman was she. This post shows what this thread is really about

DanaBarrett · 03/10/2019 19:39

I’m sick to death of this race to the bottom. I’m early 40s and originally was told I’d be able to retire on my local authority pension at 55. I wouldn’t get my state pension till later but but my other pension would see me through. Now I’ll get my work pension the same time as my state pension. So (so far) an extra 12 years. I’m lucky, others my age won’t have the benefits thanks to Gordon Browns raid on the pension funds.

I’d prefer to see equity in the form of all sectors of society able to retire at a similar age.

My mum is 63.
Left secondary school with one CSE.
Married at 19.
Made ‘redundant’ when six months pregnant (me) at 20.
Worked part time after that while my dad worked full time.
Divorced late 80s.
No credit record, so unable to get finance.
Not entitled to a share of my dads pension that she’d helped him build up.
Part time bit work till we were old enough to look after ourselves.
None of the part time work attracted any form of pension rights.
So, at most, maybe 20 years of full time work?
Depending on whether you count the time she spent caring for her elderly father...
Compared to a bloke of the same age who would have been able to access a company pension scheme and retire at 60?
She’s got another five years to wait before she gets anything that’s not means tested. But her contribution to society wasn’t good enough because she didn’t earn full time?

If/when I eventually retire on a semi decent pension, it will be on the backs of women like my mum, who worked all her life but wasn’t even able to access the benefits I do. Benefits she and her generation blazed the trail for.

BarbariansMum · 03/10/2019 19:44

I'd prefer to see equity in the form of all sectors of society able to retire at a similar age.

Which is what we now have. If what you want is for us all to retire in our early 60s rather than our late 60s/at 70 then either we need shorter lifespans or to save a hell of a lot more for retirement. What we cant expect is that a growing older generation is supported for 30 years of retirement on the taxes paid by the young.

HelenaDove · 03/10/2019 19:50

"The state pension is enormously expensive as is care for older people. We cannot expect the younger generation to pay for something for someone else that they won’t get themselves"

So following this logic the WASPI women must have been paying for previous generations not themselves.

MN seems really confused about NI One minute its contributions to your state pension the next its paying for previous generations.

CecilyP · 03/10/2019 19:51

She’s got another five years to wait before she gets anything that’s not means tested.

She doesn’t. If she is currently 63, her SPA is 66.

Drabarni · 03/10/2019 19:51

It shouldn't have been brought in until all those who didn't receive a works pension topped up by government had received their pension.
Younger people won't need a state pension they have the ability to work, subsidised childcare, they have never had it so good.

Drabarni · 03/10/2019 19:54

"The state pension is enormously expensive as is care for older people. We cannot expect the younger generation to pay for something for someone else that they won’t get themselves"

Wooah, then why should older people be paying for your childcare, they didn't get any help. Why should they pay a penny for anything they didn't have.
Not nice, is it?

Teateaandmoretea · 03/10/2019 19:55

Younger people won't need a state pension they have the ability to work, subsidised childcare, they have never had it so good.

What on earth are you talking about? 🤷🏻‍♀️

zsazsajuju · 03/10/2019 19:55

It’s not really a race to the bottom though. Universal state pensions are very expensive and we just can’t afford to keep paying them. It’s also not fair to have a different age for men and women to retire. It had to be equalised and it was. As a pp noted, it was proven in court that decades of notice were given to allow those affected to prepare.

For those saying it’s too hard for older women to work in Tesco, etc, why is it ok for the generation after you to work in Tesco till they drop to pay for your pensions?

We need to have a sensible approach which balances the cost of early retirement with the welfare of those concerned. Universal state pensions are a very expensive policy and we will lose them altogether unless we are prepared to make difficult choices.

mrsmuddlepies · 03/10/2019 19:56

DanaBarrett, your mother did not trail blaze by working part time doing bit work. I am a waspi and although I took off some years to look after a growing family, I went back full time once my youngest started school and I worked full time until 65. I still work part time at 68. I knew I had to pay my way and contribute to a pension.
My mother who would now be nearing a hundred, worked until 70. Ditto my very working class grandmother.
Most women do not have the luxury of getting by on bit work and I really do not believe that young women should have to pay for an early pension for your mother, when they will not have that privilege for themselves.

Teateaandmoretea · 03/10/2019 19:59

I really do not believe that young women should have to pay for an early pension for your mother, when they will not have that privilege for themselves.

Again... eh? Times are somewhat different 🤷🏻‍♀️

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