To think the back to 60 campaign is grabby

[Neaoll]

It's been known about for a long time that state pension ages would be equalised.

State pension is just unsustainable, it was never supposed to be something people claim for 20-30 years. Was for people that had a hard time so they didn't starve to death in their last few years. Now it's a top-up to the richest part of society. It should have been linked with life expectancy a long time ago.

I'm in my 40s and dont expect to ever get a state pension. I've been contributing to my private pension ever since I worked to support myself.

As others have said, they likely didn't have an opportunity to earn while they were younger and more able.
Like you, I very much doubt I'll ever see my pension and now my work pension rights have been reduced, I likely won't see that either despite paying in for my entire working life.

My personal grievance with the state pension is that we pay it out plus a top up to those who have never worked a day in their lives. So they've claimed a life's worth of various benefits, plus the pension, plus the free state care they will receive. It's a disgrace.

But you want a break to the tune of £215 billion. I am a waspi and I worked full time until 65. I am still working part time.
There has been lots of notice about the change with regards to the date at which we can claim our pensions. I don't understand why some women, knowing this, decided to stay part time or give up work altogether, knowing about the change in pension age.
I do not see why young mothers, who know that they will probably have to work until 70 are supposed to fund those women who did not make provision for the change in state pensions.
There are a lot of women out there who deliberately chose to work part time or not work at all, in the hope that the State would fund their retirement from sixty. It is absolutely not fair on the younger generation.
There are still plenty of mothers of secondary school age children and empty nesters who still do not feel any responsibility to provide for themselves financially in their old age.

All this thread shows is that some people are breathtakingly smug and lack a scrap of empathy and understanding.

There isn't the money for empathy and understanding for women who chose not to work and take financial responsibility.
Which section of society is going to have to cough up the £215 billion?
Shall we take it out of schools budgets? Or away from the NHS?
So many women still believe that somehow the money tree will provide for them because it is their right to be financially supported regardless of how hard it hits others in society.

Yes I agree. 1953 and 1954 women have had the most change to deal with.

Women who chose not to work wouldn't be eligible for a pension. What are you talking about?

You can start a second career at 50 /I did precisely that and when it didn't work out started another (teaching as it happens) at 54. I realised that my original job would not be tenable in older age and that it is completely unrealistic to expect a pension at 60 with a life expectancy of maybe 20 years beyond that. Those who say 'they have paid in' seem to think its a piggy bank they saved in-naive at best as what they paid in nowhere near covers what they expect to get out. The 'government' had no money except what it taxes or borrows from those people still working and probably with young families who do not have the luxury of giving up work. Get real /retiring at 60 just us not viable and that ha been obvious for many years.

I think yabu, equality my arse.

Women are far more likely to be in low paid jobs than men and are less likely to have private pensions/ not even have enough years of pension it is a race to the bottom not equality.

as for:
I'm in my 40s and dont expect to ever get a state pension. I've been contributing to my private pension ever since I worked to support myself.
I'll be well pissed off if I don't get a state pension as I am currently paying for the pensions of the baby boomers who are not a less affluent generation than mine on the promise that I will get one. I also have a private pension but that isn't the point.

Being held to blame for the cost of housing when it's mostly due to a rise in the population thanks to immigration. Complain to your mp don't take it out on the oldies.

I know lots of women from my generation who never returned to full time work because they liked the freedom to have hobbies and nap in the afternoons.
They thought I was mad to keep working.They truly believe that full time proper work is the responsibility of men and that they have a god given right to take it easy. i think many believed that the state would always provide a pension whether or not you paid NI. It was the case until 2016.
It will not be like that for the younger generations.
I maintain that we will never have true equality until women take financial responsibility and men do 50% of all domestic tasks and childcare. ( obviously this does not apply to those with health issues or very young children).
Previous generations of working class women have always worked. It is just some baby boomers in the post war world who chose not to work.

@mrsmuddlepies There definitely has NOT been lots of notice about the changes. Have you even read through the posts?

There was notice about the first change but very little or no notice about the second change. I never received a letter about the second change and it has been admitted that not every woman affected received a letter.

I tried to make provision to retire at 63 but it was not easy. To then find out, at pretty short notice, that I would not receive pension until just short of 66 was a shock and there was really nothing I could do to prepare.

The fact that I had to stop work in my early 60's due to ill health has not helped.

I have not had any income whatsoever for over 2 years now. I hate that DH has to work full time to support us both despite his own ill health.

Having worked almost 50 years I don;t have much sympathy for any of the young mothers near me most of whom have barely worked since leaving school, get benefits and will likely get a pension despite not having worked anywhere near 47 years

this thread shows that a lot of women aren't money-savvy, have no motivation to try to re-train, don't know the basics about paying NI and their pension predictions, and yet expect the younger generation to support them

Only the top 40pc of households are net contributors. Pensions are a benefit like any other. If your household is the bottom 60pc I’m supporting you right now

The reality is that nobody knows what will happen to state pension beyond the next government review

The reality is that nobody knows what will happen to state pension beyond the next government review

One thing it is easy to predict though is that if they get rid of it they will booted straight out of power. So that won't happen

lynsey91 writes Having worked almost 50 years I don;t have much sympathy for any of the young mothers near me most of whom have barely worked since leaving school, get benefits and will likely get a pension despite not having worked anywhere near 47 years

That is a nasty accusation to hurl at young mothers. Since 2016, a state pension will no longer be automatic. They will need to work eventually.

Pensions are a benefit like any other

this really gets my goat. People pay their stamp and at least in theory that in part contributes to your pension. The amount of NI I've paid it is also a really truly crap scheme particularly as if you die before the age you can draw it you get nothing out. Having earned pretty much up to the maximum NI contributions for years I would be way better off if I could have paid even half of my NI contributions into a private scheme instead not to mention the employer ones. And yes someone will jump up and say it's all just tax but y'know the theory is that it is insurance.

I can't cancel the italics ... it isn't meant to have meaning....

mrsmuddlepies who on eath do you know that chose to stay at home indulging their hobbies and taking afternoon naps? The women I know were working full time as teachers, nurses, social workers, carers, aministrators, cleaners etc all through their 40s and 50s often juggling caring for disabled or elderly family members. In their late 20s and 30s some took a short break for childcare reasons, I can't think of anyone like the women you know. About half my friends were either single or the main earner. I don't agree with Back to 60 but some people live in a different world to me.

Hobbies and naps?!?!

You sound like a mens rights activist.

lynsey91 that's nasty. Most ovrr 60s don't think about younger women in that way.

Trewser

I haven't worked since dc and have no gaps, volunteered to pay, so yes non workers get a state pension if they pay into the system, why shouldn't they.

Young people today have work pensions and top up pension from the government. They are so lucky and yet some moan all the time.

@Fatshedra - no need to start down the xenophobic route. The cost of housing has gone up because households are generally smaller - there are a lot more single person households - and not enough properties especially social housing are being built.

@Drabarni lots of young people are self-employed or on zero hours contracts. They come with nothing but the state pension.

Both these seem contradictory but society is more unequal.

The fact is very few women are doing manual jobs It's a nonsense to keep banging on about it. What are they doing? Laying bricks, building roads?

If that is your job then you make plans ahead. You think about what you can do instead. Plenty of big companies like M&S, B&Q and ALL the supermarkets employ older staff as they see them

I know. I've been on mumsnet for years and that comment about manual jobs is one of the most idiotic things I've ever read.

I didnt write that post by the way. It was copied and pasted from someone who obvs thinks care workers are mostly men.

Some jobs that aren't totally manual require fitness. Health care involving lifting (on your feet all day). Shelf stacking, cleaning? Factory work? etc. etc.