To think the back to 60 campaign is grabby

[Neaoll]

It's been known about for a long time that state pension ages would be equalised.

State pension is just unsustainable, it was never supposed to be something people claim for 20-30 years. Was for people that had a hard time so they didn't starve to death in their last few years. Now it's a top-up to the richest part of society. It should have been linked with life expectancy a long time ago.

I'm in my 40s and dont expect to ever get a state pension. I've been contributing to my private pension ever since I worked to support myself.

Teat

They are in a much stronger position than the older generation who had none of this.
It was a response as to why we should pay for things we don't receive ourselves.

The older generation also had advantages that they don't have cheaper housing being one. Can't you see this is what the government wants to put generations against each other rather than for people to see the challenges were different and accept that?

And it's tea not teat

No body is saying its too hard for all older people to work in Tesco

JUST POINTING OUT THAT THEY ARE MANUEL JOBS TO THE POSTER WHO SAID THEY WERNT.

still attempting to gaslight on threads zsazsa Quelle surprise.

@drabarni that was precisely my point. I’m fully aware that I only have the opportunities to live the way I do thanks to women like my mum who helped change societal expectations of women.

@mrsmuddlepies part time bit work was all my mum COULD do as a single parent of three children on a sink estate, with no qualifications. It wasn’t luxury, it was all she could get.

@drybani no one pays for my childcare for one as I don’t qualify for any help. Some people in society do take more than they contribute, I am not one of those people.

State pensions are more than half the welfare bill and it is unaffordable. The people receiving them now have on average paid nothing like enough tax to pay for them and the generation behind who will not get them will need to stump up. Again after losing free university education, affordable housing and so on.

We need to increase the state pension age to make them affordable and non discriminatory. It’s fair to ask people who have had 20 years notice to be subject to the change together with the younger generations (who like me will have to wait for even longer). It’s not fair to expect everyone else to pay for you to retire early because you didn’t pay attention to the media.

Why would the state pension be means tested? The deal is that you pay your contributions and you get your pension. There is certainly plenty of money for other priorities of the government of the day?
Why would some people bother paying in to a private pension or make provision for their old age when their next door neighbour gets the state pension or pension credit having possibly made no contributions. I don't see those in personal pension schemes getting a rebate on their NI contributions? Although I accept that NI is a moot point given that it just seems to be general taxation rather than annexed for a specific purpose nowadays.
I feel that some posters are quite fatalistic about their prospects of receiving a pension. I think it is unlikely that a government would suggest removing a pension that tax-payers have contributed to for many years. I can't imagine it would be a big vote winner.

Maybe the workers now move the items by telepathy

A lot of jobs are keyboard based which still isn't great for our bodies

velveteen the basic rate of tax has decreased from 33% to 20% over the last 40yrs. Many of the women working during this period would have had less net income to contribute to a pension in their twenties and thirties. Mortgage rates were 15% and the cost of food much higher. Childcare was almost non existent and very expensive. Disposable income is a very modern concept.
Yes some of us were smart and have made provision for retirement but many paid their taxes and national insurance believing that they would at least secure a state pension to cover the bare essentials. As a generation we accept that we have been lucky regarding property but early on when tax rates and mortgage interest was high many lived hand to mouth.
The eighties boom years were short and sharp and discrimination was still rife.

@Drabarni eh? The younger generation of women are not in a position to pay for you and themselves. That’s just selfishness. The younger generation have their own struggles with unaffordable housing and student debt. And in case you are not aware, it’s still pretty tough to juggle childcare and work especially as a single parent.

We should be starting from the premise that everyone pays their way. You can’t just expect others to pay for you.

The taxation rate may be lower but N.i contributions are more expensive

You know what im bloody sick of on here . Posters who couldnt give a shit about the less well off but are happy to pretend they do when using them as a stick to beat another group with!!

It's completely irrelevant what relative disadvantages and unfairnesses various women have suffered. It is not and never has been the job of the state pension to compensate for any of that.

Disposable income is a very modern concept.
Yes some of us were smart and have made provision for retirement but many paid their taxes and national insurance believing that they would at least secure a state pension to cover the bare essentials. As a generation we accept that we have been lucky regarding property but early on when tax rates and mortgage interest was high many lived hand to mouth.

No it isn't, one of my parents went to a private school and when I was growing up we had plenty of money, I am not better off as an adult. Plenty of people live hand to mouth now - disposable income is not universal and it never was.

It was hard for lots of people at every time.

Why do you want to prove it was harder for you than younger people? I think what happened with pensions stinks btw but this generational stuff achieves nothing. The people posting are probably really struggling as a lot of young people are in 2020

You can’t just expect others to pay for you.

Having paid your NI it is perfectly reasonable to expect the pension you were promised

I strongly disagree the transition time was too short for women born in the 50’s they announced back in mid 90’s they were equalising the retirement age.

Most women were in their 40’s then so mostly over the age of having young children so could have easily had a stab at least starting a private pension.

My Mum started at Sainsbury's in 1993 part time and starting paying in then. It’s was an option to at least help yourself in some shape or form but as usual the majority did nothing to help themselves!

The state pension is enormously expensive as is care for older people. We cannot expect the younger generation to pay for something for someone else that they won’t get themselves"

I have never had children. Not only did I work and pay tax and NI for 49 years but I’m still paying tax now I’m retired. Working on your premise why should I be expected to have paid and still be paying for other people’s children’s education, healthcare etc? Perhaps you’d like to explain that to me?

Exactly tea. Setting the generations against each other suits the government fine and we are falling right into the trap. Prejudice is running deep in both directions. Meanwhile unfairness and sexism goes unchallenged while we call each other lazy arses and cushybums. I don't agree with back to 60, but 65 seems reasonable for both sexes. I give up hearing some older women insult young women and vice versa.

You can’t just expect others to pay for you

The idea is that national insurance contributes towards your pension. Its not a 'free' benefit.

Each generation has their issues. The increase in life expectancy means the average persons NI doesn’t go near paying for their state pension if we set the age at 60. You can’t expect others to pay extra so you can get benefits that have been abolished for them because you don’t fancy working in b&q when you’re 61.

Ooh what about younger people only working part time then receiving tax credits.

@AlexaAmbidextra - free healthcare and the welfare state was available to you if you needed. Also you received an education (it’s that you’re paying back not for your kids education). But why should your generation get entitlements that other people are paying for?

The retirement age has gone up as it has to due to life expectancy and affordability. The waspi generation had plenty notice and it’s entirely fair they should be subject to the change.

zsa zsa if an older tired health worker made a mistake while treating you or your child you would be one of the first on here to have a lawyer on speed dial.

@woodhill - if we keep the pension as a universal benefit, there’s a limit to how much of a link there is between paying for it and receiving it.

The alternative is to abolish universal pensions altogether and just have private pensions and disability benefit for those who cannot work.

But given that the waspi women bringing the case are pleading poverty would that really benefit them more?

My grandmother isn’t a waspi (late 80s), but she gets over £2000 a month in pensions. She was a teacher and worked all her life, gets a state pension and also gets a widows pension from my late grandfathers pension pot.
On the other hand, I earn less than £1500 a month working full time.
My parents have a far more luxurious life style than we do, my mum falls in to the waspi category but buried her head in the sand and has always maintained the state will look after her should she need it.
It really annoys me when people try to tell me how good my generation have things! And I do agree that for many a state pension is just a top up for the richest. I also appreciate that their are some at the complete other end of the scale who have nothing and are currently sitting in a cold flat struggling to keep warm tonight though.

Why would the state pension be means tested? The deal is that you pay your contributions and you get your pension. There is certainly plenty of money for other priorities of the government of the day?

I for one don't think it should, but here in Australia it is. I'm sure the UK will look at it as a model.