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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To be wary of making any further payments?

570 replies

Abcdefgfedcba · 28/09/2019 08:46

I've been very stupid by not keeping a log of everything and am now in a real pickle.

A friend allowed me to purchase items on a catalogue in her name. This was various items over 12 months. I was not the only person, which means the payments made monthly onto the catalogue were for various peoples orders.

I stupidly didn't keep a record of what was bought and what was paid back.

I've asked a few times now for her to send me information of the total cost, along with payments made towards that. She keeps saying she will do this, but never does.

She's not messaging me up to 10 times a day saying I need to pay at least 100 per month because I owe her over 2k.

Looking at my bank statements I have already paid back over 1k.

I ordered clothing, kids Xmas presents last year, a smart watch, laptop.

Am I Being a terrible person to not want to keep putting money into her bank without seeing proof of how much I owe at least?

I'm worried that I'll end up paying money back indefinitely even after clearing the balance.

I'm grateful that I had the opportunity to buy things on the catalogue, but I just want a statement or something to show where I'm up to.

I now feel harassed and stressed by the constant texts. Should I just put more money into her bank?

OP posts:
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Abcdefgfedcba · 02/11/2019 10:56

To the person who asked why the pressure started. I stopped using her childcare services. So she went from getting 1k a month out of me to 100 pound. As 900 a month was childcare fees.

I'd get paid on the 29th but the fees were never due until the 1st. Yet I'd be mithered and guilt tripped every month to pay when she knew I got paid. Excuses like she needed it to pay the mortgage. Lots of making me feel guilty. As though I was the only parent she had paying fees.

She cannot have struggled with bills with the amount she had being paid in. I think she just wasted a lot on holidays abroad, trips out, meals, random stuff.

1 month after leaving and paying my notice in full she begged me to carry on using her because she couldn't pay her mortgage.

3 weeks later she sent me pictures of a new puppy they'd bought saying they'd had her a good few weeks already.

OP posts:
greathat · 02/11/2019 11:46

None of this makes sense. Ask her to log in to her account. Screen shot the order history and send it to you. Never do anything like this again!

Jokie · 02/11/2019 11:47

@Abcdefgfedcba ; has there been any reply to your email/message from yesterday?

Inebriati · 02/11/2019 11:50

I can't make out if she is a loan shark or running some kind of catalogue based ponzi scheme to fund her lifestyle, but I would have gone to the police by now.

Abcdefgfedcba · 02/11/2019 11:56

There has so far been no reply to my email.

OP posts:
highheelsandweathercocks · 02/11/2019 12:11

Course there hasn't. Because she knows she's been rumbled. Threats of legal action and coming to your work haven't had the desired effect.

bluebella4 · 02/11/2019 12:16

So she is refusing to send you any receipts?

BlackCatSleeping · 02/11/2019 12:56

@bluebella4

That is pretty much the whole point of the thread.

SarahNade · 02/11/2019 15:17

900 a month? Good lord, does she give red carpet arrivals for that amount, and pure gold plated crayons? 300 a month I could understand, but 900? You've really been well and truly taken in by a rip off merchant two times over. Even the most ritzy sought after child care would not cost that much.

Scaredofthenew · 02/11/2019 16:53

Jesus just call the number I gave you. 0300 555 2222. Open 24 hours. Do you really think she isn't doing this to anyone else?

Pantalaimon88 · 02/11/2019 17:27

900 a month? Good lord, does she give red carpet arrivals for that amount, and pure gold plated crayons?

That’s pretty standard for full time childcare for a nursery age child. A full time nursery place would cost around that much. I can’t speak for childminders though as I have no experience of them.

If she is just doing a few days a week, or wrap around school care, then yes that would be a lot!

Abcdefgfedcba · 06/11/2019 20:25

Well it seems to have had a positive impact so far.

Haven't heard a thing and I like it that way.

OP posts:
ItsJustASimpleLine · 06/11/2019 20:48

Excellent

NameChangedForTheDay · 06/11/2019 22:36

Great news. Well done Abcd. Stay strong!

MutedUser · 07/11/2019 00:28

Fantastic I hope it continues that way. Hope you are ok OP.

UhareFouxisci · 07/11/2019 03:39

She realises she's been rumbled

Wherecanwegetoff123 · 07/11/2019 09:42

Did she put the orders in for you. Or did you log in to her account? If so log in and check for yourself. It will show you what has been paid and ordered etc

Evilmorty · 07/11/2019 10:14

Wherecanwegetoff123 OP has been explaining since she started this thread in september why she can’t do that. There are 568 posts on here discussing why she can’t do that.

Ellisandra · 07/11/2019 16:15

@Wherecanwegetoff123 genuinely interested in why people post stuff like that when a thread is at 23 pages!

Great advice... for page 1 Grin
Though even then, I expect OP would have thought I’d that.

AlpacaGoodnight · 24/11/2019 21:21

I hope you finally got sorted with this, it must has been a very stressful situation for you

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