Only realised looking back what a poor start I had in life with quarrelling, divorcing parents, a neglectful, semi-abusive home, a Mum with nine consecutive men friends and a drink problem, having to attend fourteen schools in thirteen years and having to be virtually independent from about the age of twelve.
So it is with astonishment that I find myself retired from a long career as a teacher, happily married with two smart successful children and with a sound financial footing due to prudence, self discipline and frugality.
I am also a bit surprised that those who knew my poor circumstances ignore my dogged determination to pull through all the disadvantages and, instead, pretend to see my success as something that was given to me on a plate. Jealous people have called me ‘lucky’. I am only a bit surprised, however, because my long life struggles have made me an observer of human nature and this is what people are like!