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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

to ask whether 55k is doable for a family of 5?

153 replies

DoWeStayOrDoWeGoNow · 23/01/2019 08:31

Please do not hate me for asking if your family income is considerably less than this.
It is neither a stealth boast nor is it me being goady.
It is simply not wanting to go from the frying pan into the fire without thinking things through properly, especially with Brexit coming up.
My partner has been offered a job with the above salary - after tax that would be 3326 pounds a month (although I am not sure with pension payment, car lease and the like whether that would be a final figure but it would be close).
He is in his late 40s with 25 years experience and is the sole breadwinner. There are five of us - in theory, I would be working but only if son's SEN can be accommodated in the state school system. So cannot rely on me bringing in a wage and iirc 55K is above the threshold for child allowance.
Family of 4 living in the Northwest cost of living without rent was estimated at 2185 - there are 5 of us but in theory, in a band A terraced house, we can do it. Well aware it depends on outgoings whether we are nofrills and primark we are compared with waitrose and zara we're not.

Why am I asking?
Guilt.
My partner would be taking a massive paycut to do this as well as effectively demoting himself. I would ask in the Living Overseas section but I suspect, particularly with Brexit as it stands, I will be asked what on earth I am doing.

But....there is no 'right' time to come home.
If we don't return now, then when?
I have no job here where we are, no pension rights, some friends but no real ties, my parents are not getting any younger, my son needs to come back to a school system where I can better advocate for him, my eldest is scared she won't be able to manage the A-level equivalent here, my partner and I have been unhappy here for a while now but are also aware of reverse culture shock and time is running out.

Any advice? Please be gentle with me, I am stuck between a rock and a hard place right now and trying to do the best for all my family.
I guess I am asking what you would do and whether any similar sized families can confirm that those figures are within our means (Not asking you to divulge your financials, simply whether you could live comfortably and within your means on that amount).
Thanks in advance Flowers

OP posts:
DriveShaft · 23/01/2019 17:21

Wax, we haven’t lived there for quite a few years but I remember a lot of very overpriced housing stock. We were in Wilmslow but I remember looking at a house in Cholton for a similar price and thinking it was horrid.

WaxMyBalls · 23/01/2019 18:00

Oh, you'll certainly find plenty of overpriced housing stock in South Manchester! And actually I think some of the cheap places I'm talking about are far too high for what they are.

TinklyLittleLaugh · 23/01/2019 18:08

Overseas fees for uni refers to non EU though.

We are UK based but my DD goes to uni in Ireland. She pays the same as Irish students.

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