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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not pay £150 on the (probably false) promise of “I’ll give you the cash next week”?

118 replies

GunpowderGelatine · 03/01/2019 14:40

Does anyone else have family member or friend that does this - they seem like they're giving you a gift or doing you a favour, only to “call it in” at a later date?

For example - my birthday is in July. If me and my mum are shopping in April and she offers to buy a jumper, with absolutely no indication that it's anything other than a gitft, then in July say "I haven't bought you anything to unwrap as I got you that jumper from M&S remember?". I'm now wary of this as I actually like to unwrap things on my actual birthday, and wouldn't have agreed to buy a jumper I'd have bought myself if I knew it was going to be an early birthday present.

When DD was born, DH had just gone self employed and was making nothing, I was on maternity leave and i mean it when I say every penny counted. DD was our first and as a present my mum said she would go halves on her cot and mattress (I got both in a sale for a total of £180, she would give us £90). She lives abroad and said she would give us the £90 in cash on her next visit. We bought the cot and mattress, DD was born, money suddenly got very tight and prior to mum's arrival,we really budgeted and factored this impending £90 in to our food shopping and phone bill for that week.

Well when she arrived, the first night she wanted a Chinese. "I'll get it" she said - at that point we really couldn't afford takeaways but thinking it was a treat I said yes. She also came with a jumper she bought me from where she lives (she did call to ask a few months earlier but I was busy at work and hastily said "yes please" when she said "There's a lovely green jumper in X shop, would you like me to get you one?"). She also paid for a few coffees on that visit when we nipped out together. At the end of the week, she produced £15 for me for the cot and mattress. I said "oh I thought you were going halves" (Trust me I would not have said this had I not really needed the money) and she said "Well your and DH's part of the Chinese was £15, the jumper I brought you was £35, I've spent £30 on coffees and drinks when I've been out and I also paid for parking that day". I graciously took the £15 (and we ate beans on toast for a week and delayed our phone bill, luckily BT were understanding) but I would never have said yes to a takeaway, jumper (especially one I'd never seen at £35! I didn’t know the price until then) and coffees had I known they weren't treats. It sounds ungrateful, but it really annoyed me that the 'favours' were taken back.

Anyway, to present day - luckily me and DH much much better off now, but a similar situation has arose. My mum didn't get anything for the kids for Christmas and its their birthdays this month. She's coming next week and has said as a joint Christmas/birthday gift she'll buy them a plastic toy house with kitchen - lovely idea! She found one for £150 from Argos, I'm happy with it. Despite being in her 50's she can't get her head round ordering things online, she's asked me to do it with her card. She sent card details, and it declined. She's said "Oh must be something wrong with my card, why don't you buy it on yours and I'll give you the cash when I'm there next week?". Now we aren't in dire straits like last time but I don't want to fork out £150 to be told next week "well I got X Y and Z so here's £20". WIBU to tell her no, I'm not ordering it, just buy it cash when you're here? We can do click and collect! She'll ask why i won’t order it on my card (and no doubt throw in a passive aggressive "don't you have any money?") but not sure what I'd say!

For clarity, when she's here she stays in our spare room, doesn't offer to contribute towards food (though she does clean up after herself), we ferry her everywhere (including to and from the airport) but get no offer of petrol money and we don't get so much as a bottle of wine for having her for a very long week.

OP posts:
Holidayshopping · 03/01/2019 14:43

It sounds like you will never see that money and she doesn’t have it! That’s an expensive kitchen!

Say you’re having problems with your credit card but there’s no rush, it can wait till she come and pays in cash. DO NOT get your purse out to pay.

Holidayshopping · 03/01/2019 14:44

You could even just say your credit card is maxed out after Christmas!

SDTGisAnEvilWolefGenius · 03/01/2019 14:44

”WIBU to tell her no, I'm not ordering it, just buy it cash when you're here? We can do click and collect! She'll ask why i won’t order it on my card (and no doubt throw in a passive aggressive "don't you have any money?") but not sure what I'd say!”

You would not be unreasonable in the slightest to do this. And I would tell her that your bank card has expired, and the new one hasn’t turned up yet.

Confusedbeetle · 03/01/2019 14:45

Stick to your guns and buy it only when she comes. Her behaviour is very annoying. but I wouldnt expect a family guest to pay anything towards keep

Forallittakes · 03/01/2019 14:45

Your mum is tight! I couldn’t imagine taking money in such a way from my own kids.

At the same time, why didn’t you tell her how short of cash you were? Maybe to her it’s onky a few quid but to you it meant beans and toast and a missed bill payment. Any parent who doesn’t understand that is a complete joke.

OlennasWimple · 03/01/2019 14:46

It all sounds very odd, and rather mean spirited of your mum

I wouldn't buy the kitchen either, unless DD was desperate for that particular one and you had good reason to think it would sell out and become unavailable

Mumoftwoyoungkids · 03/01/2019 14:46

“Hi Mum. The good news is that it looks like there is a problem with the Argos website not with your credit card as it has just declined mine too! The bad news is that I can’t buy the kitchen for you. Never mind - we can go in next week when you come. Looking forward to seeing you. Gun.”

BarbaraofSevillle · 03/01/2019 14:48

If it's this one that looks like it's made from pallets, I wouldn't pay £150 for it full stop, but your DM sounds at best a bit disorganised/unthinking of consequences and at worst deliberately manipulative into tricking you into lots of purchases that you wouldn't otherwise make.

If I was in the market for a toy kitchen, I'd get this one from Ikea for £60.

Holidayshopping · 03/01/2019 14:49

“Hi Mum. The good news is that it looks like there is a problem with the Argos website not with your credit card as it has just declined mine too! The bad news is that I can’t buy the kitchen for you. Never mind - we can go in next week when you come. Looking forward to seeing you. Gun.”

Perfect!

BlackCatSleeping · 03/01/2019 14:49

I think you would be crazy to put it on your card. It sounds like she's either broke or crap with money.

GunpowderGelatine · 03/01/2019 14:49

@Forallittakes because I'd never hear the end of it. Any sort of failing is not forgotten about, which is why I wouldn't tell her I've maxed out my credit cards this time round. If i has told her that, for the next 10 years I'd get at every conversation "are you still struggling to afford things?" Or "how are you having a holiday, I thought you had no money?" Etc despite us doing much better eventually!

OP posts:
Pinkgrapefruit167 · 03/01/2019 14:49

Just say no, that they’ve got plenty of stock and that you will drive her to the local Argos to buy it when she’s here. She is trying to pull the same stunt and will give you an amount net of what you “owe” her

And in the future, if she asks if you want anything, say no, unless she specifically says “my treat” or something similar.

Fairylightfurore · 03/01/2019 14:51

Just say sorry you don't have that sort of money. Whenever she asks if you want her to get anything say no.

BarbaraofSevillle · 03/01/2019 14:51

If she asks you if you struggle to afford things, you could say yes you do, because she's always spending your money for you on crap.

Forallittakes · 03/01/2019 14:51

I’m really sorry to hear that Gunpowder. Your mum sounds awful. Sad

GunpowderGelatine · 03/01/2019 14:52

Hi Mum. The good news is that it looks like there is a problem with the Argos website not with your credit card as it has just declined mine too! The bad news is that I can’t buy the kitchen for you. Never mind - we can go in next week when you come. Looking forward to seeing you. Gun

I like this (but I'm shit at lying 😬).

@Pinkgrapefruit167 she actually offered (and said the words "my treat") to pay for a hotel for a night away in Yorkshire during her visit, to see family. I said no though, I just can't see her ever treating with no strings attached!

OP posts:
CripsSandwiches · 03/01/2019 14:52

YANBU. If you say 'I'll get it' it implies it's your treat not coming out of money already owed. I would just treat it as a lesson learned.

Strawberry2017 · 03/01/2019 14:53

I'd just say we didn't have a spare £150 to spend.
I think it seems quite harsh that she can't even treat to the occasional thing without taking it back somewhere else.
I think you need to stop trusting her with anything financial so she doesn't put you in any mor tricky situations x

CripsSandwiches · 03/01/2019 14:53

The argos thing is definitely a no! No question. She'll end up turning up with a gift spent with your money!

Inertia · 03/01/2019 14:54

YANBU to refuse to buy in advance. Your mum can organise it when she arrives. Just tell her that you are avoiding using cards after the expense of Christmas and don't give in.

You also need to start saying no to everything else- jumpers, coffees, takeaways. Experience must surely have shown you by now that these are not treats, but will be tallied up and charged to you. No takeaway, you can't afford it. No coffees- you can't afford it.

I'm all for splitting costs fairly, but your mum keeps spending your money in a sly and backhanded way, making out that it's her treat to you and then recouping the money- especially cheeky if you're feeding her for a week as well.

Earthmover · 03/01/2019 14:56

Just don't take gifts off her unless it's wrapped in birthday or Xmas paper.
Simple.

YourEggnogIsBetterThanMine · 03/01/2019 15:02

That's such a weird dynamic! How tiring. YWNBU to say "it's ok, let's just go shopping together when you're here". Or reserve it at Argos so she still has to pay for it on collection. If she tries to back out then just decline the gift.

GunpowderGelatine · 03/01/2019 15:03

I've sent the 'Argos not working' message - fingers crossed! Kids don't know about kitchen so not the end of the world if it doesn't happen, they have enough anyway.

@Inertia definitely a lesson learned after last time, and in the years since. There's always something she's going to give me money for when she comes, and it usually gets 'spent' before she leaves (though I'm not too fussed now we're no longer hard up). So I have learned to say no to takeaways when she says "I'll get it", and I say "just you get one for you". Besides we can afford them now but I don't like spending where I don't have to, and if I usually wouldn't buy a takeaway when she's not here then I won't just because she is here IYSWIM.

it's funny as I posted at the time under a different username about the £90 situation (many moons ago) and got told to stop being ungrateful, how could I let my mum just buy the coffees, and why should she pay for my DH to stuff his face with Chinese, lol, I was a bit taken aback at the time, such is the nature of MN!

OP posts:
GreenTulips · 03/01/2019 15:05

She’s loaded at your expence!

Sorry Mum is this your treat or a early birthday gift?
Mum is this a treat coffee or are you expecting a contribution later?

Ask every time

PlumpkinStew · 03/01/2019 15:06

Urgh she sounds a massive pain in the arse!
Definitely don't buy it! You won't see the money.