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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not pay £150 on the (probably false) promise of “I’ll give you the cash next week”?

118 replies

GunpowderGelatine · 03/01/2019 14:40

Does anyone else have family member or friend that does this - they seem like they're giving you a gift or doing you a favour, only to “call it in” at a later date?

For example - my birthday is in July. If me and my mum are shopping in April and she offers to buy a jumper, with absolutely no indication that it's anything other than a gitft, then in July say "I haven't bought you anything to unwrap as I got you that jumper from M&S remember?". I'm now wary of this as I actually like to unwrap things on my actual birthday, and wouldn't have agreed to buy a jumper I'd have bought myself if I knew it was going to be an early birthday present.

When DD was born, DH had just gone self employed and was making nothing, I was on maternity leave and i mean it when I say every penny counted. DD was our first and as a present my mum said she would go halves on her cot and mattress (I got both in a sale for a total of £180, she would give us £90). She lives abroad and said she would give us the £90 in cash on her next visit. We bought the cot and mattress, DD was born, money suddenly got very tight and prior to mum's arrival,we really budgeted and factored this impending £90 in to our food shopping and phone bill for that week.

Well when she arrived, the first night she wanted a Chinese. "I'll get it" she said - at that point we really couldn't afford takeaways but thinking it was a treat I said yes. She also came with a jumper she bought me from where she lives (she did call to ask a few months earlier but I was busy at work and hastily said "yes please" when she said "There's a lovely green jumper in X shop, would you like me to get you one?"). She also paid for a few coffees on that visit when we nipped out together. At the end of the week, she produced £15 for me for the cot and mattress. I said "oh I thought you were going halves" (Trust me I would not have said this had I not really needed the money) and she said "Well your and DH's part of the Chinese was £15, the jumper I brought you was £35, I've spent £30 on coffees and drinks when I've been out and I also paid for parking that day". I graciously took the £15 (and we ate beans on toast for a week and delayed our phone bill, luckily BT were understanding) but I would never have said yes to a takeaway, jumper (especially one I'd never seen at £35! I didn’t know the price until then) and coffees had I known they weren't treats. It sounds ungrateful, but it really annoyed me that the 'favours' were taken back.

Anyway, to present day - luckily me and DH much much better off now, but a similar situation has arose. My mum didn't get anything for the kids for Christmas and its their birthdays this month. She's coming next week and has said as a joint Christmas/birthday gift she'll buy them a plastic toy house with kitchen - lovely idea! She found one for £150 from Argos, I'm happy with it. Despite being in her 50's she can't get her head round ordering things online, she's asked me to do it with her card. She sent card details, and it declined. She's said "Oh must be something wrong with my card, why don't you buy it on yours and I'll give you the cash when I'm there next week?". Now we aren't in dire straits like last time but I don't want to fork out £150 to be told next week "well I got X Y and Z so here's £20". WIBU to tell her no, I'm not ordering it, just buy it cash when you're here? We can do click and collect! She'll ask why i won’t order it on my card (and no doubt throw in a passive aggressive "don't you have any money?") but not sure what I'd say!

For clarity, when she's here she stays in our spare room, doesn't offer to contribute towards food (though she does clean up after herself), we ferry her everywhere (including to and from the airport) but get no offer of petrol money and we don't get so much as a bottle of wine for having her for a very long week.

OP posts:
GunpowderGelatine · 03/01/2019 15:47

And YY to liking feeling generous! I know her, she'll be telling all her mates that she really takes care of her daughter when she visits, buys her takeaways and treats the kids etc. One time when we were at mum's house she was having a little gathering and her friend's DD, who I'd never spoken to before then, approached me and said "you know you're soooo lucky to have such a good mum who does so much for you" Confused dunno WTF she'd been told but I think my response was "eh?"!

OP posts:
Ethel36 · 03/01/2019 15:48

You need to learn your lesson and stop accepting stuff from her. If she fancies a take away just say, "sorry we cant afford one, I'll make x" . When she offers to go halves, explain you don't have enough to pay upfront so to send you a cheque for her half. If it doesn't arrive then buy your own affordable present. If she offers you a jumper just tell her to keep it and give it to you on your birthday! My sister is the same way..I've learned not to accept anything from her!

Bertiebitch32 · 03/01/2019 15:48

Ah you've got to love a good tight relative story. My sil used to always pull the same stunt every Christmas after we had handed over our dniece and d nephiew presents she would say oh urm the kids presents are in the post! I really did order them but there's a delay . This happens every year and the presents wouldn't materialise until the end of January/ February. So glad we are nc. My db has rarely botherd with any of his dn and occasionally il get a big panto style story like last year he told me his freind had burgled his flat and taken the money intended for gifts so apparently my hero db had beaten his imaginary thieving freind up? Oh but don't worry even though I've been robbed il replace the presents in February, still waiting Grin

SeaGreenSeaGlass · 03/01/2019 15:53

The best thing is for her to pay cash at argos, and give you the receipt. Then if anything goes wrong with this expensive item you can get it replaced easily. It wouldn't be so easy to arrange a replacement if it's bought using her card.

This is not a reason to buy it on your card, of course, and for her to "pay you back later". She has to withdraw the money before you drive her to argos.

Auntiepatricia · 03/01/2019 15:53

Your mum is a piece of work. Just tell her that she left you with no money for food or bills last time after tricking you into buying stuff you didn’t want or need.

GreenTulips · 03/01/2019 15:53

I agree she’s spending your money not her owe and then expecting thanks as well as calling you ungrateful for spending your own money!

People have priorities- she’s choosing yours

Holidayshopping · 03/01/2019 15:54

You're very wise not to take your purse as you know you'd end up paying and she'd not "give it you later", but personally I wouldn't give her behaviour quite so much oxygen

You can bet she’ll still be telling the kids and her friends that she paid for the kitchen even if the OP does!

GunpowderGelatine · 03/01/2019 15:55

@Bertiebitch32 are you my sister?! one of my brother's is like that too - my favourite story is about the time he was going to fund everyone's Christmas presents by selling old Pokemon cards but his friend stole the album from his house and we had to beat him up to get them back Confused I didn't know Pokemon cards we're worth so much!

OP posts:
Juells · 03/01/2019 15:57

If you stopped giving her the emotional fillip she's after, I wonder if that would help?

DM - "I've seen a wonderful motorised toy car that your DD will love, I'm giving it to her for her birthday, I've reserved it in Argos, we can collect it next week when I visit"

OP - "Ummmm, yeah, whatever you like."

She's extorting gratitude under false pretences 😂

mamaslatts · 03/01/2019 15:58

Sounds like she wants to be seen as generous but doesn't have the money to back it up. WRT the kitchen I would maybe say, 'well that's a bit pricey anyway ,why don't you look for a cheaper one and get that when your here?' It seems she is actually more shit with money than you are and seems to be trying to deflect this by latching onto any 'failing' in this area.

BlackAmericanoNoSugar · 03/01/2019 15:59

My paternal grandfather was like that, he was very comfortably off but would penny-pinch until the penny screamed and always remembered what people 'owed' him but never reminded them what he owed them (I know he knew though). He had quite a difficult and traumatic childhood and I think it was a control thing, a way of getting one up on a world that he felt would defraud him at any opportunity.

Since you're in a good financial position at the moment I recommend just remaining a bit vague and distant about money matters. Don't accept any favours or treats. When she asks you to buy something on her behalf say something like "I might not get around to it, but you can always do it when you get here". If she's standing right beside you say "Maybe we could come back to this shop in a few days, and you can bring your money with you then".

category12 · 03/01/2019 16:00

I think you should probably just always go halves at the time on takeaways/coffees etc, and refuse all "treats" you don't want (or as pp suggested, don't take it at the time but tell her to wrap for you for Christmas/birthday). Cut down her opportunities to screw you over.

AWishForWingsThatWork · 03/01/2019 16:00

Your mother knows exactly what she's doing: pretending to be grandiose in public and in front of her friends, but fully planning to get every last penny back from you because she feels the world owes her nice things. so she keeps her money for herself and nice things for herself.

Cow. Don't let her do this to you any more!

Holidayshopping · 03/01/2019 16:02

Is there a cash point near the Argos?!

katseyes7 · 03/01/2019 16:06

My mother once did something like this. l said l'd seen a lovely over mantel mirror, but it was £125 and l couldn't afford that. She said "well get it, and l'll give you the money."
So l did. Never got the money.

SarahSissions · 03/01/2019 16:06

I find it amazing how its always the tight people who struggle with tech... I cant do a bank transfer, I dont know how....I can't order online its too complex... rubbish, you've just worked out its another way to get people to sub you.

The other answer is to pepper conversations with overly gracious thank yous- Takeaway appears "Thanks Mum, this is very generous of you. What a treat" makes it almost impossible for her backpedal. Jumper appears "Thanks Mum, this is very generous of you. I never would have treated myself to this"

Myimaginaryreindeerhasfleas · 03/01/2019 16:07

Dont do anything you wouldn’t normally do on your own budget. If she wants a takeaway let her get her own. If she offers to buy you something, politely decline. She isn’t really treating you, she’s encouraging you to treat yourself, with money you don’t necessarily have.

SaucyJack · 03/01/2019 16:07

Have you seen Nighty Night? She sounds a lot like Jill doing her “settle up now or it just gets nasty” sketch.

It was a deliberately horrible character.

BarbaraRoyale · 03/01/2019 16:10

It's amazing what some people think they can get away with
We've all been there OP, it especially hurtful when you don't have a penny to rub together and you get your hopes up

Thesnobbymiddleclassone · 03/01/2019 16:21

Just be upfront and say you won't do it as you never get your money back from her fully.

Jenny17 · 03/01/2019 16:37

Stop letting your mum spend your money for you. Don't accept anything that isn't wrapped up as a present, don't do activities or buy things you don't want because they are a treat or on your behalf. Say no.

Control your own money. Respond with oh well, not this time, rather not to any unwanted requests whilst looking her dead in the eyes. Basically be assertive.

supersop60 · 03/01/2019 16:40

Compare your mum to the one on another thread who is giving her DS and dil 50% of her pension so they can stay afloat!
Sorry OP, just deflect any suggestions with an 'uh-huh', or a 'sure' when your DM suggests a large purchase. Then do nothing.

AcrossthePond55 · 03/01/2019 16:44

Not only would I not take my purse, but when we got right up to the till I'd look distressed and frantically whisper "Oh no Mum! I think I'm going to be ill!" and run for the loos, leaving her alone with the cashier.

empa · 03/01/2019 16:47

We got married very young and paid for everything ourselves. My DM asked us to hire a wedding car to take her to the church [dressed in white from head to toe] and she would pay for it. She never did.

I feel your pain OP.

Jux · 03/01/2019 16:53

IME, people like this will drink your thanks and still wriggle out of paying when they promised.

Maybe if you keep a tally of both your spending (her 'treats' to you, and yorgenuine costs like petrol) then when she does her wriggle preparatory to handing you a penny, you counter it with a lt of your genuine costs, call it quits and "can I have my £150 now please".