If you google petrol money scam there are warnings all over the internet. It’s an internationally recognised scam.
There are countless warnings all over christmas time about people asking for money to buy this and that (there’s one asking for money for formula as well apparently)
And yes, people who are had should feel stupid not be pandered to with “you did a kind thing,” because every time someone falls for this scam you are enabling these scammers to continue and to next time scam someone potentially far more vulnerable. The more people who recognise it for what it is and cut these criminals off at source the less incentive they have to continue doing so.
The signs were all there. Fancy car, iPhone, and yet they felt able to stop a complete stranger to not only ask for a bit of cash but to offer to drive them to an ATM to draw it out for them?
If she had an iPhone why couldn’t she ring for a lift from a friend or family? Or even ask someone to meet her to give her some cash? But no, she asked a stranger?
It’s one thing falling for the ones where people just ask for a few quid because they’ve fallen on hard times, just want a couple of pennies to drive home etc. It’s quite another to go down the route of being driven to an ATM (was there not one nearby then given it was a town centre?)
I’d be thinking that the ATM is probably rigged and that the OP will be lucky if her bank account isn’t emptied. She ought to speak to the bank at least to ensure that she is issued with new cards etc.
Unfortunately though the police won’t do anything as the OP handed over the money willingly. It’ll be reported to action fraud but only as a statistic.