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AIBU?

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Original poster

To think I don't owe OH this money

102 replies

whatdoyouthank · 19/09/2018 20:43

I had a car crash in January my car got written off. OH brought me the same car and I agreed to pay him off when I got the payout.

I received the cheque yesterday but I feel as if I shouldn't have to give him the full amount because he sold his car and now drives mine. I'm not even insured on the car he bought me and he drives it full time.

Just wondering what everyone else thinks not trying to be greedy

OP posts:
adaline · 19/09/2018 20:44

Why don't you drive your own car? Confused

HostessTrolley · 19/09/2018 20:44

It sounds like he bought himself a car..

bimbobaggins · 19/09/2018 20:45

No I wouldn’t pay him, use it to buy yourself a car that you can actually drive

SoyDora · 19/09/2018 20:45

If you’re not insured on it and don’t drive it then it’s not your car. So you don’t owe him for it.
I assume you’ve spoken to him about this though?

honeysucklejasmine · 19/09/2018 20:46

He didn't buy you a car.

raffle · 19/09/2018 20:46

Well it’s not your car really is it?

CottonTailRabbit · 19/09/2018 20:46

In what way has he bought a car for you? Is it in your name? Could you sell it tomorrow if you wanted?

Whocansay · 19/09/2018 20:46

You made an agreement. Stick to it. I assume your OH can take it back if you don't actually pay for it?

Tell OH to get his own car if you don't want him to drive it.

BreakfastAtSquiffanys · 19/09/2018 20:48

Will you buy me a car too OP?
I won't let you drive it either

DonnaDarko · 19/09/2018 20:49

It doesn't sound like he bought you a car

Do you even want to drive it?

Penisbeakerismyfavethread · 19/09/2018 20:49

@whocansay
The op’s oh didn’t stick to his end. He didn’t buy her a car. She can’t drive it.

@whatdoyouthank what happened to oh’s Car?

Also yanbu - get yourself a car

Lifeisabeach09 · 19/09/2018 20:49

Sounds like he didn't stick to the agreement.
Can't be your car if not on the insurance, surely.
Tell him to keep it and get your own car.

Singlenotsingle · 19/09/2018 20:49

Discuss it with him. Either he can keep the car which was supposed to be for you, and you keep the money. OR he hand your car over and he has the money. He can't have both.

Merryoldgoat · 19/09/2018 20:49

If you can’t drive it, it’s not yours!

HollowTalk · 19/09/2018 20:50

So where's his car? Ask him!

Lollypop701 · 19/09/2018 20:56

He loaned you the money to buy a car. If you have the car you owe him the money. If he has the car you might owe him rental for the period you loaned the car,but that’s it

Thebluedog · 19/09/2018 20:56

Talk to him... tell him you’ll pay him if the car is transferred into your name legally, and you insure it. Make it clear tho he will need to buy himself another car. If he says no then don’t pay him and buy yourself another car.

sliceofcheese · 19/09/2018 21:05

I received the cheque yesterday but I feel as if I shouldn't have to give him the full amount

Don't give him any. He basically bought himself a car that happens to be the same as yours was.

he sold his car and now drives mine.

No he doesn't. He drives his new car he bought for himself.

I'm not even insured on the car he bought me and he drives it full time.

So it's not your car. How is it in anyway yours if he bought it, paid for it and drives it and you aren't even a named driver on it?

If it was yours then your name would be on the log book, you'd be Insured on it and
You'd be driving it. You would also be free to sell it at any time. Unless all 4 of those are true it isn't yours. Only if they are do you give him the money.

Please don't tell me you've been paying the insurance on it (unless you have joint finances but I doubt you do since you mention giving him a cheque)

Bowerbird5 · 19/09/2018 21:05

Buy yourself a car and don't put him on the insurance just you😄

HermioneGoesBackHome · 19/09/2018 21:07

So I’m going to assume that you have separate finances.

He bought a car that is in his name and he is using constantly. That’s his car.
Your car was written off, you got the payout. I wouod keep that so you va buy a new car for yourself.

OR your DH can transfer the property of the car to you and buy himself a car.

But if you have been wo a car for so long, do you actually need one?

BerylStreep · 19/09/2018 21:10

I think the car is the least of your worries. It sounds like your OH is happy to fuck you over financially whilst maintaining he is helping you.

RomanyRoots · 19/09/2018 21:11

Gosh, I'm glad ours all goes in the same pot, couldn't do with this nightmare.
Do we need a new car love?
Yes
Ok, we'll go and buy one.

IWouldLikeToKnow · 19/09/2018 21:12

So he bought himself a car and wants you to pay for it. Hmmmmm

steff13 · 19/09/2018 21:16

I wouldn't give him anything. If you're not on the insurance, you can't legally drive it, correct? Whose name is it it titled in? His I assume.

BewareOfDragons · 19/09/2018 21:16

He bought himself a car thinking you'd pay for it.

Buy yourself a replacement car and insure it yourself.

Don't put him on your car insurance.

Let him stew.

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