To think I don't owe OH this money

[whatdoyouthank]

I had a car crash in January my car got written off. OH brought me the same car and I agreed to pay him off when I got the payout.

I received the cheque yesterday but I feel as if I shouldn't have to give him the full amount because he sold his car and now drives mine. I'm not even insured on the car he bought me and he drives it full time.

Just wondering what everyone else thinks not trying to be greedy

The car insurance covers fire theft and liability

If your car is stolen you aren't insured - because you aren't insuring your vehicle

If it says on fire you aren't insured

You DH may be insured for third party liability but not for the damage to your car

Your car because legally you own it

Check his policy

It’s actually very difficult to insure a car that you don’t legally own, if your name isn’t on the v5 you will struggle to insure it.

V5 only shows the keeper of the vehicle. It’s nothing to do with the legal owner.