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Share your dilemmas and get honest opinions from other Mumsnetters.

Difficult decision, do we tell CMS DSS is now working or keep quiet so his mum doesn't struggle?

133 replies

StringofPearlss · 08/09/2018 18:56

DSS turned 18 over the summer and after a bit of a worrying period of him not looking for any work and being a bit stuck in a rut drinking and smoking weed, I spoke to some friends of mine and helped him get a job with a friend's husband who is a builder. Initially labouring work at £250 per week but DSS is showing such promise and aptitude for the work that my friend said he's looking at giving him a payrise before Xmas. They can't praise him enough. The work is based near where we live so at present DSS spends the week with us and goes home to his DM at the weekend, with us giving him lifts to work, and sometimes his employer collecting him.

It's really made such a difference to DSS and he is enjoying getting up early and working hard, basically everything is great. Employer is quite flexible with days off, lets him go early on Fridays, pays for the odd lunch and uber home. DSS feels he's really fallen on his feet.

At present DH is still paying maintenance of £350 ish per month via CMS direct pay (they have always preferred to go via CMS as the figures come from HMRC so no quibble when DH gets a small payrise each year). This was because DSS left college in July and had no job, at first we thought he might want to go back to college for another year but then this job came up.

DH emailed his XP tentatively about who was going to let child benefit/CMS know that DSS is now earning and no longer in education.

It has caused quite an upset all round as XP will now lose quite a lot of money in child benefit, tax credits and maintenance, she says she will be down by £800 per month and her job is in a precarious position as it is (she works 16 hrs for a high street retailer in difficulty so that's a fair point).

DH is being put under a lot of pressure to not tell CMS that DSS is earning so that it doesn't flag up with child benefit/tax credits.

He has offered to keep paying the £350 via a private agreement for 6 months as a bit of leeway but XP says she will be bankrupt if that's all she gets. DSS has offered her some money for keep but he said £80 per week was the max he would pay as he is only there for 2 days a week and often eats out with his girlfriend for one of those days.

DSS is swinging emotionally like a pendulum, one minute saying he will give up his job and enroll in college to save his mum's benefits, one minute he is begging me to talk DH into keeping quiet so he can keep his job, and saying its all thanks to me that he even has the job etc. Then he goes to the other extreme and says that his mum has just got back from a holiday with her boyfriend and straight away booked another so she can't be that skint (although his DM says she deeply regrets booking the holidays now she knows DSS is not going back to college).

I am quite a people pleaser to a fault and feeling very bad about it, it feels a bit like we are pushing her into bankruptcy (it was my suggestion to continue paying the £350 for 6 months).

On the other hand DH really feels like he is enabling benefit fraud and it will bite us all on the arse later! Plus DSS has far more disposable income than us now so it feels wrong that she should claim for him.

It's got to the point where I even feel bad for helping him get the job in the first place even though I know it has been good for him.

There is also an older DSS (20) who moved out to live with a friend at 18 and he is part of the guilt trip, saying he will be forced to move back home if we leave his mum in the lurch.

Any advice, we feel quite rotten about it all!

OP posts:
Allthewaves · 08/09/2018 18:59

She's manipulating everyone around her. Is sons job legitimate and receiving payslips, paying tax etc then hmrc will put it all together anyway.

CuriousaboutSamphire · 08/09/2018 19:03

So what she is saying is that now their child is an adult she want her ex to pay to keep her in her part time job.

Your DH and his son need to have a proper chat about why maintenance is for children and why his mum is being utterly unreasonable - cite him being emotionally blackmailed into giving up a job he loves so she doesn't have to change her lifestyle. Point out she has had XX years to make the necessary adjustments, he didn't surprise anyone by turning 18!

StringofPearlss · 08/09/2018 19:03

Yes, he is receiving payslips but won't pay any tax this time as he will be under the threshold for year end April 19 due to starting halfway through the year.

It is very manipulative but at the same time she works for a high profile retailer in difficulty so I understand that it feels like 'it's all come at once'.

OP posts:
CuriousaboutSamphire · 08/09/2018 19:04

Sorry - DH and BOTH of his sons need to discuss why only his ex, their mum, doesn't need to be a self sustaining adult. He has to help both of them realise that neither of them are responsible for her, she is an adult!

Jammydodger81 · 08/09/2018 19:06

Cor she’s on to a belter of a free ride here! I’d love to only work 16 hours a week with no kids to look after, not even have them at home taking up the sofa or eating me out of house and home Mon-Fri.

My advice OP is do not feel guilty. She’s blackmailing you all into funding her life. She’s known this day is coming for years yet hasn’t upped her hours. You and DH pay twice, once for CMS and once when you host him through the week.

Give her one month to earn more then cut her off. Explain to sons why and say you won’t be blackmailed.

StringofPearlss · 08/09/2018 19:07

She wants her ex to pay but the bigger loss seems to come from the TC and CB and I think she was banking on him staying in education until 20 which is the max age for CB. She has been applying for other full time retail jobs but she is 50 and says that everyone in her company is job hunting and she is passed over for the 19 year olds.

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Thehop · 08/09/2018 19:07

No way!!! I’m sorry but she needs to find full time work, why the chuff is it up to the state, her kids and your husband to support her?! Crackers! Do not commit fraud to save this woman having to work full time!

WakeUpFromYourDreamAndScream · 08/09/2018 19:07

She needs to now get a full time job! She can't expect you and DH to fund her while she only works 16 hours. Surely she realised her son wasn't going to be bringing in benefits for her forever. Lazy cow needs a reality check

Thingsthatgo · 08/09/2018 19:07

Even if he’s not paying tax it all goes through Hmrc. They will be able to figure it out.

Thehop · 08/09/2018 19:08

She can look for an extra part time job or rent out a spare room?

MrsJonSno · 08/09/2018 19:08

You DH could just ask husband ex to cancel the claim with CMS. It’s simple and she doesn’t need to give a reason. Then if he wanted to he could not report her for benefit fraud for claiming benefits. But HMRC will realise soon enough.

Lougle · 08/09/2018 19:09

Nope, she's got to be a parent, and that means putting her child first. Putting her child first means acknowledging that a job is the best thing for him. The consequent drop in benefits is just par for the course and she should have been expecting that. She will have to see if she can get any housing benefit, etc.

mavismcruet · 08/09/2018 19:09

Why can’t she get a second job? Working 16 hours a week isn’t exactly taxing. Is there more to her situation - health issues, other children? What is she going to do when she doesn’t quality for these benefits?

StringofPearlss · 08/09/2018 19:09

Thanks everyone, this is what we need to hear! I had a weird childhood where I was made responsible for my parents so I'm crap at boundaries. DH just will do anything to avoid looking like a deadbeat dad, but he is quite certain that he can't go along with this.

OP posts:
runningscare · 08/09/2018 19:10

I have read it all now ... but for a balanced view, I am wondering when did your DP leave her? Did she get a settlement?

I don't understand how and why she is your DP responsibility anymore?

Whipsmart · 08/09/2018 19:13

I don't think anyone sane is going to say "Yes, go aong with her plan of playing her for nothing"! Agree that you need to sit the "kids" down and explain why you're not going to give in to being manipulated. They shouldn't be penalised for having a way better work ethic than she does. And she can "regret" booking two holidays all she likes, but the fact she ever booked them shows you that she's not all that hard up! She just expected other people to bail her out!

JagerPlease · 08/09/2018 19:13

Probably missing the point but if DSS is only with her 2 nights a week, why is she getting any maintenance at all?

It can't be a huge surprise that her (now adult) would at some point enter the world of work and she'd stop getting benefits that are payable because he's dependent on her

Glumglowworm · 08/09/2018 19:14

It’s benefit fraud

DSS is an adult, working and not even living with her the majority of the time. Why the fuck should she be getting benefits for him?

She needs to get a full time job and support herself. Or stay part time and cut her cloth accordingly. Like the rest of the world does.

She is manipulating everyone into colluding in her fraud. DH and the DSSs need to stop enabling her, as difficult as that is for them especially the DSSs as it’s their mum.

StringofPearlss · 08/09/2018 19:14

No other kids but a big dog that needs a lot of walking! There were no health issues before but since this topic came up she has said she has depression and may have breast cancer. Of course it could be manipulation (my dad used to pull these kinds of strokes so I've seen it before) but it has upset the DSSs.

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IhatetheArchers · 08/09/2018 19:17

I wouldn't worry about it, the benefits will be stopped anyway as the college will be unable to confirm the son is no longer in full time education.

russiandwarf · 08/09/2018 19:20

I agree with everything everyone has said, and it's besides the point, but just to add - if you've offered her £350 p/m for 6 months and DSS has offered her £80 per week despite barely being there then surely she'd only be about £130 worse off p/m in the short term?! If I was her I would have agreed to that and shut up!

StringofPearlss · 08/09/2018 19:21

In answer to the question about a settlement..They split up 14 years ago and were unmarried so DH handed over the house lock stock and barrel, it had a very tiny mortgage left that she was able to service on her 16 hr retail job, and next to a crossrail station so I think it's worth half a million. To be honest, we hadn't considered that she could sell it and downsize?

OP posts:
StringofPearlss · 08/09/2018 19:22

How does it work, will CB office call the college and they confirm he is no longer enrolled?

OP posts:
russiandwarf · 08/09/2018 19:22

In light of your last post, she's being even more selfish and ridiculous than previously thought!!

chasegirl · 08/09/2018 19:26

Her CHB will be up for renewal now and they will ask her for details of any courses he is studying to continue to qualify for CHB so she will end up losing her CHB anyway and then her tax credits (possibly building up an overpayment too).

It does amaze me how parents in this situation haven't seen it coming for several years and look for more hours way before it gets to this point. I work part time as DD is 10 and child care round us is quite restricted but when she moves to high school I will be increasing my hours or get a new job so I don't end up in that situation