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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Difficult decision, do we tell CMS DSS is now working or keep quiet so his mum doesn't struggle?

133 replies

StringofPearlss · 08/09/2018 18:56

DSS turned 18 over the summer and after a bit of a worrying period of him not looking for any work and being a bit stuck in a rut drinking and smoking weed, I spoke to some friends of mine and helped him get a job with a friend's husband who is a builder. Initially labouring work at £250 per week but DSS is showing such promise and aptitude for the work that my friend said he's looking at giving him a payrise before Xmas. They can't praise him enough. The work is based near where we live so at present DSS spends the week with us and goes home to his DM at the weekend, with us giving him lifts to work, and sometimes his employer collecting him.

It's really made such a difference to DSS and he is enjoying getting up early and working hard, basically everything is great. Employer is quite flexible with days off, lets him go early on Fridays, pays for the odd lunch and uber home. DSS feels he's really fallen on his feet.

At present DH is still paying maintenance of £350 ish per month via CMS direct pay (they have always preferred to go via CMS as the figures come from HMRC so no quibble when DH gets a small payrise each year). This was because DSS left college in July and had no job, at first we thought he might want to go back to college for another year but then this job came up.

DH emailed his XP tentatively about who was going to let child benefit/CMS know that DSS is now earning and no longer in education.

It has caused quite an upset all round as XP will now lose quite a lot of money in child benefit, tax credits and maintenance, she says she will be down by £800 per month and her job is in a precarious position as it is (she works 16 hrs for a high street retailer in difficulty so that's a fair point).

DH is being put under a lot of pressure to not tell CMS that DSS is earning so that it doesn't flag up with child benefit/tax credits.

He has offered to keep paying the £350 via a private agreement for 6 months as a bit of leeway but XP says she will be bankrupt if that's all she gets. DSS has offered her some money for keep but he said £80 per week was the max he would pay as he is only there for 2 days a week and often eats out with his girlfriend for one of those days.

DSS is swinging emotionally like a pendulum, one minute saying he will give up his job and enroll in college to save his mum's benefits, one minute he is begging me to talk DH into keeping quiet so he can keep his job, and saying its all thanks to me that he even has the job etc. Then he goes to the other extreme and says that his mum has just got back from a holiday with her boyfriend and straight away booked another so she can't be that skint (although his DM says she deeply regrets booking the holidays now she knows DSS is not going back to college).

I am quite a people pleaser to a fault and feeling very bad about it, it feels a bit like we are pushing her into bankruptcy (it was my suggestion to continue paying the £350 for 6 months).

On the other hand DH really feels like he is enabling benefit fraud and it will bite us all on the arse later! Plus DSS has far more disposable income than us now so it feels wrong that she should claim for him.

It's got to the point where I even feel bad for helping him get the job in the first place even though I know it has been good for him.

There is also an older DSS (20) who moved out to live with a friend at 18 and he is part of the guilt trip, saying he will be forced to move back home if we leave his mum in the lurch.

Any advice, we feel quite rotten about it all!

OP posts:
ivykaty44 · 08/09/2018 20:44

To be harsh dss mum has known this day was coming for several years, what has she done in preparation?

hannnnnnnxo · 08/09/2018 20:50

Sorry but getting a new retail job is piss easy (speaking from experience). If she has been with her company for a while, why hasn’t she been promoted? Being a supervisor, manager or specialist of some sort would make her more employable. Retail recruiters predominantly look for past retail experience as you don’t really need qualifications, so she has that checked off.

Regardless retailers are hiring for Christmas peak now - therefore there are definitely jobs out there, and probably in the same shopping centre/high street she works in! It sounds like she needs a CV spruce more than anything.

stuckinagut · 08/09/2018 20:53

Wow, is my thumb not on the pulse of getting on in life - owns a 500k house, works 16 hrs a week, booked 2 holidays recently and now complaining that a loss of benefits meant to support her CHILDREN will now make HER worse off! Cut her off and be rid of this sob story for good. Now. Without further payments.

Bekabeech · 08/09/2018 20:56

I'm also shocked that she is claiming she can't get another retail job. I thought she must be in some deprived part of the country and I was out of touch, but if she is on Cross Rail then I just don't believe it.
With experience she could walk into a lot of retail jobs near me - my DS with no experience, big gaps in his CV and patchy qualifications got one and was interviewed for several more (and his company are struggling to fill vacancies as there are less EU citizens around to fill the gaps).

flopsyrabbit1 · 08/09/2018 20:57

op she is basically playing you all

please put a stop to it

Soontobe60 · 08/09/2018 21:00

She gives women a bad name! I would say her son should give her £15 per day he stays at hers, so £30 if he's only there 2 days.
Your DH stops paying her maintenance now.
It's really up to her whether she informs benefits agency about her son now working. They will find out eventually, and she may well find herself in deep trouble, possibly with a conviction for fraud.
Yo all need to stop enabling her dependency on her children.

goldhen · 08/09/2018 21:00

I always thought CS stopped at 18Confused

C0untDucku1a · 08/09/2018 21:02

My god how entitled is she. Surely the sensible thing would be to work and save as much as you could to provide yourself with a cusion before all the free money stopped.

goldhen · 08/09/2018 21:02

My mistake. From the gov site:

“Child maintenance payments usually stop when the child reaches 16 (or 20 if they're in full-time education up to A-level or equivalent)”

Definitely shouldn’t be paying anything if he is working

SkippingPages · 08/09/2018 21:13

What was the course dss was doing at college? Is there a qualification at the end of the 2nd year, if he does go back?

Samantha2018 · 08/09/2018 21:16

She's taking advantage her adult children can help her if they feel so strongly about it! Stop the payments why is your husband funding her lifestyle!

KanielOutis · 08/09/2018 21:23

She should have planned for this day long, long ago. I am reliant on tax credits, my children are 8 and 10. I am making plans already to be self reliant by the time they are adults. It's a day one knows is coming!

Rosered1235 · 08/09/2018 21:25

Yes you must be honest about the son’s situation. The ex is being ridiculous and selfish. She could easily downsize. She’s in a much better situation than a lot of people and by the sounds of things has had a bit of an easy ride through life so far what with a house with a tiny mortgage and only having to work 16 hours a week. Let’s put it this way - if she doesn’t update HMRC then she’ll have a whole lot of real problems to worry about then.

sockunicorn · 08/09/2018 21:32

DSS has offered her some money for keep but he said £80 per week was the max he would pay as he is only there for 2 days a week and often eats out with his girlfriend for one of those days.

Your poor poor DSS. She is not only guilting you and DH into committing benefit fraud (with no concern of what will happen to you) but manipulating her child. If I were you I would sit down with DSS and explain shes not his problem and for you to inform the relevant people that he is working.

ThinkOfAWittyNameLater · 08/09/2018 21:34

EX is emotionally blackmailing the lot of you - both DSS included.

Your partner needs to make his own decision

DSS needs to make his own decisions.

DSS20 needs to carry on living his own life and making his own decisions.

EX has some decisions to make. She could downsize and free up some equity. She could take in a lodger. She could get a different job. Get an extra job. Cancel a holiday and tighten her belt.

What she can't do is get away with being a Cheeky Fucker and expect everyone else to change their lives and their finances to keep her. It's not her ex's job, it's not her sons job and it's not the government's job.

Mrskeats · 08/09/2018 21:40

Stop paying it’s ridiculous
She has a house worth half a million, works 16 hours and is basically blackmailing her sons.
Op I hope your DSs keeps his job,

sanssherif · 08/09/2018 21:45

The thing is, even if she gets to keep that money, it won't be for long, and then she will lose it anyway. She should have been preparing for this.
Let her boyfriend help her out.
It really isn't your husband's problem.
And your DSS should keep the job.

hannnnnnnxo · 08/09/2018 21:55

Also I feel really sorry for your step son. His mother’s issues aren’t his issues, and he shouldn’t feel guilty for getting a job and movingly forward in his life. What is her end game here - is she just going to guilt trip him for the rest of his life? What next / when he turns 20, does she expect him to personally pay her the benefits that she’s not eligible for? She’s ridiculous

StringofPearlss · 08/09/2018 22:28

Thank you all, I was away watching a bit of trashy tv.

In answer to her being 50 and willing to do all kinds of shifts - she isn't! She does 10 am -2 pm x4 per week.

Now that I see your replies I feel a lot clearer. So she will most likely have filled in a form that said he was continuing in education this September.

The course DSS did last year was part 1 of a trade, he received a distinction so it was definitely a separate qualification. Part 2 has already started and he did not enrol onto part 2.

DSS is a good kid but doesn't really understand all the ins and outs of fraud etc. He gets medication for his acne and has already been schooled by his DM to say he is still in college to avoid paying for a prescription. He bunks through on the train etc. It is galling because DH and I work early and late shifts around our young DC and we pay our way.

OP posts:
RandomMess · 08/09/2018 22:32

Well she'll have to start working or lose her house your choice!

I would stop paying the maintenance too.

StringofPearlss · 08/09/2018 22:37

DH is definitely going to let CMS know that there has been a change in circumstance. One other question, if she did continue claiming will she definitely get caught out? She keeps saying that nobody checks if you don't update CB with a change of circumstance and that loads of people on private child maintenance arrangements will cease maintenance but not be in any hurry to tell CB as they never bother checking.

OP posts:
StringofPearlss · 08/09/2018 22:39

I have no idea what her game plan is, for the last 5 years she has been throwing him out every few months so he he really never knows where he stands. She definitely has loads of debt and is in trouble.

OP posts:
ivykaty44 · 08/09/2018 22:58

Council tax will want to know what he is doing...

Mrskeats · 08/09/2018 23:06

Yes people check. As others have pointed out.
Don’t be complicit in fraud. Plus what was she thinking would happen? See must have known this was coming. The money you have should be for your family not some cf who can’t be arsed working more.

Mrskeats · 08/09/2018 23:07

Thrown her son out?