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AIBU?

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Difficult decision, do we tell CMS DSS is now working or keep quiet so his mum doesn't struggle?

133 replies

StringofPearlss · 08/09/2018 18:56

DSS turned 18 over the summer and after a bit of a worrying period of him not looking for any work and being a bit stuck in a rut drinking and smoking weed, I spoke to some friends of mine and helped him get a job with a friend's husband who is a builder. Initially labouring work at £250 per week but DSS is showing such promise and aptitude for the work that my friend said he's looking at giving him a payrise before Xmas. They can't praise him enough. The work is based near where we live so at present DSS spends the week with us and goes home to his DM at the weekend, with us giving him lifts to work, and sometimes his employer collecting him.

It's really made such a difference to DSS and he is enjoying getting up early and working hard, basically everything is great. Employer is quite flexible with days off, lets him go early on Fridays, pays for the odd lunch and uber home. DSS feels he's really fallen on his feet.

At present DH is still paying maintenance of £350 ish per month via CMS direct pay (they have always preferred to go via CMS as the figures come from HMRC so no quibble when DH gets a small payrise each year). This was because DSS left college in July and had no job, at first we thought he might want to go back to college for another year but then this job came up.

DH emailed his XP tentatively about who was going to let child benefit/CMS know that DSS is now earning and no longer in education.

It has caused quite an upset all round as XP will now lose quite a lot of money in child benefit, tax credits and maintenance, she says she will be down by £800 per month and her job is in a precarious position as it is (she works 16 hrs for a high street retailer in difficulty so that's a fair point).

DH is being put under a lot of pressure to not tell CMS that DSS is earning so that it doesn't flag up with child benefit/tax credits.

He has offered to keep paying the £350 via a private agreement for 6 months as a bit of leeway but XP says she will be bankrupt if that's all she gets. DSS has offered her some money for keep but he said £80 per week was the max he would pay as he is only there for 2 days a week and often eats out with his girlfriend for one of those days.

DSS is swinging emotionally like a pendulum, one minute saying he will give up his job and enroll in college to save his mum's benefits, one minute he is begging me to talk DH into keeping quiet so he can keep his job, and saying its all thanks to me that he even has the job etc. Then he goes to the other extreme and says that his mum has just got back from a holiday with her boyfriend and straight away booked another so she can't be that skint (although his DM says she deeply regrets booking the holidays now she knows DSS is not going back to college).

I am quite a people pleaser to a fault and feeling very bad about it, it feels a bit like we are pushing her into bankruptcy (it was my suggestion to continue paying the £350 for 6 months).

On the other hand DH really feels like he is enabling benefit fraud and it will bite us all on the arse later! Plus DSS has far more disposable income than us now so it feels wrong that she should claim for him.

It's got to the point where I even feel bad for helping him get the job in the first place even though I know it has been good for him.

There is also an older DSS (20) who moved out to live with a friend at 18 and he is part of the guilt trip, saying he will be forced to move back home if we leave his mum in the lurch.

Any advice, we feel quite rotten about it all!

OP posts:
PyongyangKipperbang · 08/09/2018 19:54

She will have had the letter a couple of months ago, I did.

It will have said that unless her child continues in education her CB will stop on X date, and to inform them if he is, what the course is and where it is. I forgot, my CB went down and I had to inform them of DDs A levels, which is why I did it this week Blush

Point is that this will not have come as a surprise to her, and "hoping he would go back to college" is bloody stupid, she should have been planning on the assumption that he wouldnt......plan for the worst and hope for the best and all that.

IhatetheArchers · 08/09/2018 19:54

I don't see why not he would need to request it though.

Oobis · 08/09/2018 19:57

How tragic that DSS feels responsible for his mother's income. Does he live with her? Perhaps he could pay her board out of his earnings?

Dayz0fft4 · 08/09/2018 19:58

The mum should be applying for Xmas work now. State retirement age us 65+ so she has lots more years to be working full time !

RandomMess · 08/09/2018 19:58

DSS can pay her board to help out.

I don't understand parents who ignore that this is going to happen! She has had years to increase her earnings, looking at moving to a cheaper property etc.

It's no shocker that child related benefits and maintenance stop at 18/leaving education...

IhatetheArchers · 08/09/2018 19:59

I meant the son will need to request it!

Homemadearmy · 08/09/2018 20:02

If he’s done the first part of the course and isn’t going back for the second, she may not have a letter this year as when she filled the form in last end his expected end day for the course would have been June next year

BitchQueen90 · 08/09/2018 20:04

She is going to have to look for full time work and she should have been doing that before.

I am a single mum of a 5 year old, I was working 16 hours a week and have recently gone up to doing 20. As DS gets older I will gradually increase my hours and go back full time as soon as he's old enough to not need childcare any more.

I don't expect my ex husband's maintenance to carry on supporting me when DS is an adult! She's had plenty of time to look for a full time position.

errorofjudgement · 08/09/2018 20:13

I agree with the comments everyone else has made regarding the ex-partner. Plus if DSS is living with you most of the week then he should be encouraged to pay rent to you/DH. If you don’t need this cash then put it in a savings account for DSS for when he’s a bit older and needs a deposit to rent or buy. But tell him you’re doing this.

Ex needs to get a second job, or downsize, or find a new f/t job.

Dayz0fft4 · 08/09/2018 20:14

In the past I've had 3 jobs at once when I was saving !. Sorry, but you sometimes have to be cruel to be kind. Perhaps pay half for a short time period. She needs to become independent. As I said, there are lots of years to work full time until retirement. Secondly, she also needs to plan for retirement, because the state pension is not much. Working full time she could pay into a pension. Why should you fund an EX ?

IhatetheArchers · 08/09/2018 20:16

Claims had to be updated each year and we could only confirm the dates of the course the yp was registered on, as we would have no idea if the up would progress to year 2.

MountainsPlease · 08/09/2018 20:16

Bloody hell she is entitled. Mortgage free house and her son who lives with you. Stop paying, don't give her 6 months leeway or give it to the son, or give it to him as a house deposit. She doesn't want to work and want you to finance.

Haroted · 08/09/2018 20:23

Child maintenance is only payable if the resident parent is in receipt of child benefit. (It automatically stops the first Monday in September following the child’s 18th birthday unless you tell them that they are still in full time education) If she is still claiming child benefit, is this being done fraudulently? in which case, she could end up in a much worse situation in the long run of ahe were found out to be doing so.

It’s one of those situations that when your children become adults, there is an expectation they will stand on their own two feet, sadly the economy doesn’t help young people to do this and they are reliant on the parents who have their income slashed just because they reach 18.

I would tell the CMS that he is no longer in full time education, it will probably protect her in the long run.

Nanna50 · 08/09/2018 20:24

The ex is having a sudden drop in income and this would make anyone panic. The college and the ex and the DSS presumably thought he was returning to college to finish his course and now he’s not.

Whatever the rights and wrongs it’s still a sudden drop, no time to prepare or budget and stopping tax credits in the middle of the tax year causes all sorts of financial problems.

However your DH needs to speak to both of his DS about not being responsible for their DM, it’s only natural that they will be concerned about her though.

You don’t need to do anything you are not complicit in the fraud as you don’t know her circumstances and have no obligation to inform HMRC. It is up to your DH whether he wants to stop maintainance but he doesn’t have to give a reason as it is all voluntary now.

EdisonLightBulb · 08/09/2018 20:25

As a family that pay around 40k a year in income tax I resent contributing to her continued benefits whilst we work 60 hours a week each, had to put our kids in child care and have a house worth half hers whilst she works 16 hours a week. Ffs, this is everything that's wrong.

Piss taker.

CSIblonde · 08/09/2018 20:27

Don't feel guilty & fund her lifestyle. Child Benefit stops at 18 anyway. She knew he'd either be at college or earning, so you plan accordingly. If she has retail experience another full time job really won't be hard to find.

DistanceCall · 08/09/2018 20:27

Her children were bound to leave home sooner or later. She shouldn't depend on child benefits, much less for her own benefit - children eventually become adults, and that's a good thing.

BoneyBackJefferson · 08/09/2018 20:29

RandomMess
DSS can pay her board to help out.

How much do you think he should pay for the two days a week that he is there?

tickingthebox · 08/09/2018 20:30

try explaining to the dss's what will happen if shes caught fraudulently claiming? explain she will have to pay back money when she's found out, and it'll be the collage that will be the break point (i.e. nothing to do with you)

iamyourequal · 08/09/2018 20:32

Yanbu. Your main priority (not that it should fall to you) is to ensure DSS doesn’t jack in his job to support his mum. TBH she sounds despicable, putting her short term income ahead of her own sons working life. Anyone only working 16 hours a week when their kids are that age (without caring responsibilities/genuine health problems) is a freeloader. What a dreadful role model she is.

Enko · 08/09/2018 20:33

but she is 50 and says that everyone in her company is job hunting and she is passed over for the 19 year olds.

We are crying out for people like that where I work (in retail too) the 19 year olds do not want shifts that start at inconvenient times like 6 am and many of them can not work day shifts.. Plenty of the mums who apply want school hours and do not want to work afternoon shifts.

She is in a unique position where she can do any level of shift. I think it is a blatant like to claim she is being passed over. During a meeting last week one of the hiring managers at my work outright said " the young ones are looking for work to do whilst they sort out what else to do no one wants the hours we need as they are not as social.

Nanna50 · 08/09/2018 20:36

I wrote that you are not responsible for her fraud although you may feel that you are complicit. But a whole sentence deleted and changed the context a bit, sorry.

ferrier · 08/09/2018 20:39

If she's that badly off she'll be entitled to benefits in her own right. Tell her to get down to her local CAB and check out what she's entitled to given her change in circumstances.

Enko · 08/09/2018 20:39

** a blatant lie that was meant to say...

PoesyCherish · 08/09/2018 20:39

Sorry but it really is her issue not yours if she loses her benefits etc. Definitely tell CMS but talk to your DSS and help him see it's not your or his responsibility to support his Mum and if he is enjoying his job he should keep doing it.

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