Meet the Other Phone. Only the apps you allow.

Meet the Other Phone.
Only the apps you allow.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Difficult decision, do we tell CMS DSS is now working or keep quiet so his mum doesn't struggle?

133 replies

StringofPearlss · 08/09/2018 18:56

DSS turned 18 over the summer and after a bit of a worrying period of him not looking for any work and being a bit stuck in a rut drinking and smoking weed, I spoke to some friends of mine and helped him get a job with a friend's husband who is a builder. Initially labouring work at £250 per week but DSS is showing such promise and aptitude for the work that my friend said he's looking at giving him a payrise before Xmas. They can't praise him enough. The work is based near where we live so at present DSS spends the week with us and goes home to his DM at the weekend, with us giving him lifts to work, and sometimes his employer collecting him.

It's really made such a difference to DSS and he is enjoying getting up early and working hard, basically everything is great. Employer is quite flexible with days off, lets him go early on Fridays, pays for the odd lunch and uber home. DSS feels he's really fallen on his feet.

At present DH is still paying maintenance of £350 ish per month via CMS direct pay (they have always preferred to go via CMS as the figures come from HMRC so no quibble when DH gets a small payrise each year). This was because DSS left college in July and had no job, at first we thought he might want to go back to college for another year but then this job came up.

DH emailed his XP tentatively about who was going to let child benefit/CMS know that DSS is now earning and no longer in education.

It has caused quite an upset all round as XP will now lose quite a lot of money in child benefit, tax credits and maintenance, she says she will be down by £800 per month and her job is in a precarious position as it is (she works 16 hrs for a high street retailer in difficulty so that's a fair point).

DH is being put under a lot of pressure to not tell CMS that DSS is earning so that it doesn't flag up with child benefit/tax credits.

He has offered to keep paying the £350 via a private agreement for 6 months as a bit of leeway but XP says she will be bankrupt if that's all she gets. DSS has offered her some money for keep but he said £80 per week was the max he would pay as he is only there for 2 days a week and often eats out with his girlfriend for one of those days.

DSS is swinging emotionally like a pendulum, one minute saying he will give up his job and enroll in college to save his mum's benefits, one minute he is begging me to talk DH into keeping quiet so he can keep his job, and saying its all thanks to me that he even has the job etc. Then he goes to the other extreme and says that his mum has just got back from a holiday with her boyfriend and straight away booked another so she can't be that skint (although his DM says she deeply regrets booking the holidays now she knows DSS is not going back to college).

I am quite a people pleaser to a fault and feeling very bad about it, it feels a bit like we are pushing her into bankruptcy (it was my suggestion to continue paying the £350 for 6 months).

On the other hand DH really feels like he is enabling benefit fraud and it will bite us all on the arse later! Plus DSS has far more disposable income than us now so it feels wrong that she should claim for him.

It's got to the point where I even feel bad for helping him get the job in the first place even though I know it has been good for him.

There is also an older DSS (20) who moved out to live with a friend at 18 and he is part of the guilt trip, saying he will be forced to move back home if we leave his mum in the lurch.

Any advice, we feel quite rotten about it all!

OP posts:
StringofPearlss · 08/09/2018 23:12

Don't worry definitely not going to be complicit in fraud now. It's going to be a rough patch ahead but that's life.

OP posts:
Mrskeats · 08/09/2018 23:17

Good. This is not your fault op.
My husband’s ex did no prep for their kids getting older so I know how hard it can be. She also got the house mortgage free and expected maintainence to just carry on forever.

Graphista · 09/09/2018 01:29

PLEASE tell him to stop fraudulently claiming free prescriptions. I've a friend who's a pharmacist and they're REALLY cracking down on this - £100 fine per offence! Poor kid she's done a right number on him!!

AjasLipstick · 09/09/2018 01:36

This is by the by but encourage DSS to train as a builder or plumber now whilst he's young.

He does NOT want to be a labourer when he's older. It destroys men's bodies. I've seen it first hand with men who've worked labouring for my BIL for years.

ArnoldBee · 09/09/2018 01:52

Get your DSS to get the prepayment card for his prescription as they are really cracking down on this now.

Defrack · 09/09/2018 02:08

Can I ask what course your son did trade wise?
Is it possible maybe your friend could sponsor him and do like an apprenticeship perhaps or pay for him to get some recognised qualifications so he can progress and move up, as even though the oaybsojnds greatbits only 12k a year for full time work i presume.

Honestly tell her now, this is the last payment, next month it stops. And yes I would report her to the benefits office or whoever investigates.
If she wants a better life get a better job.

PersianCatLady · 09/09/2018 02:13

When was DSS's 18th birthday?

HelenaDove · 09/09/2018 02:17

Whatever she says or does your DSS must not quit that job
Its hard enough for young people now and many of them that are working are on nowhere near £250

And i second the idea of him training as a plumber . (my dad was a site foreman and i saw some of the men who were older labourers. it does affect the body badly.)

PersianCatLady · 09/09/2018 02:17

If it was prior to 31 August then CTC and CB will automatically stop on 31 August.

If he was 18 in September then he should still be in year 13 at school or college then CB and CTC will stop on 31 August 2019.

PersianCatLady · 09/09/2018 02:22

Even though CB and CTC can be paid up to age 20, it isn't that simple and checks are made.

When my son was 16 on 31 August 2015, the DWP stoppec my CTC until the school had confirmed that he had started sixth form and the same thing happened in 2016 when he progressed to year 13.

If your DP's ex is paid CB and CTC monthly, she may be getting a shock when her September payment doesn't arrive.

Spermysextowel · 09/09/2018 07:25

As well as telling him not to lie when he picks up medication, make it clear to him that fare-dodging on the trains could have consequences that set him back.

sanssherif · 09/09/2018 07:34

Actually im going against the grain and say he should finish that qualification a distinction is excellent. Labouring is backbreaking and unsecure.

Momo27 · 09/09/2018 07:39

So she’s a freeloader who works the minimum (16 hours: ie equivalent of 2 days!) a week in order to get top ups, and is now whinging because she might have to step into the real world?

She’s an adult. She has no dependent children any more. Yet she expects other working people to fund her to enable her to have the equivalent of 5 days out of 7 not working.

I can’t believe you’re even giving this head space.

Girlsnightin · 09/09/2018 08:26

She works 16 hours a week and has children that age! 16 hours is fine with small children but as soon as they don't need after school care she should have got more hours!
THIS is why people think the benefits system is a joke as this has become a lifestyle choice once the children got older.
Ask her what she thought was going to happen once the youngest started work?

Momo27 · 09/09/2018 08:47

Girlsnightin agree. The problem with these systems is when they enable people to bury their heads in the sand and allow the support they might genuinely need at one point in their life become a lifestyle choice. It actually backfires at some point. Probably if you’ve only worked 2 days a week for 18 years or more, you’d find full time (or even something like 4 days) bloody hard! And also, although this woman has had top ups, that’s just a ‘quick fix’, immediate money in her pocket. It does nothing to secure her long term financial situation. She’ll be living on a shitty state pension which she won’t be able to access until nearly 70...I suspect we’re going to see a whole swathe of people - or rather women because it affects them massively - who realise as they approach their middle to older age, that tax credits, if relied on long term, are actually a huge trap

Foslady · 09/09/2018 09:32

This annoys me too, but in one sense I can understand her panic......although she has a massive advantage in owning a house of that value.
I have constantly tried to get more hours so now I am full time.......only I still worry as the pay is low.....

LannieDuck · 09/09/2018 09:56

(they have always preferred to go via CMS as the figures come from HMRC so no quibble when DH gets a small payrise each year)

She's the one who wanted to be sure she was getting the correct amount in maintenance every month. That works both ways...

DigsysDiner · 09/09/2018 10:23

The fact that she didnt get off her arse years ago and start looking for jobs that have more hours really isnt your problem op. Confused

Clutterbugsmum · 09/09/2018 10:35

She sounds like she fully expected your DH to continue to give her some money for ever because she the mother of his child.

You should have gone to CMS as soon as dss started living with full time.

Winchester89 · 09/09/2018 10:57

Wow complete and utter madness.
He doesn't even live with her!
I would be telling her I'm letting CMS know, unless of course she wants to pay maintenance for him to your DH seeing as he doesn't live with her any more Hmm

ENormaSnob · 09/09/2018 11:16

Stupid skiving cow needs to step up and get a full time job.

EllenJanesthickerknickers · 09/09/2018 11:59

I do sort of feel sorry for her as I'm in a similar position. Except, I have gradually upped my hours as my boys have grown. I now work 37 hours a week in a term time job. My house is mortgage free but I paid the deposit initially, jointly paid the mortgage for 10 years and while I didn't work for the next 10 years that was when I was being a SAHM as my DS2 has SN, (hence the term time job so I could care for him.)

DS1 is at uni, DS2 will start an HNC (so Higher ed post 18) later this month. Child benefit, child tax credits and maintenance for the older 2 have stopped. I still have DS3 who is starting A levels. In 2 years my income will drop significantly. I am prepared for this. I have been saving when I can, and will downsize if necessary, though DS2 will probably continue to live with me.

I was in the shit when my exH left as I was only working 15 hours a week as a TA in a school. I've got on with my life and prepared for my DSs becoming adults. It's a scary transition and my ex only sees his boys EOW so I'm not sure how much he'll support them as young adults, as we would have if still a couple, but I can't control that.

For my DSs if they were doing 2 year courses CB or CTC didn't check at the end of the first year, but mine were the correct age for their year. When did your DSS2 turn 18? If before 31st Aug benefits will automatically stop unless you tell them he's staying on at college. If Sept, they might well continue unless informed.

flopsyrabbit1 · 09/09/2018 17:34

but your motgage free and still getting benefits and working fulltime and maintance payments for one and one that does not live at home you cant be that bad of surely

why do you feel sorry for this woman the op has mentioned?

Jeippinghmip · 09/09/2018 17:37

You have no choice. You must tell them, otherwise you could all be in a lot of trouble.

Thatsfuckingshit · 09/09/2018 18:07

She has known for years that the payments will come to an end. Why did she up her hours years ago. Because life was easier not doing. She shouldn't be getting all that money anyway as he doesn't live with her.

She needs to be a grown up.

Swipe left for the next trending thread