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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to ask new husband to contribute to child related costs for children that are not his?

493 replies

Clockworkteacup · 03/09/2018 12:53

Just that really. Married last year. Four children now aged 8, 9, 11, 13 from first marriage. Ex husband pays too little maintenance - £100 per month as is self employed.

For context, we both earn good money, although he earns very good money at 50% more than me. I was able to support the children without him before with no tax credits etc but it was a struggle as was paying out a lot of childcare and big mortgage. But I was fortunate to be able to own our own home, pay the bills etc, even though not much left over. This isn't about being 'poor' and I recognise how lucky I am to be able to rely just on my own income.

AIBU to expect him to pay any of the child related costs? What do you think is a fair way to split the bills?

At the moment I am paying for half of what 'we' cost and all of what the children cost. So I pay around two thirds of our house related outgoings e.g. mortgage etc as need a house for five. I also then pay for all childcare (at £800 a month), all their clothes uniform, their lunches, trips, birthday presents and so on. He does split big costs like holidays and meals out 50-50.

This means I am ending up watching the pennies at the end of the month whilst he has around £2500 more than me after house stuff is paid. He drives a new car whilst I drive one that is 12 years old. I was triggered to write this by him complaining about not being able to afford something very expensive (and nice but certainly not a necessary cost) whilst I am worrying this month about the bills.

But they are not his children.

And their father evades paying much for them.

And we both saved about a similar amount by him moving in, in terms of housing costs (mortgage, utilities, council tax).

Backstory - I have major money issues through paying for everything for cocklodger ex husband and have a father who didn't work, and a brother who seems to live off high earning women so am skewed (and anxious) around men and money.

OP posts:
FrangipaniBlue · 03/09/2018 17:44

Can I ask what other people have done for wills if they have remarried and children are involved?

I'm executor of a friends will, she has adult DDs but no children with her DH (he also has none).

Their will states that:

  • if he passes first the house goes to her.
  • if they pass together the house goes to her DDs.
  • if she passes first her half of the house is split between her two DDs (so 50:25:25 ownership with DH) but he is allowed to live there until he either dies or re-marries, in which event he must buy out her DDs or sell up and they split the proceeds 50:25:25.
  • in the event he passes without remarrying the house then goes to her DDs.
Morethanthisprovincallife · 03/09/2018 17:46

Op only got a few pages in but the... The kids would get to stay here too as he wants them too....

Please make sure that that's rock solid in law.

Right now good or bad right or wrong he doesn't pay for your dc and if yiu die he meets someone else and doesn't want the kids meeting in the house... Living in there..

youarenotkiddingme · 03/09/2018 17:49

You are married. You are a family.
Most households contribute equally and totally share finances. And by equally that's not with regards to employment and money in etc but by sharing the work and house load and child kid of all families members.

If he didn't want to pay an equal amount towards a house and bills for 6 people then he shouldn't have married into a family of 5.

IAmAllAstonishment · 03/09/2018 17:51

They are not his children so 100% not his financial responsibility.

YABVU to ask him to contribute more than halting holidays...etc.

That being said it would be nice for him to offer or want to contribute towards them and if I were in your shoes I would feel a bit perturbed by him not doing especially if he knows you are struggling. He clearly doesn’t feel compelled to contribute and I don’t think it’s your place to ask. It’s a sucky situation -just try not to resent him I suppose.

Unicornandbows · 03/09/2018 17:54

Not his children.. Not his responsibility regardless of whether he is married to you. If he wants to do out of the goodness of his heart that's a different story.

onetimeposter · 03/09/2018 17:55

Tbh you did well finding someone to marry you with four kids-many men would run a mile. I think you managed because he knew you would financially manage them. I do however believe that money is now joint and bar activities etc essentials like uniforms should come out of family money. You need to talk.

adoggymama · 03/09/2018 17:56

I think you're being unreasonable to get married then expect this. You should have both discussed finances prior.

SandyY2K · 03/09/2018 17:57

So by marrying him, you've reduced your children's inheritance?

I'd never remarry if that was the case. My Ex SIL (brothers ex wife) has been with her BF for 4 years now. He wants to move in for them to live together ... and he wants to get married.

I gently reminded her that my DB is still paying the entire mortgage till the youngest DC goes to University an still owns half the house.

If she got married the new H would be entitled to half of her share of the house.

She then said he wouldn't be moving in anytime soon.
It's not that I don't want her to be happy...DB is remarried... but I told her about safeguarding the kids inheritance.

A couple of months after she said a solution would be to rent out the house once and release equity to buy a place with her BF or rent together.

I know my DB would hit the roof if another man moved in while he's paying the mortgage.

inmyfeelings · 03/09/2018 17:57

If he's got thousands left at the end of the month he should be paying for all meals and holidays to balance things out .

WhirlyGigWhirlyGig · 03/09/2018 18:00

All these people saying her kids are not his responsibility, if the op is made redundant then they will 100% be his responsibility unless he walks. When and if the kids go to uni, they will be his responsibility because that's how it works. This is fact, he will either have to provide if the op is made redundant/falls ill or he walks out of the marriage, you can't get away from this.

HollowTalk · 03/09/2018 18:05

OP, I have to say I think you've made a really bad choice here and if I were you I'd get out of the situation very quickly.

The thing that I don't understand is how he can be like this. Who on earth could marry someone and keep most of their money for themselves? Surely a more sensible thing might have been to ringfence money/property from before the marriage, then after you're married both throw everything into the pot, including maintenance, and share the lot?

Lollypop701 · 03/09/2018 18:07

He has paid what you’ve asked. Have a conversation and see what he says. If he’s happy to pay more... great. If not, you already know he’s not worth it. You admit to issues with men/money so who knows. Hopefully you have full records of what you’ve been paying.. and if not get them before conversation. I’m guarded because I would never want to see someone I loved financially struggle regardless. I get that they are not his children... but you are his wife. The money would essentially be so you are happier? Why doesn’t he want that? Good luck op

TheLastNigel · 03/09/2018 18:07

I live with my DP and my two kids (not his). He earns more than me (about 50% more). We split all household costs equally and food down the middle (so mortgage, bills, and food for the four of us and the Pets) He thus contributes to the kids that way (he also paid for half of the holiday that the four of us took-which was obviously much more than he would have paid had he been going as a single person). I pay for anything else for the kids ( their dad pays me maintenance). I'm not as well off as dp at the end of the month by a long way but I wouldn't feel right about asking him to pay more really.
That said we are not married and don't plan to be-and the discrepancy is in no way as much as yours op. Your situation doesn't seem right to me either! It's such a minefield!

SleepingStandingUp · 03/09/2018 18:08

Like 25/75 He has taken on 4 kids which have a dad . As a previously single person with a v good income he shouldnt have to rein in his spending by a lot either
But he hasn't taken them on if he's paying 1/4 of the bills for a house he joint owns.

Skyejuly · 03/09/2018 18:13

I have 4 children. Married new hubby last year. We pay 80/20 (him paying more as earns more). It should be fair!

Thinkingallowed85 · 03/09/2018 18:16

I think it’s wuite a weird scenario to be honest. I can understand the childcare costs to an extent but you paying 2/3 of the mortgage feels very very strange.

SummerGems · 03/09/2018 18:17

People saying that the OP’s children are not his responsibility, the reality here though is that he married the OP, thus joining finances, in the knowledge that the OP had four children and that she and the children came as a package.

Things that are personal to the children e.g. school trips and/or pocket money etc I wouldn’t expect him to be responsible for, but household expenses should surely be split 50/50 if they are both earning and both living in the house. Regardless of the fact that she has four kids and he doesn’t.

With that in mind there are benefits which the mother might have to forego if she moved in with him. For instance my eXH’s partner has children from a previous marriage and when she moved in with him she lost her entitlement to child benefit because he earns over the threshold, even though the children aren’t his. Is that fair? I actually don’t think that it is, especially in light of the fact some say that the man shouldn’t be contributing towards someone else’s children...

FarrahMoan · 03/09/2018 18:17

If you earn £50k and he earns 50% more than you, then surely you're not entitled to child benefit?

serbska · 03/09/2018 18:20

Why the fuckity fuck did you marry a man when you have 4 children that he doesn’t want to be a proper step dad to???

At best you should have had him as a live in partner, it probably would have been better to have kept him as a live out partner.

JustMarried2018 · 03/09/2018 18:21

You're married, there shouldn't be a 'my money' and 'his money', it's all 'our money'.

Get a joint account problem solved.

LeftRightCentre · 03/09/2018 18:23

I think you made a mistake in marrying him and in the way you structured the will. It's unbelievable that you'd compromise your children's inheritance for some man.

Gacapa · 03/09/2018 18:27

Can’t bear mean men. He has no generosity of spirit. He’s hanging on to thousands every month while you struggle. Deadbeat.

Winebottle · 03/09/2018 18:32

It is really mean. How can he even want that £2500 at the end of the month? Surely not seeing his wife struggle is worth more than that. If you weren't married, fair enough but you are and it is a financial union.

Flyme21 · 03/09/2018 18:33

Have I missed this somewhere - when he moved in to your house - has be brought any sort of share in it? Have you thought about what would happen if you divorced? Maybe get some legal advice to protect your home and children, if you haven't already done so.
Sorry, he doesn't sound much of a catch.

DonutCone · 03/09/2018 18:35

This is why I would never, ever marry someone with kids. Sorry, but why on earth should he support children that are not being supported by their own Father?

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