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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

late husband being a liar

160 replies

percheron67 · 27/05/2018 20:45

My husband, with whom I have one child {disabled}, died a while ago. I nursed him through a terminal illness accompanied him on hospital visits and visited every day when he was bed bound.

We had talked over our monies before he became ill and I said that. if he left the finances to me during my lifetime, I would make sure that his children fro a previous marriage would have a legacy when I died. \I needed to ensure that I would have money around in case anything that could improve her life {treatment abroad, maybe} would be possible. He knew full well that I am scrupulous with the handling of money.

In due course, we had a meeting at his Solicitors because he insisted that he wanted to leave a large sum of money to his daughter. I had, albeit reluctantly, agreed. When the meeting started it turned out aht he wanted his sons to inherit on his death and not mine. I feel I was bullied into accepting this although I was furious about the way it was done. This move seriously depleted the estate.

After his death it appeared that he had taken out large insurance policies for the other children {not my daughter} and so they inherited a great deal of money each. The solicitor said to me that if he had known about the policies he would not have pushed to have the children inherit directly but leave the money in the trust until I passed on. I am trying not to be bitter because, ultimately, it will affect my health but I have nothing but really bad feeling towards my husband. How he could play such a dirty trick really hurts. There is much more I could have done for my child with the money left elsewhere.

OP posts:
Murane · 27/05/2018 22:03

If your DH had left all of the money to you so you could take care of your disabled daughter, there was no guarantee his sons would ever get any of it. Whether you are scrupulous with money is irrelevant. As she gets older your DD might end up having more severe needs that use up all of the money. Or you might require care in later life and the home would take your assets. Or you might decide to cut his sons out completely. So I can understand why he wanted to make sure that his sons inherited directly.

Having said that, it sounds like the money has not been shared fairly? Your DD didn't receive an insurance policy while his other two children did. Did you and your DD receive anything? If the money wasn't fairly shared then I'd contest the will.

fleshmarketclose · 27/05/2018 22:05

My wealthy df left his entire estate to his wife believing that we (his children) would inherit on her death. She distanced herself the minute the funeral was over and we never saw a penny of df's estate. Had he been aware for one minute that this would happen he would have acted differently. He certainly didn't expect, that in spite of receiving hundreds of thousands of pounds from his estate, his wife would refuse to pay for his mother's funeral as she said all responsibility towards our gran ended on his death.
If you and dd were provided for then it's reasonable to expect that his other children were as well.

Stillnotready · 27/05/2018 22:09

I’m sorry for your loss, but if your dd had inherited a large sum of money any care she receives, including supported living would be taken to pay for it until she would reach the capital threshold of around £24k. Perhaps your husband was mindful of this?
Did his will leave you well provided for?

takeoffyourpantsandjacket · 27/05/2018 22:09

You speak as if your daughter was not his but your OP says she was. Was he her stepdad?

fleshmarketclose · 27/05/2018 22:10

Had your daughter inherited though would her assets have been used to fund the supported living costs? If that's the case it's understandable really as your daughter would have ended up paying for something she gets regardless if she doesn't have any assets.

AllMYSmellySocks · 27/05/2018 22:10

Bloody hell if my dad had a disabled child I can't imagine begrudging that child a greater share of the inheritance. I can understand though that he wanted his other children to get their inheritance straight away as it will surely give them far more opportunity now when they're younger.

I hope that he has provided for you though in terms of the house.

YANBU for being upset at his dishonesty and lack of provision for your dd Flowers

SecretStash · 27/05/2018 22:12

Sorry to shout but I don’t think you heard us before - IS SHE HIS DAUGHTER?

SecretStash · 27/05/2018 22:12

And also, good for the ex wife having several houses and loads in the bank. Why would any of it go to your daughter??

LynetteScavo · 27/05/2018 22:14

Presumably the insurance policies were taken out when he was with his ex wife, and she continued to pay them?

I understand you consider the situation unjust, but I think you need to let go. Remembering your DH with such bitterness won't do you you any good, as you already realise.

I can only imagine he feels guilty for the way he treated his other children, and thought leaving them money might make up for that. Maybe he knows more about his ex wife's finances than you do, and in fact she won't be leaving them much.

ahouseofleaves · 27/05/2018 22:15

Sorry to shout but I don’t think you heard us before - IS SHE HIS DAUGHTER?

Seems so. From OP post:

My husband, with whom I have one child

pallisers · 27/05/2018 22:16

Sorry to shout but I don’t think you heard us before - IS SHE HIS DAUGHTER?

Why not just read the OP?

AnathemaPulsifer · 27/05/2018 22:16

Good grief, stop shouting at the OP. She's clearly stated in her first line: My husband, with whom I have one child {disabled}, died a while ago

Stillnotready · 27/05/2018 22:18

Depending on the level of support needed, your dd would have faced paying thousands of pounds every month, and self funding supported living for young people doesn’t buy a better or more up market type of care. And even if she had chosen a superior type of care( not that that’s a thing) when her funds would have ran out, the local authority would quite probably move her to an equivalent but cheaper option.
Maybe your DH did you both a long term favour?

mikado1 · 27/05/2018 22:18

I don't think the OP thinks it should go to her daughter more that his other children will be well provided for regardless (and on top of their mother's wealth have high earning power in contrast with their DD).

It's very upsetting OP but u do understand him leaving them something however were you and DD also provided for?

bonnyshide · 27/05/2018 22:19

@SecretStash yes, she was his daughter too, the OP stated that in her first post.

Stillnotready · 27/05/2018 22:20

But I’m sorry you feel deceived.

user1473878824 · 27/05/2018 22:21

I’m afraid I’m with your late DH. He has left money to his other children rather than hoping you are able to do so in x amount of years, which may not even happen. You and your daughter seem to be provided for. I understand how hard it must be but could you try and see if from his other childrens’ position - it isn’t their fault and he was their father, and your daughter doesn’t trump them being his children.

StaplesCorner · 27/05/2018 22:23

There seems to be a lot of confusion on this thread - as far as I can understand it the DD is the late man's child and he's left her nothing. Is that right OP?

pallisers · 27/05/2018 22:25

Depending on the level of support needed, your dd would have faced paying thousands of pounds every month, and self funding supported living for young people doesn’t buy a better or more up market type of care. And even if she had chosen a superior type of care( not that that’s a thing) when her funds would have ran out, the local authority would quite probably move her to an equivalent but cheaper option.
Maybe your DH did you both a long term favour?

Well, apart from the interesting moral issue that the husband enriched already well-off young people at the expense of the taxpayer and state who will be left minding his daughter, he could have left the money to his wife so she could make life easier for his daughter while the state took care of her.

I wonder do a lot of posters not get that his disabled daughter recieved less from his estate than his other children - not the same amount?

StaplesCorner · 27/05/2018 22:25

You and your daughter seem to be provided for - with what user? OP says she has a house but its not clear if that was hers in the first place. I still OP is saying that her and DD have not been left any cash or property at all.

StaplesCorner · 27/05/2018 22:25

"I still think" - sorry!

SandyY2K · 27/05/2018 22:32

his first wife is very wealthy indeed; think one house in England, one in Spain and loads in the bank {I know this because he was her accountant!}.
His four children will inherit this and none of it will come to my child.

Why would his Ex wife's money go to your child?

So he has 5 children altogether? 4 from his Ex and your joint DD.

It seems you wanted the entire estate left to you. Then you would remember his children in your will.

You knew the amount he was leaving his other children...so why didn't you express that it would be a struggle.

supersop60 · 27/05/2018 22:38

Is the ex wife's wealth what she got from your late DH in their divorce? Is that why you feel bitter towards her?
I can understand why you feel deceived, because he didn't discuss properly with you what he intended to do, but it was quite reasonable of him to leave money to his own children (and not make them wait 40 years, or whatever). If he hasn't provided equally for your DD, then I think you have some sort of case. Good luck.

sweeneytoddsrazor · 27/05/2018 22:41

I wonder do a lot of posters not get that his disabled daughter recieved less from his estate than his other children - not the same amount?

But OP has said he wanted to leave a large sum of money to his daughter which she reluctantly agreed to. Was this his and OPs daughter or another daughter? If it was OPs daughter then it seems like it was just the insurance policies which may have been taken out before daughter was even born.

LynetteScavo · 27/05/2018 22:41

What I don't understand is, how would you have left money to your husbands DC if you needed to spend d it in your DD? Surely then she would have received more, financially than her siblings...and there would be nothing left for them. No wonder the solicitor pushed for it.

Your DD needed to have a similar insurance police to her half siblings for things to be fair. That's the issue.

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