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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask if you share money in your relationship

181 replies

jajajaja4 · 07/05/2018 17:02

I am interested to hear how couples manage money.

Do you both put all your money in a joint account and both dip into it, or do you pay 50/50 for bills and buy other things with your own cash?

The reason I ask is me and my fiance earn very different amounts - he earns around 50k while I earn 20k. We pay 50/50 for bills, which means he has A LOT more money to spend on luxuries and leisure.

I know it's his money, but I'm wondering if married couples usually operate in this way? And what happens with SAHMs - do they get any money from their partners to buy things they need? Does their husband resent them?

OP posts:
MrsPepperpot79 · 09/05/2018 11:10

Because i have a DP not a DH we have separate accounts. No rent/mortgage (family property) so DP pays bills and I pay for all food shopping/clothes for all the DC's/cleaning stuff/school trips and uniforms etc and incidental house "stuff" (like new parasol for garden table). Big stuff like cooker/washer we will share according to how much we each have. The amounts end up approx equal - but as DP has a bit more left, he will happily give it me if I ask for a bit if the end of the month comes and I'm running low. Only thing is an agreement we have that neither will run into debt (finance for car/business eqipment etc) or take out loans without discussing with other. It works so far - a partnership without feeling that either of us is being left short or being watched on their spending...

porkiepiesky · 09/05/2018 11:10

We have a joint account and all our money goes into it. DH earns 85K plus bonus which takes him into 6 figures. I earn 16k.

GrandTheftWalrus · 09/05/2018 11:11

All money goes into one account and all bills come off it.

We do have another joint account that I transfer money into if he needs it. But he usually just takes the bank card for "my" account.

howiseverynametaken · 09/05/2018 11:17

We each pay a proportion of our wages in to a joint account which is based on earnings. We calculated how much we need in total for rent/bills/entertainment etc and split it so I pay 40% and DP pays 60% as he earns more. We then have our own savings accounts and our own current account for treats! Works well for us.

Redpony1 · 09/05/2018 11:22

I'd never pool money together. I earn more than DP so we split bills by % so that we pay in accordance with our income.

HariboBrenshnio · 09/05/2018 11:30

DH earns more than me. He transfers all the bills into a separate account that has all our direct debits in and then everything else, including my wage, goes into the joint account and is 'ours'.

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