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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask about your wage / house.

162 replies

RandomLadyFromTheNorth · 01/04/2018 10:09

Just curiosity really about different areas wages and bills etc.

Would you share;

  1. what part of the uk your in.
  2. what type job you do (just if it's low level, management etc)
  3. your wage
  4. your rent / mortgage
  5. what size your house is.

I'm in Yorkshire,
I am in a semi skilled job and earn a 22k salary if I work full time hours (39 hours a week)
We rent a 2 bed terraced house for £390 a month!

I've seen loads of people saying they spent 1k or over a month on rent in various parts of the country and I've been absolutely gobsmacked! That's almost my entire wage!

OP posts:
Fruitcocktail6 · 01/04/2018 10:40

Me: 15k PA in a term time job, DP 65k in corporate software job.
South east (not London, moved out last summer)
Rent: £1350 pm
Large 3 bed flat in old Victorian Manor House with huge private gardens and deer Shock it's amazing.

WellWellWellifitisntyou · 01/04/2018 10:41

London zone 2 - salary 23k as a trainee, postgrad in a highly paid profession that pays trainees as little as possible. Dh 24k, unqualified teacher studying pgce (career change). 1 bed basement flat £1300pcm. Moved to suburbs 20 miles north of London. 2 bed flat £1200 pcm. Commute into London £350 pcm on train. So I've found a job locally at 27k. DH commutes by car 450 pcm and has a second evening job bringing in 9k on top of teaching. 2 dc. DH originally from central London born & bred. Im originally from town on south coast where a 2 bed house to rent is £800pcm (I'd would like to go back home as it's cheaper down there. Causes many arguments)

Fruitcocktail6 · 01/04/2018 10:41

When we were in london it was 1500pm for a large 3 bed flat next to popular park. So we've been quite lucky in both places.

Expensive is all relative really.

Butteredparsn1ps · 01/04/2018 10:42

You could always look at house prices on right move.

And local sites for jobs.

ichifanny · 01/04/2018 10:42

Scotland joint 60k between husband and I mortgage £560 a month for 4 bedroom detached house .

hummusscot · 01/04/2018 10:46
  1. Central belt Scotland
  2. I'm a student, my partner works for a union.
  3. Roughly £30k including my student loan + disability benefits
  4. Renting @ £595, saving £800pm for a house deposit right now
  5. Large 2 bed tenement flat
OurMiracle1106 · 01/04/2018 10:46

Flat share- rent is 650 a Month. There are 4 of us. South east London

BikeRunSki · 01/04/2018 10:47

West Yorkshire
White collar profession within the public sector
£30K/30 hrs/week
£1300/month - but we remortgaged to fund a business investment for DH (would otherwise be £450 ish)
Modest 3 bed detached with very modest garden.

unlimiteddilutingjuice · 01/04/2018 10:49

I live in Glasgow
I'm clerical /technical
I earn £12,000 a year (part time)
I pay £175 per month mortgage
I have a 3 bed maisonette. Its quite small. I also have 2.5 arcres of woodland (I remortgaged the maisonette to buy it so the mortgage covers both)

DumbleDee · 01/04/2018 10:50

North West
Sen Mgr
Work 36 he's a week
3 bed semi in a rough part of Town
Mortgage is £380 but I over pay and pay £500 a month
Will be mortgage free in 7 years

NewYearNewMe18 · 01/04/2018 10:53

You're not getting my personal details but in a not particularly salubrious area of South London rent on a 2 bed flat is around £1200pcm, a three bed semi is around £1,600 pcm

Asking what someone mortgage is ludicrous because you have no idea of the amount borrowed or term.

This is one of the cheapest London boroughs Zone 5-6 (no tube - yet) so house prices are cheap, around £450 for a 3 bed semi.

ZenNudist · 01/04/2018 10:53

Think this is the same people as behind the bizarre 'could you afford an unexpected invoice of £900' question.

If a loan company or something want an understanding of mumsnetters' disposable income they should do it via members requests where it can be 'tell "paydayloans"TM about your disposable income' not sneaked in pretending to be a genuine 'curious' poster.

Anyway, i have reported so let mumsnet deal with exploitation of gullible posters. Or not.

ZenNudist · 01/04/2018 10:55

Also sneaky / clever to do it on Easter weekend when people are free to post, plus mumnet HQ presumably skeleton staffed.

falsepriest · 01/04/2018 10:58

..|.

Keras · 01/04/2018 10:59
  1. Midlands
  2. Part-time teacher (me) and middle management (DH)
  3. Household income usually around £155K but can vary between £130K and £200K depending on my hours and bonuses.
  4. None now but max basic mortgage payment we ever had was £800/mth.
  5. 5 bed detached - modern extended 4 bed with single garage - nothing flash worth c£400K at a guess.
C8H10N4O2 · 01/04/2018 10:59

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

RandomLadyFromTheNorth · 01/04/2018 11:00

Zen. I am a regular mum of 2.
I am asking out of blind curiosity.
Report it if you want but I'm not asking anyone for any identifying personal details.

OP posts:
DailyMailFail101 · 01/04/2018 11:04

Hmmmmm

To ask about your wage / house.
crisscrosscranky · 01/04/2018 11:07

Essex - by the seaside.

I work in management and earn £55k, my husband is a truck driver and earns around £35k on day work including his overtime (he was earning over £40k when he 'tramped').

We own a three bed detached house which is probably worth around £380k. We bought as first time buyers and have made improvements but it would be out of our reach as first time buyers now.

Our mortgage is around £220k and basic payment is just under £750- we overpay by £500 a month at the moment; there's a high possibility I will be at risk of redundancy in the next twelve months and overpaying gives us the option of a payment holiday.

To rent our house would be around £1400 pm based on rightmove benchmarking.

turnipfarmers · 01/04/2018 11:07

Company director in the south west
Mortgage - none
Salary - between 500k-700k plus investments
House - 8 bedrooms, stables, swimming pool and tennis courts.

PNGirl · 01/04/2018 11:08

It's not "crazy" how expensive other areas are. Even within counties up north it varies. I'm from Yorkshire and if you want be within 30 minutes of Leeds, or live in York or Harrogate, or even one of the small Pennine towns to commute to MCR you will pay a lot to live there.

I have a friend who lives in a cheap area of Worcester and commutes to an expensive area of Birmingham. This is because her job in Worcester is literally half the wage. Companies know people can afford to live off that locally so that's what they pay.

Slartybartfast · 01/04/2018 11:10

A better question might have been, how much spare money do you have ?

Squidge2015 · 01/04/2018 11:13

North east
I work part time (3 1/2 days) skilled job
Wage is £55,000 before tax
Husband works full time- management job in nhs wage is £26000 before tax

3 bedroom house with large garden
Bought last year and mortgage is £150,000
We pay £330 a month

GinSolvesEverything · 01/04/2018 11:14

Meh it’s all relative.

I’m not in the U.K. so hardly comparable. Gross family income is around £15k per month and mortgage is £3k per month.

As you have no idea on the rest of our outgoings etc tho this is somwhat irrelevant.

Purplerain101 · 01/04/2018 11:19

Live in the East Midlands.
I’m supervisor level and earn 25k. OH is manager level and earns 40k. Mortgage is £400 but we overpay by £300 each month.
3 bed semi detached but it’s small (2 double beds and 1 single, big garden, all the other rooms are pokey. Nice street though)

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