If your DH thought that was irresponsible, he would faint away with me. A few years ago, i 'found' a homeless young lad on the streets of a relatively affluent town we lived near. I worked nearby, and over several days got taliking to him properly. His story was bloody heartbreaking, and he literally had nothing more than the clothes he stood up in.
My DS's were 7 and 5 at the time, but DH (amazingly) supported me in bringing him home.
He lived with us for 2 weeks. When i realised, stupidly, that he was washing his underwear every night in the sink and drying them on the radiator, we got him fully kitted out. Nothing posh, at that time we were just scraping by, but a few changes of underwear and two more changes of clothes.
On his own, he managed to get a labouring job and we helped him find a house share.
Turee years on, he was renting his own flat, had a lovely girlfriend and was having driving lessons.
This all happened 15 years ago. We have stayed in touch and last week i had a Xmas card and letter from him.
Him and his wife are doing well. They have two daughters, own a house and are 'comfortable', not rich, but getting by.
We did similar with a young lad we met in McDonalds, of all places, a few years later. If you want heartbreaking, this was it. But he has gone on to working, on an apprenticeship, and scrapes by financially.
Sorry, this has been an essay, but it kills me to see the homeless persistently pitied, but not helped. I know there are those who choose the life, who genuinely want, nor need any help, but the majprity just need some human compassion.
that was a long way of sayonh, Well Done OP!