It is good that you have found a hobby that helps your MH issues that some PP have alluded to.
It seems to me that you are getting frustrated with people pointing out the (very real) dangers of being a motorcyclist compared to most other ways of getting around because you are quite defensive about it. If you were secure in your choice of transport/hobby/way to treat how you feel, you'd feel more able to shrug comments off and not get irked by them.
Please do get life insurance - anybody with children should have that, whatever they get up to.
Fwiw, while I have never been a rider myself, my brother has been in his 20s and I used to ride pillion with him all the time (cheap way to get home after a late night out
). It was great fun and exiting (in a good way) and I really, really cool.
I stopped v abruptly after working on an orthopaedic ward as a medical student - dying on a motorbike is obviously awful, but sometimes surviving is no picknick either.
My DB has recently started riding again, he is approaching 50.
I became acutely aware about quite how soft and vulnerable my body was, how hard the tarmac was, and how close to each other the two moved at high speed.
Being a non-dead motorcyclist does not only depend on YOU avoiding any mistakes, but also all OTHER road users not making any mistakes. For obvious reasons, the motorcyclist is more vulnerable (even with all the protective gear in the world) than a car driver, even if the car driver is in the wrong.
Btw, referring to motorcyclists as 'organ donors' is really quite common place in the medical world: Young, healthy people with catastrophic head injuries
. I am not defending this practice, just reporting it.