to be fed up of people telling me how dangerous......

[starshaker]

riding a motorbike is. I am aware of the dangers and risks. I came off a few weeks ago during a lesson and i was ok because of the gear I wear. Since then all people tell me is how dangerous it is and how selfish I am when I have kids.

If finally found something I love to do and I bought a little 125 to gain experience and confidence before I go to try for my full license again.

I wrote my first car off and was told not to give up and the best thing I could do was get straight back out before the fear took hold. I hurt myself more in the car than I did on the bike

Im unsure what life insurance would even do for me or my family. Genuinely i dont.

Okay, leaving aside everything else: you can get life insurance which leaves all the payout in a trust. That trust can be named for anyone, but it means the money isn't part of your estate and can't be argued over, used to pay carehome fees, or for your funeral, because it literally was never your money, but will instantly be the named beneficiary.

If anything awful happens to you, then they will suffer great emotional loss. Giving them a nest egg for their early adult lives, or just to help whoever you want to care for them to do so more easily, is responsible in that situation.

Life insurance is important when you have kids, because money does help to soften a rough landing a bit. Actually so is critical illness/accident. But you may find the premiums prohibitive because your hobby is a dangerous one. It may even exclude injuries resulting from the bike. And you can't fail to declare that hobby, because it's likely to be seen as important when calculating your premiums, so not telling them would invalidate the insurance.

You are stupid and selfish. You need mental help not a bike.
Excuses excuses excuses. Any more?

Motorbikes will kill you even if nobody makes a mistake - just one fall at speed can kill you. You would be immensely idiotic to ride it on the road when you have kids.

I don't ride in the rain, when its busy, in the wind or the ice etc. I ride when the weather allows it which at the moment obviously isn't that often. Like i said i do what I can to minimise the risk.

Life insurance and a will would be the kindest thing you could do.

Oh just read that you do have kids. And no life insurance. You are an idiot

cough

So, is anyone excited about the Doctor Who special?

Can the people attacking the OP in a vindictive manner just stop?

She's already explained this hobby is all that helps with her severe mental health problems - problems which are also extremely dangerous, and with a high death toll. I hardly think your comments will assist her on that score. Do you?

There are ways of saying things that don't involve spite. Try them.

So unbelievable arrogant.

I will look into life insurance but a will wouldn't be of use to anybody.

perfectstorm, why has OP posted here? To be goady? She doesn't care what anybody says she's going to ride her bike. She says she has children and doesn't know what would happen to them if she died.

This is a parenting website; that's pretty rough reading for most of us.

I think OP is attention-seeking and I'm not going to post back but I'm going to report the thread.

This is one of the dumbest threads I've seen in a while.

My instructor said “there are old bikers, and there are fast bikers, sadly you don’t see many old, fast bikers”. Motorbike riding can be perfectly safe and there are thousands of bikers out there who live to a ripe old age without a scratch. People are right, you should have life insurance, but then every parent should have life insurance. It is irresponsible not to. Wear the right gear, ride defensively, don’t take risks. You, like many other riders, should be able to have many more years in your bike. You’ll just have to put up with the comments, not everyone gets it.

My brother is an A&E nurse and he calls motorcyclists ‘organ donors’.

I'm assuming their care would go to their other parent, then? Because while it's not binding in a will, social services do tend to pay attention to a parent's expressed wishes on guardians of orphans. They have to be suitable, obviously, but it would still be your expressed choice, and you've said you don't know who would care for them so I assume that means their dad isn't around?

Might be worth having a think about that one. It's not a nice idea for any of us, but it's important. I sympathise on the not knowing front, because honestly the people I'd want to take our two if anything happened to us probably wouldn't want to do it. It's a tricky one. But still needs to be considered, no?

perfectstorm She's should try an ounce of common sense and a bit of care regarding her children. On this post she has displayed her stupidity, selfishness and arrogance, but we should all ignore that because she drip fed that she has mental health problems?
If her mental health is that bad she shouldn't be on a bike in the first place.

I’ve had severe mental health problems, it doesn’t mean you get to completely dodge responsibility.

And to op, I really hope you mean that. It really would make all the difference.

My bil came off a bike (good weather conditions, just a freak bad fall) and the life insurance money made a huge difference to my nephews lives. It would have been so, so much harder for them without it.

This thread is just goady and attention seeking. I'm out and reporting.

Lying I have no issue with that. Reporting is what you do when you have suspicions. Challenge the person, too, no problem. Really aggressive personal attacks, not so much, especially if a poster is claiming serious mental health problems. It's not necessary. And avoidable and purposeless cruelty never strikes me as productive of much that is good.

I do get the OP a bit. I got constant lectures after spinal surgery about how dangerous riding was and how I "will have to get rid of that horse"
Because obviously you just throw away an animal you've had for 7 years! It's a calculated risk for me, I didn't injure my back riding and I'm probably just as likely to injure it again by sneezing

I’m with you... I’ve been riding (and spent 2 years racing) bikes for nearly 20 years now.

When I get the whole ‘ohhh aren’t you worried about the dangers - or ‘you’ve horn kids’ brigade I simply respond with ‘ statistically speaking your more likely to hurt yourself horse riding or playing rugby’ that usually does the trick

Enjoy the bike and do what makes you happy. It’s a great hobby and one which will see you make loads of new friends

What I am saying is why do people feel the need to constantly tell me.

Because you’ve left the same impression on them as you have made on this thread.

On this post she has displayed her stupidity, selfishness and arrogance, but we should all ignore that because she drip fed that she has mental health problems?

You should learn to use language that isn't emotive, spiteful and deeply personal. I mean, surely that's what you teach your kids, when discussing online behaviours? No?

General rule of thumb: attack the posted comments, or behaviour, and not the person. Nobody says to be fluffy and pussyfooting. Just to avoid being nasty when there's no actual point. You have no idea what underlies this, because none of us can. Suspicions, sure. Ideas, yes. I report threads like this one too. I don't pour vitriol over someone claiming serious mental health problems first. Why would I? And why are you? What's the rationale?

Wow turquoise, that’s lovely and understanding of your brother the A&E nurse. I’m sure a bikers family would be delighted to hear that.