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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

to ask if any of the manifestos have changed your mind about who you will vote for?

239 replies

killerlego · 21/05/2017 14:35

For example, someone who would have voted Conservative but will now not or are on the fence because of what is contained in the Conservative manifesto (or Labour, Lib Dem manifesto etc).

OP posts:
brasty · 21/05/2017 19:28

Of course they would still pay inheritance tax.

Soutty · 21/05/2017 19:29

Nope, not changed my vote.

Jupitar · 21/05/2017 19:34

My mum is 86 and has just come out of hospital after breaking her hip, at the moment, because she has less than £23k in savings she doesn't have to pay for care in her home, so help with washing etc whilst she recovers from her injury. As I understand it under the new rules she would have to pay because her flat is worth £200k and the care costs would just be deferred until the flat was sold after her death. So no people aren't now better off cos it's gone up from £23k in savings to £100k in property.

However all this is quite irrelevant as although she is technically entitled to care there is NONE due to the services being so overstretched so we're having to pay for care anyway, and then myself and her neighbours are helping her too.

PigletWasPoohsFriend · 21/05/2017 19:40

So no people aren't now better off cos it's gone up from £23k in savings to £100k in property.

Yes they are if they go into a residential home. It is that group that have been losing out in the past.

PigletWasPoohsFriend · 21/05/2017 19:44

Of course they would still pay inheritance tax.

Isn't inheritance tax currently paid on assets over £325k so £100k is well under that.

There’s normally no Inheritance Tax to pay if either:

the value of your estate is below the £325,000 threshold
you leave everything to your spouse or civil partner, a charity or a community amateur sports club

From the gov.UK site on when you don't have to pay inheritance tax.

EnthusiasmIsDisturbed · 21/05/2017 19:53

I agree Piglet

That principled persona that Corbyn's PR team have contrived is going to be trashed

I only wish this had been done a year ago we would have had a different leader and a chance to beat the Tories still the right wing media had good reason not to bother as we shall see on the 8th June

Jupitar · 21/05/2017 19:54

So no people aren't now better off cos it's gone up from £23k in savings to £100k in property.

yes they are if they go into a residential home. It is that group that have been losing out in the past.

But social services try to keep people in their own homes now for as long as possible, despite my Dad having suffered from dementia for 2 years and being at the stage of no longer recognising my mum and constantly leaving the flat, social said he could be cared for at home and didn't need residential care yet, so under the new rules they would of had to have paid. Two weeks after the social assessment he fell over whilst trying to get out and then passed away in hospital. The nurses were shocked that he was still living at home and said he should have been in care a long time previously.

dotandstripe · 21/05/2017 19:57

People have forgotten how much house prices have gone up. Your parents didn't buy a £400k house and spend their lives paying off a huge mortgage, when they bought it 40 years ago it cost about £50k.

Original poster
killerlego · 21/05/2017 19:57

Of course they would still pay inheritance tax.

I know that. What I meant was, if there was inheritance tax of say £300k to pay, would the social care fees be taken off this figure first, so if social care fees added up to £150k, would the inheritance tax be reduced by £150k (i.e. would the social care be a first charge on the property and then anything left is paid towards inheritance tax or would you still have to pay full inheritance tax on a property even though a large chunk of the supposed value is owed to social care)?

OP posts:
EnthusiasmIsDisturbed · 21/05/2017 19:58

Yes many aspects of care people have been encouraged to stay in their own homes

It's often cheaper even with 24 hour care

And this has seen many people who really need to be in a setting with trained medical staff not just carers

Sorry your dad didn't get the care he should have Jupitar Flowers

Mummmy2017 · 21/05/2017 19:58

The has never been a labour govenment who didn't leave the UK with massive debts, or have you all forgotten the "There's nothing left we spent it all" note.

Labour always spend money lots of it, and everyone gets feed up and votes them out, the tory's sort it and cut back , people get feed up of being poor so labour get in and spend...

Wish to god there was a 3rd party.

ForalltheSaints · 21/05/2017 20:04

No, never have done, at each GE I have made up my mind often months or even years beforehand.

nottinghamgal · 21/05/2017 20:07

Will be voting. Not changed my mind. They are facing tough decisions face on.

Bluntness100 · 21/05/2017 20:11

No, it's not changed my mind but I know a few life long labour supporters who have now switched to Tory based on the lunatic spend fest the Labour Party published.

Jupitar · 21/05/2017 20:12

The has never been a labour govenment who didn't leave the UK with massive debts, or have you all forgotten the "There's nothing left we spent it all" note.

Are you still falling for this?

Fact:
2010 - national debt -£979.8 billion

2016 - national debt - £1731.4 TRILLION

ohohoops · 21/05/2017 20:24

I am surprised by the lack of costings in the Tory manifesto.

And the lack of risk pooling in their plans for social care provision. It will be as much of a disaster as the privatisation of social care has been. I don't have a problem with assets being taxed but I think a lower threshold for inheritance tax would have been fairer and achieved the same result if they wanted to avoid taxing younger generations (which I think is sensible). The lack of detail e.g. on people moving house to be closer to family is very worrying. I think this proposal will result in people going without home care when they need it and will end up costing the NHS a lot of money.

But I wouldn't have voted Tory anyway so it hasn't changed my vote.

Mummmy2017 · 21/05/2017 20:25

If Torys are so good why did they lose?
Same goes for labour..

Want a 3rd way

SukiPutTheEarlGreyOn · 21/05/2017 20:30

DC have indicated that they may, in the not too distant future, choose to forgo a degree not through any lack of ability/ambition but due to concern about student debt. So Labour's pledge to cut tuition fees has been central in making me rethink my vote. It seems that there has been so much rhetoric about making cuts in order to secure the future of the next generation when in reality their opportunities and social mobility are being eroded by they current system.

LynetteScavo · 21/05/2017 20:31

I thought labour were just having a spend fest, but having read the manifestos I no longer think so. Labour seem to have done the maths better than the conservatives, which surprised me.

And labour seem to have more idea in how to tackle Brexit. That also surprised me.

SeaWitchly · 21/05/2017 20:32

rufus why don't you read the manifestos and make up your own mind?
It's not the law that husband and wife must vote for the same parties confused

Yes, Eminy I also wondered at this... Seems unusual to have your DH read the manifestos and then decide for the both of you which party best represents you as a couple Confused.

I am voting Labour and their manifesto reinforced this for me.
I see very little of value in the Tory manifesto.

DH is currently undecided but leaning towards Labour [or so he tells me anyway Grin]

SeaWitchly · 21/05/2017 20:33

Sorry Rufus, I have just read your later post explaining what you meant Flowers

coconuttella · 21/05/2017 20:33

Want a 3rd way

Lib Dems? I don't say that as a supporter (not decided) but they are a 3rd way.

coconuttella · 21/05/2017 20:38

Jupitar

Not sure of where you got figures, but yes, debt increases under the Tories, but Tories inherited a deficit of £103bn in 2010 which is now substantially lower (haven't got figure to hand). It's a bit like being handing control of a train travelling at 150mph, putting the brakes on, and someone criticising you for continuing to move forward as you do so!

citroenpresse · 21/05/2017 20:40

killerlego very good question. I can imagine many scenarios now where children pay extra in order for their parents to have care at home and agree that it SHOULD be a charge on the estate ie deducted before IHT calculations. piglet missing out...I assume by that you mean it was the government that were 'missing out'. They are funding care at home where the income is below a certain threshold, but now, if you have a house, that will be taken into account. So government will be 'missing out' no longer. More people pay for their own care.

deblet · 21/05/2017 20:44

All the Tory manifesto did was convince me I was right, that May does not want to get back in. She knows Brexit will be a pigs ear and wants to hand it to Labour as he will bankrupt the country anyway and then they can sweep back in and be the heros in four years time. Nobody conservative messes with the grey vote unless they want out.