More of a WWYD really - OH and I are feeling very torn. NC'd as potentially identifying....
Sorry it's a bit long - I've tried to summarise the story to date without drip feeding - I fully appreciate that I only have OH's side of the story in this, as we only met a couple of years after much of this took place. However, we've been together ten years, and I would trust his word as he sees it.
OH separated from his first wife in 2006 - they'd been together ten years, but mostly unhappily. OH stayed so long for her two children, who were about 2 and 3 when they got together, and who he saw as his own. ExW was by all accounts not the most stable of individuals - would dramatically estrange herself from friends and family the most trivial of reasons, and was often emotionally manipulative / abusive towards OH. She also had issues with reckless expenditure - examples being blowing a £60k inheritance, and repeatedly running up credit card debt that OH at one point risked bankruptcy over in trying to pay off (just to fill in the gaps, she was a SAHM for all this period). OH paid the mortgage and put the children through private school - when they finally did split, he basically walked away with nothing. ExW immediately blocked all access to the children - and OH had no right to access, given they were neither biologically or legally his own. I know that losing access to them was and remains one of the greatest pains and regrets of his life.
A few years down the line the younger son (will call DS for ease) then about 17 or 18 got back in touch via social media - which OH was delighted by. As teens do, DS would ask for money from time to time; an uncharitable person might say he asked for money every time he was in touch. OH would always oblige - partly out of guilt at how things ended, partly in the hope that this might act as a "bridge" back into face-to-face contact one day.
Now the DS is 22, and despite having asked for and received money on an ad hoc basis for all these years (probably talking about £1,000 "pocket money" a year), has never committed to the beers or football matches etc OH has on several occasion gently suggested - contact has only ever been via email for all this time. After their last exchange when OH coughed up for driving lessons, OH decided that this would be the last time he paid out, given that DS is now an adult at 22, and the relationship he had hoped might one day result in doing so hasn't come about.
Anyway, to the dilemma at hand - the other day out of the blue we got this:
Hi Dad, would you be able to give me some more financial support ASAP, with me and mum living at 's and basically being homeless I'm seriously struggling now, got credit cards and overdrafts to pay off and I'm seriously starting to have a breakdown. I have no one else to ask and I feel bad enough having to ask.
In previous communications, he had mentioned that ExW lost the house "for no reason", and that they were then evicted from emergency accommodation because the landlord apparently "changed his mind". AFAIK, he and ExW are now crammed in with a family friend, with no prospect of moving on any time soon. The presumption is that ExW didn't keep up with mortgage or rental payments - though OH had left her with 6-figure equity in the house. OH also strongly suspects that DS has gotten himself into debt by putting his wages towards ExW's living costs, as he has said that ExW now has depression and (still) can't work. He's also said that the older sister had just escaped an abusive relationship, is now a single mum, and also has depression (I'm not sure what her living circumstances are), and that he is struggling to stay positive for everyone.
By all accounts he is and always was a nice lad - I'll admit to having a look at his Facebook profile, and he looks a lovely young man, very sporty, involved in the community and a very hand-on uncle, who it sounds has been dealt a shit hand due to ExW's financial situation and has perhaps found himself in over his head as a result.
However, he also sounds quite immature where finances are concerned, and in need more of some proper financial advice than he is more cash at this time - OH (in the right industry to advise) is more than willing to provide practical advice in how he can get best get the situation under control, and wants to ask for a face-to-face meeting to help him talk things through and advise on next steps. He's wary of providing further financial support for all the obvious reasons - i.e. potentially being played, money likely diverting towards ExW, cash in the short-term just proving a drop in the ocean, and not really helping DS in terms of life lessons in the long run anyway, etc....
That said, in DS's last communication a couple of months ago he was cheerily asking for driving lessons, not in the midst of a full-blown debt crisis - so who's to say any of the above is even true...? There wasn't even a "please"...
It's hard to know at a distance quite what to believe and what to do to help....
WWYD for the best in this situation please??