Is this fair?

[Tallzara]

Dh and I have two children, I work part time, he works full time. I earn 1k a month, dh earns 2500-3000k a month, this is all after tax.

Dh gives me £800 a month which he transfers into my account, out of the £1800 I pay all of the bills, rent, council tax, utilities etc. Dc1s school dinner money, all childcare costs, all clubs for dc1 so swimming lessons and so on. I buy the main weekly shop, most of the dcs clothes, put fuel in my car.

Dh pays for takeaways and any adhoc meals out.

Lately he has been forgetting to transfer the money and is saying that I obviously don't need it as I've only mentioned it a week after payday, also asking me what I'm doing with all the money and if I'm saving up.

Is he giving me too much money?

Savings aren't taxed any more unless you get more than £500 per year in interest as a higher rate tax payer, which he might or might not be on £2.5/3k pm - depends on whether he pays into a pension, whether there are student loan payments, or a company car.

Otherwise it's £1k pa, which is fairly hard to get now that interest rates are so low and falling even on the current accounts - OP if you're opening new joint accounts, a Santander 123 account would be good for your current account and savings combined.

You get 1.5% on up to £20k and cashback on bills paid by Direct Debit. It does cost a fiver a month, but most people get some or all of that back with the cashback - we get over £4 each month and our bills are lower than average.

There are other current accounts that pay more, but on smaller amounts that are useful for small savings, but not necessarily at the rate your DH is saving for a mortgage - although this market is changing at the moment as all the banks cut their rates.

I've recently rediscovered that banks are also incredibly sexist. I work 20 hours and earn about 1/4 what my DH does; I do childcare, shopping, washing, cooking, tidying. We have a joint account and DH knows I facilitate the longs hours, short notice trips abroad, which aren't possible for me.
Anyway; my beloved nan died nearly a year ago & left me some money. The cheque from the executor's account was written out to me and I paid it into our joint account. We decided we should set up an ISA and an instant access savings account the next free weekend. In the meantime the bank phoned DH to say it was not very secure to have the money in our current account and set up a savings account with him over the phone.
When I needed to access some savings for a car bill I discovered that I had no access to any savings and the savings account was in DH's name only.
DH couldn't understand why I was upset about this as he knew he wasn't going to run off with the money, but the point was I had to ask him if we needed to move any money and I had to get quite shirty to get him to actually transfer half of it into a savings account in my name. (We still haven't found a moment to go out to set up an ISA )

Sorry-my point was YADNBU. It sounds grossly unfair, but your OH may nreduce a kick up the bum to see it/do anything about it.

need

The thread is way along op even if he is saving how much of that 2200 is he saving and playing with?

A total breakdown of all expenses and what is left over is guaranteed to show he is massively unreasonable.