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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

AIBU to want a bit more money

177 replies

elf0508 · 15/12/2015 15:44

My mum has just got a cheque for a claim she put in a year ago. Anyway a grand of it will go to my brother, 400 to me because I owe her money for a ps4 I got through her catalogue last year. 200 will go into savings, and 200 on my debts but I have 600 pound worth of debt so I'm thinking of just using it all on my debts.
AIBU to want a bit more money?

OP posts:
goodnightdarthvader1 · 15/12/2015 17:26

I know your brother asked your mum that you should both have money. But you still accepted it. So I don't understand the relevance.

Original poster
elf0508 · 15/12/2015 17:27

I never said I deserve it. I was just a bit upset as I was hoping for more, technically if I was getting the same as my brother I'd be getting 600, enough to be debt free. I am well aware I'm being unreasonable, I wouldn't ask for an extra 200

OP posts:
Gazelda · 15/12/2015 17:27

has your partner contributed anything towards paying off the debt?

TripTrapTripTrapOverTheBridge · 15/12/2015 17:27

Rule 1 in a relationship : don't buy a partner an expensive gift on credit!

Original poster
elf0508 · 15/12/2015 17:28

No because it's not his debt to pay. He pays council tax etc because I can't afford it

OP posts:
OddSocksHighHeels · 15/12/2015 17:28

You think your brother is a knob for asking yet you want more? Nah, not buying it. It's your mums money.

Arfarfanarf · 15/12/2015 17:28

This reply has been deleted

Message withdrawn at poster's request.

AyeAmarok · 15/12/2015 17:29

If you want more money and no debt then stop spending money on shit.

She's doing you a massive favour here.

YABVU, ungrateful, and you sound like you're crap with money.

You and your brother are both getting the same very generous gift.

goodnightdarthvader1 · 15/12/2015 17:29

Then why start this thread? Because you want the same as your brother? And blimey, wish I only owed £200. You should see my credit card.

It's your mum's money. Personally I don't think either of you deserve it.

TripTrapTripTrapOverTheBridge · 15/12/2015 17:30

He pays council tax etc because I can't afford it

Do you live together? If so, well he's paying because you're a partnership...

If you don't live together I'm not sure who is the bigger fool

Gazelda · 15/12/2015 17:30

i think you and your partner could do with sitting down to look at all your income, bills and debts.

make sure you're receiving benefits, tax credits etc that you're entitled to. make sure you prioritise bills. see what debts you can clear. sell stuff if necessary.

goodnightdarthvader1 · 15/12/2015 17:30

Your partner should be helping you because your in a PARTNERSHIP. Clue in is the name.

Penfold007 · 15/12/2015 17:31

So your debts are £800 when added together. Mum is paying the Xbox bill for you and giving you £400. Pay of the debuts with the £400 then your only left with £200. Good luck with the job hunting.

Penfold007 · 15/12/2015 17:32

Sorry meant to say debts are £1000

Original poster
elf0508 · 15/12/2015 17:33

Not entitled to any benefits. I'm not going to allow my partner to pay for my debts when he has his own car and insurance to pay for. I can't get a job that's more than three hours because I can't get any child care

OP posts:
Rivercam · 15/12/2015 17:34

Your mum doesn't have to give you anything, so to pay off the PS4 debt, and give you Xtreme is very generous.

You sound greedy by expecting/wanting more.

Rivercam · 15/12/2015 17:35

Extra, not xtreme

hownottofuckup · 15/12/2015 17:35

So, she's gifting your brother £1000 and you £400 plus the £400 debt you owe on her catalogue which is finance with a 0% APR, so effectively gifting you £800?
Obviously she doesn't have to give either of you anything but if she chooses to then I do think she should give you both the same amount.
So for that reason in my opinion YANBU.

Want2bSupermum · 15/12/2015 17:35

elf I know it can at times feel relentless when you are in the poor house. If you are spending beyond your income to need to address it now before your debt becomes bigger. That means making sure you get all benefits you are entitled to, considering if it is worth you studying to qualify so you can earn more and planning ahead financially so you never go into debt again.

To this day whenever I get huffy about big supermarkets I remember the days when I had no money and Tesco value beans and bread meant I ate. Get yourself to the CAB as they can also help negotiate down your debt, telling them that the most you can repay is GBP400, the amount your mother gave you.

Enjolrass · 15/12/2015 17:35

The ps4 costs £400, there's no interest yet as it is due to be paid back before the end of the money. The 600 is unrelated. My brother do

if you put off paying on a catalogue, they slap interest on it. You have paid anything so it will be than £400.

Why would you buy your partner a £400 PlayStation? You clearly couldn't afford it at the time. As you can get them far cheaper, buying outright.

So I can only assume that you couldn't afford one, but thought you could afford the monthly payments.

Does dp live with you? Is your child his?

Original poster
elf0508 · 15/12/2015 17:37

I had a full time job at the time of ordering ps4! Yes and yes

OP posts:
OddSocksHighHeels · 15/12/2015 17:37

What childcare did you use when you had a full time job?

Original poster
elf0508 · 15/12/2015 17:38

Used a child minder up the road from me but when I got sacked I couldn't afford her, now she's all booked up and can't take anymore kids on

OP posts:
AndNowItsSeven · 15/12/2015 17:38

Is the child your partners? If so he should be paying half childcare and all household money shared.

Enjolrass · 15/12/2015 17:39

But if you could afford a ps4 why not buy it outright? Cheaper somewhere else?

If he lives with you and the child is his. He should be paying at least half of all bills.

More if you aren't earning much.