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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

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Original poster

AIBU to want a bit more money

177 replies

elf0508 · 15/12/2015 15:44

My mum has just got a cheque for a claim she put in a year ago. Anyway a grand of it will go to my brother, 400 to me because I owe her money for a ps4 I got through her catalogue last year. 200 will go into savings, and 200 on my debts but I have 600 pound worth of debt so I'm thinking of just using it all on my debts.
AIBU to want a bit more money?

OP posts:

Want2bSupermum · 15/12/2015 16:52

If it has been a year since you bought the PS4 you will probably owe about GBP600 now. Not only do you pay interest but other fees like financing charges.

You need to grow up and thank your mother for being so generous. If you were my child I would be giving zero. Whatever money you get should be applied against the debt with the highest interest rate. If the debt is held in one place it might be worth calling them and asking for a settlement amount. It might be around GBP400 or so.

Also, think about needs vs wants. There are so many things that I want but it isn't an efficient use of my money so I don't buy these things. I have been without before so I know exactly what it is like to be poor. I certainly never bought something like a PS4 back then. DH bought one at costco here in the US and we ummed and ahhed about it for two weeks.

Lucylou333 · 15/12/2015 16:52

I want more money to. I wouldn't expect it from my mum, I'd be very grateful with what she's offered. She basically brought you the ps4 and gave you extra bonus. I have debts but they are my responsibility to pay.

sooperdooper · 15/12/2015 16:58

Your mum is effectively paying off your debt with her own money - she could give you nothing and ask for her money back for the PS4, and leave you to sort your own debts out - yes everyone wants more money but nobody has to give you any at all

Tummyclutter · 15/12/2015 16:58

Yes I was being sarcastic!

Hope the OP didn't take me seriously, as they won't have anything now, the horse didn't win .

I'm with Ipsos, too many 'children' seem to have a sense of entitlement. We encourage our parents to spend what they have put by and enjoy it.

ClarkL · 15/12/2015 17:06

Tommyclutter I cant believe your mates brothers cousin knows the SIL of the jockey that is riding it and managed to get it so wrong, I bet my last 2 buttons and pocket fluff on that horse.
I actually hope the OP DID follow your advice, anyone that self entitled deserves nothing.

In our family all my cousins have had deposits for houses, (and many friends) my sister married someone with a house already (bought by his Mummy) so when I met my husband and found out his parents had given his sister a substantial deposit on her house (enough for us commoners to buy a house outright) I was over the moon, it was finally my turn....until his parents confessed they'd spent all their money and we'd get nothing. Lucky I love my husband and didn't just want a house!!!

IF you are lucky enough to be given something you should be incredibly grateful, remember the kindness and pay it forward not moan about not getting as much as the next person, until then I suggest the OP increase their hours and hey presto - more money, problem solved.

OddSocksHighHeels · 15/12/2015 17:10

OP is clearly being ridiculous as others have already pointed out but I would just like to add my appreciation to the comment about books being free from the library only on Mumsnet!

Original poster

elf0508 · 15/12/2015 17:14

I don't think I'm entitled to anything, my brother was the one who asked for my mum to give us money in the first place.
The ps4 costs £400, there's no interest yet as it is due to be paid back before the end of the money. The 600 is unrelated. My brother doesn't owe money to my mum.

OP posts:

Gazelda · 15/12/2015 17:15

i think you'd be very sensible to put the whole 400 towards your debts. have you got a plan how to settle the remainder of your debts (200)?

But I think YABU to want more money from your mum. Be happy for her that she's had this windfall, grateful that she shared it with you and work towards getting into a position of being financially solvent and independent - its a great feeling.

hesterton · 15/12/2015 17:17

This reply has been deleted

Message withdrawn at poster's request.

Original poster

elf0508 · 15/12/2015 17:17

I am grateful that she is giving me any, I have said she didn't need to but she said "well your brother said I should" (my brother is an asshole if you've read my previous threads about him) I am just a bit gutted as I wanted all my debts paid off. It's really hard not to stress about money, with Christmas etc. I barely get to work three hours a day, it almost seems pointless not working but I need to do it as I need the money. But for every 20 quid I make, there's another 30 going on for interest for things I haven't paid :(

OP posts:

MetalMidget · 15/12/2015 17:18

This is probably a bad time to point out that my husband and I have two PS4s - one each! :D And an Xbox One. And a WiiU. However, when we were in lower paid jobs, we saved for big purchases like consoles, and quite often bought them second hand after trading in old consoles and games.

I do like books as well, I hasten to add.

As people have said, YANBU to want more money. Most people want more money. YABU to expect your mom to give it to you, especially when you owe her money. And as others have said, pay off debts before putting stuff into savings!

memyselfandaye · 15/12/2015 17:18

I think you should just be grateful and say thank you.

MaidOfStars · 15/12/2015 17:19

OP, how were you going to pay the £400 back to your Mum?

OddSocksHighHeels · 15/12/2015 17:20

Seek advice for your debts - it is still worth working, you can't pay your debts off with no income. Trust me, I know.

I don't think you should take the money and I think your brother needs to be told to keep his hands off it too.

BadLad · 15/12/2015 17:20

But for every 20 quid I make, there's another 30 going on for interest for things I haven't paid

In that case not only should you put all of the £400 into debt repayment, but you should also sell the PS4. Depending on what games you have with it, you would probably get enough to clear the debt.

OnlyLovers · 15/12/2015 17:20

I'm not going to say YABU or YANBU but I would suggest putting it all into your debts. I know it can feel like a false economy and that putting it in a savings account would be better, but paying down your debts is the best way to start sorting your finances.

Boring but true.

goodnightdarthvader1 · 15/12/2015 17:22

If your situation is so dire, you can do without a bloody PS4. And you make no sense, your brother asked for you to have money, but apparently he's an asshole, you've accepted the money, but you want more? Why do you work part time, are you looking after children?

Original poster

elf0508 · 15/12/2015 17:22

The ps4 is my partners. I got it on finance on my mams catalogue when I had a full time job, three weeks later I was made redundant so it's been hard to pay any towards it

OP posts:

goodnightdarthvader1 · 15/12/2015 17:24

Then your partner should sell it and put the money towards your debts. I still don't understand why you think you deserve more money?

Original poster

elf0508 · 15/12/2015 17:24

No my brother told my mum that she should give us money. (My other threads about him was my mum asking for my tv because he wants to bring his ps4 up for Christmas. Demanding she get certain cereal in etc) yes I have an 18mo

OP posts:

goodnightdarthvader1 · 15/12/2015 17:25

You owe her that money yet you seem annoyed she wants it back.

Goingtobeawesome · 15/12/2015 17:25

You what all your debts paid off?

😆😆😆😆😆😆😆😆😆😆😆😆🙄🙄

OddSocksHighHeels · 15/12/2015 17:25

You don't need to take it just because your brother said so.

BadLad · 15/12/2015 17:25

The ps4 is my partners. I got it on finance on my mams catalogue when I had a full time job, three weeks later I was made redundant so it's been hard to pay any towards it

If he's worth having as a partner, he will want you to sort out your financial mess more than he will want a PS4.

hefzi · 15/12/2015 17:25

If it's his, then he should be paying for it!

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