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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

AIBU to want a bit more money

177 replies

elf0508 · 15/12/2015 15:44

My mum has just got a cheque for a claim she put in a year ago. Anyway a grand of it will go to my brother, 400 to me because I owe her money for a ps4 I got through her catalogue last year. 200 will go into savings, and 200 on my debts but I have 600 pound worth of debt so I'm thinking of just using it all on my debts.
AIBU to want a bit more money?

OP posts:
shoeaddict83 · 15/12/2015 16:25

memyselfandaye Grin just spat my tea out reading that! Pmsl!!!

Enjolrass · 15/12/2015 16:26

She is tight? How do you work that out tommy

OP your mother doesn't have to give you anything.

Is there a reason you are getting less.

I am going to guess that if you bought a ps4 last year and haven't paid it off, the finance will be more than £400.

With littlewoods a ps4 may cost £400 if you start monthly payments immediately. If you wait a year to pay off they put more interest on it.

I suspect you are getting £1000

TripTrapTripTrapOverTheBridge · 15/12/2015 16:26

Well said memyselfandaye

YABVVVU to expect your mother to give your more money than she already has offered you

Janeymoo50 · 15/12/2015 16:27

Grow up, that's all I have to say.

shoeaddict83 · 15/12/2015 16:27

Enjol i think Tummy was being sarcastic somehow telling her to bet on the horses....... Hmm

MaidOfStars · 15/12/2015 16:28

OK, at a reasonable guess of catalogue APR at 30%, OP owes her Mum £520 for the PS4.

£520 + £400 in cash is £920. It's not a mile away from what your brother has got, OP. Did you not factor in the interest for the money you effectively borrowed to buy the PS4?

Summerisle1 · 15/12/2015 16:29

I don't see the problem here, OP. Your mother has come into some money. She could keep it all to herself since it is her money. Instead, she's giving your brother some of it and you some of it. You are getting less than your brother because you already owe her £400 and she'd like to be repaid. Clearly this is the one way that she can guarantee you paying what you owe her.

I'd focus on what you are getting. Not what you aren't.

stopfuckingshoutingatme · 15/12/2015 16:29

are you on fucking glue

yes, and...how old are you OP? is there a "teen" in your age-number

BadLad · 15/12/2015 16:29

TummyClutter, how is the mum tight?! She doesn't have to give anyone any money!

TummyClutter was being sarcastic.

I don't think the £600 is to pay off the PS4. Rather the OP got her mother pay for that last year, but hasn't paid her back the £400 for that yet, and the OP has £600 in unrelated debt. Her mother is writing off the £400 the OP owes her and giving the OP £400. She is giving the brother a grand.

Your mother is different from mine, OP. If I had to ask mine to buy me a PS4 at an expensive price and hadn't paid it back a year later, and had run up more debt, she would be furious.

MaidOfStars · 15/12/2015 16:30

Ah, I've just seen that some catalogues go as high as 50% APR, especially if nothing is paid off immediately (in the bonus/free period).

OP, you may well owe £600 for a £400 PS4.

goodnightdarthvader1 · 15/12/2015 16:30

Why do you think you are ENTITLED to money from your mother? Are you 12?

I may be pissed off and projecting because my layabout cousin just heavily hinted that she'd like money to buy tickets to an event, yet she doesn't have a job, refuses any help to get a job, doesn't even bother asking after my unborn baby or my recently ill mother before launching into her requests for money. Which I always ignore because she's not ENTITLED to my money just because I have a job. (OP, I know you have a job - like I said, pissed off and projecting)

HeadDreamer · 15/12/2015 16:30

listsandbudgets it's a playstation 4. DH and I both work full time and we don't have one yet.

But we aren't on glue, as someone already pointed out.

HeadDreamer · 15/12/2015 16:30

Ah, I've just seen that some catalogues go as high as 50% APR,

You shoudln't be suprised if you have seen bright house prices.

coffeeisnectar · 15/12/2015 16:30

Yabu.

She's clearing one debt for you and giving you cash which you can use as you wish. I'd suggest you clear more debt with it.

Clean slate with no debt is a good gift.

Enjolrass · 15/12/2015 16:31

Whoops BlushGrin

FeliciaJollygoodfellow · 15/12/2015 16:33

Wow. People are being right snooty arseholes today. Love the judgement on buying from catalogues - because that's the pressing thing, right?

OP YANBU to 'want' more money but YABU to think that your mum should just give it to you.

Ipsos · 15/12/2015 16:34

I have read in the newspapers that there are a lot of will claims coming to court these day from adult children who are aggrieved about will settlements. This is because the over-60 generation generally have a lot more money than the younger generation could aspire to these days.

The law seems to be that wills can be adjusted if the adult child was financially dependent on the older person when the older person died, and if the will doesn't adequately reflect that.

Obviously this OP's question is not a will settlement question, but it seems that she is not the only one who is demanding financial assistance from a parent even though she herself is an earning adult.

I find it all very weird. I think adults should shift for themselves, but I can imagine that I might think differently if I had very little money and I perceived that a parent had much more.

OP, I think this is probably a wake-up call that you need to get your house in order financially and learn not to be dependent on your parent.

ssd · 15/12/2015 16:36

is your mum giving your brother £1000 and you £800?

Iflyaway · 15/12/2015 16:36

You sound very entitled.

Love Aye's comment Grin

ItchyArmpits · 15/12/2015 16:37

Have you thanked your mother for giving you such a substantial amount of money?

KinkyAfro · 15/12/2015 16:37

I doubt this thread is real and OP hasn't been back but if it is real then OP, you sound really quite unpleasant. You owe your mum money but she's still giving you £400 and paying off £200 of your debts and you still want more.

Your mum is probably spending more on you and your brother but you still want more. You'd get fuck all from me, you ungrateful sod

Palomb · 15/12/2015 16:39

Why would anyone buy a PS4 on finance when you can get books from the library for no cost

My favourite comment so far

😂

BadLad · 15/12/2015 16:41

The OP makes Spoilt Bastard in Viz seem like a paragon of gratitude.

Stimpack · 15/12/2015 16:44

Yes because a book is the same as a PS4 Hmm

OP YABU, you owe money.

MaidOfStars · 15/12/2015 16:46

You shoudln't be suprised if you have seen bright house prices
I have never seen Bright House prices....Is it a catalogue?

As far as the OP is concerned, she's had £400 to pay the PS4 off and £400 on top of that. This leaves her £200 shy of her brother.

OP has completely disregarded the premise that her mother will have paid more than the £400 purchase price of the PS4 to service the debt associated with it. It is entirely plausible that the cost of this interest plus the purchase price is £600.

This would mean OP has received a grand, the same as her brother.

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