To spend a lot of money on clothes etc

[sltorres9]

I'm a fashion blogger/writer, every week I can spend up to and sometimes over £600 on clothes. Often I get sent free stuff but I like buying this. But now my partner is saying I'm disgusting for spending so much and should invest that money into my family. Who is in the wrong :(

Are you earning the money yourself, and are your family going without?

It's all relative.

£600 a week to me is obscene, £600 to Kim Kardasian is nothing.

I really couldn't give a toss.
Hth

You pays your money, you takes your choice.

I admit I would judge a little but really it's because of the waste. I sort of think it's overconsumption.

I also tend to buy too much of everything.

Can you afford it and are your family getting everything they need?

It depends whether you can afford it.
What do you do with them all? You'd end up with piles and piles of them.

Do you earn well over £600 per week blogging? (How? Genuine question). Are you able to spend similar amounts on it her family members? We don't have enough info to judge whether YABU except that I feel spending £600 per week on any item is obscene, regardless of what you earn.

If you're earning far more than that then its up to you.

To me it seems an extortionate amount - over 20 grand in clothes in a year which surely cant all be being worn, and more than some earn in a year. I'd wonder about motives for needing so many new clothes and whether they were truly bringing you happiness.

However at the end of the day its noone else's position to judge, especially if you have tons of money its completely up to you. If I were a millionaire I'd love nice property and save for uni/housing/schooling but it all choices isnt it.

Are you buying a few expensive things or lots of cheap stuff? Can you afford it? Do you wear it or do you feel you have to buy stuff to blog about?

I earn my own money and its usually my own money that I use, maybe £100 of OH's, no they never go without, I would never spend money on myself if my lb needed nappies etc.
Yeah I do have a lot, two wardrobes and three chest of drawers full. Some go to auction and the money goes to charity but mostly it sits in my wardrobe lol

If you can afford the clothes and see job security on the horizon, then spend the money how you like, if you are comfortable on the treadmill.

But there are alternatives to spending that money that could forgo some happiness today for much much more happiness in the future. (Such as investing your money)

It's not always £600, it can vary from £400-600 but I earn £900-1,300. Not in any way bragging but I feel like OH's comments have hit home and so really interested in your opinions

Do you contribute other income to family expenses or does it all go on clothes? Does OH have £20K a year to spend on what he wants, too?

So if you're too skint to pay the £600 per week from your own money, you'll need to reign it in, won't you?

Do you and your OH contribute the same/similar amounts to the household budget?

How much are you putting towards household things such as bills etc?

What percentage of your income does it amount to? £600 x 52 weeks come to 31,200. To me I d have to be on a salary of at least 250k before spending that. If your earnings are no way near that figure or your renting then I'd think your priorities are a bit skewed

Is the £900-£1300 before or after tax and expenses? Can you claim your clothes spend as a business expense?

Another perspective is to imagine how you would feel about your behaviour today had you lost your job and your partner left you.

How would you perceive yourself spending £20,000 clothes a year and not putting some aside as a rainy day fund, while having children to look after? How you imagine yourself to feel in this scenario will tell you what you need to do.

Not in anyway bragging....

No, course not guv

So that's anywhere from a quarter to two thirds of your income on clothes etc? That does sound quite a lot to me, and I'm guilty of spending quite a bit over a month.

How much of your OH's total weekly income is spent on himself? Or is he having to spend most of his on the bills?

I think if you spending that much and reselling it that would be fine, but it's a lot of your income to spend on stuff you don't need IYSWIM?

Perhaps if you sold it and reduced the charitable giving to 50% that would mean you were only spending a third of your income on what is essentially your "hobby"?

I do think how much your dh has to spend on his own hobbies is a relative and fair comparison.

A grand to £1300 pound a week equates to about 52-65k a year if what you quoted is gross weekly salary. Essentially you're spending half your salary on clothes which is extravagant but then I don't know your household set-up

Well, presuming this isn't a troll (!), if you are earning enough blogging that you can spend £600/week, ie £30k per year, on clothes, you must be earning at least £40k from the blogging? I'm a bit confuse as to why you don't get sent clothes for free if you're that successful. To be honest, unless you're absolutely minted (ie 6 figure salary) I think you're foolish in the extreme not to save for a house/pension/etc (even on a 6 figure salary). To be honest, I think it sounds like you might have a problem. Do you think you could stop if you wanted to? Are you in debt? Hard as it is to address addictions, if you have a family you really need to knock this on the head.

Have you paid off your mortgage?
Do you have money saved for your children's uni education?
Do you have an emergency fund?
If not, then your spending is excessive and you need to reign it in....!