Thanks for all your replies and opinions there is certainly a mixed bag!
I'm 48, he's 52, his pension is approx 1/3 of my full time take home pay and covers the mortgage, I pay for everything else. The 2 teenagers are mine (hubby is childless), 1 at college and another on a low income apprenticeship until October and then who knows if she will be kept on, so one is defo still dependent on me and I could have 2 back with no income in October. They haven't seen their 'real' father for over 3 years, before then was very sporadic and any maintenance was minimal, he can't even send them £10 for their birthday or Xmas so I've accepted that I've had to work full time to support them.
I don't mind the financial aspect 'too' much, although obviously any extra coming in is a bonus. He has tried to get jobs after the redundancy and I know he felt he was letting me down with every rejection (not true). He has a slight stammer so I know out of his comfort zone and feeling stressed that he won't come across well at interviews.
Its the free time and stress free life he has that I resent more, and looking at the next 20 years of full time work for me feels like a prison sentence, even if I do enjoy my job I feel I have no CHOICE, I simply will HAVE to work to 68.
Because I've been just getting by for years I've not had the ability to build a pension pot. His circumstances were a lot different to mine before we met and he was in a position to fund one - I guess I am a bit jealous that I've struggled to bring up the girls, but then he has missed out on the joys of babies, toddlers and young children (we met when my girls were 12 and 10).
I'm just feeling when will I get my time to enjoy life? My parents both retired when my dad hit 60 and have had a lovely few years doing what they want to do, taking life at a leisurely pace, going travelling etc while they were still in good health. In their 70s now they both have health problems and I think I'm just concerned that I will be washed up and tired out by 68 and not get that same lovely golden time. I feel pretty washed up and tired out now to be honest.
Maybe I'm just having a menopausal meltdown, really need to do some serious thinking, possibly downsizing in 4 or 5 years when/if the girls have left home, just the thought of knocking 5 years off the mortgage so I could retire at 63 seems fantastic.
Thanks again to all, it helps just knowing there are people out there in a similar position, and getting different viewpoints makes me look at things slightly differently. The downsizing ideas are really food for thought :-)
Karen x