I know these are only suggestions and ideas being kicked around but the Tories have form for making these kind of cuts. I therefore think they are odious.
Ed you DO realise that the benefit cap hits very few families on welfare don't you? It doesn't affect me (only one child) and I get extra benefits as my child is disabled. I still get nothing like £26k though as I don't need it. I am on full benefits at the moment as DSL is having real problems and needs me around ....plus he doesn't sleep at night so am tired much of the time.
If you or a family member becomes disabled/or you lose your job etc then you would indeed be affected by the benefit cap as you say you have five children. I am guessing you own your own house and if you can't pay the mortgage you'd sell up. If you need housing benefit then that would count towards the cap.
Could you raise five children with the benefit cap if the worst happened? Include housing costs in that. You might do it in social housing but not in the private sector. If you had to move to find cheaper housing it's possible but If you have a disabled child or are disaabLed yourself you might need local support of family.
I don't agree with cuts to pensions, pensioners are much less able to go out and work. Some could but many could not, I am guessing that administering winter fuel allowance by means testing would cost more than it saves. My auntie used to donate hers to the local hospice as she didn't need it,.
I have no idea how the Govt will make the cuts they are proposing if elected, I just know that they scare me.
Life really CAN hit you between the eyes when you least expect it, we would all do well to remember this.
Twenty years ago I had a well paying job, a mortgage and life was good. Twenty years later I can only work sporadically (when things are settled and DS sleeps well), am in social housing (for which I am more grateful than I can say). I had 8 months in work last year but am now supporting DS through a traumatic period of his life. I have no doubt that when things settle for DS I sill go back to work once again.
What I WOULD like to see is a tapering off of Carers Allowance during times a Carer might be able to work. My 8 months in work last year were fabulous but I was significantly worse off financially as my income was £20 a week over the cut off point. So I lost CA, most of housing benefit, all council tax support etc. my salary and WTC did not cover it. Everything was much harder as a result,